Cost of Living Comparison Between Jersey City, NJ and Chicago, IL Cost of Living Comparison Between Jersey City, NJ and Chicago, IL

😐 Solo nomad: Jersey City, NJ is 1.8% more expensive than Chicago, IL without rent, and 27.8% more expensive with rent.
😐 Family of 3: Jersey City, NJ is 1.3% more expensive than Chicago, IL without rent, and 13.8% more expensive with rent.
Currency
🍽 Eating Out
Jersey City, NJ
Chicago, IL
Difference
Meal at Budget Restaurant
$19.64 $19.64
$20.82 $20.82
-5.67%
Three-Course Dinner for Two, Mid-Range
$98.3 $98.3
$100 $100
-2.05%
Fast Food Meal (McDonalds, etc)
$13.75 $13.75
$11.97 $11.97
14.87%
Cappuccino
$5.47 $5.47
$5.56 $5.56
-1.62%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.34 $2.34
$3.11 $3.11
-24.76%
Water (0.33 liter bottle)
$1.89 $1.89
$2.42 $2.42
-21.90%
Local Beer (0.5 liter draught)
$7.2 $7.2
$6.86 $6.86
4.96%
Imported Beer (0.33 liter bottle)
$8.94 $8.94
$8.45 $8.45
5.80%
πŸ›’ Groceries & Markets
Jersey City, NJ
Chicago, IL
Difference
Milk (1 liter)
$1.29 $1.29
$1.04 $1.04
24.04%
White Bread (500g)
$3.87 $3.87
$4.15 $4.15
-6.75%
Rice (white) (1kg)
$5.31 $5.31
$5.52 $5.52
-3.80%
Eggs
$4.69 $4.69
$4.65 $4.65
0.86%
Local Cheese (1kg)
$21.11 $21.11
$14.33 $14.33
47.31%
Chicken Fillets (1kg)
$12.01 $12.01
$14.88 $14.88
-19.29%
Beef Round Steak (1kg)
$17.07 $17.07
$19.34 $19.34
-11.74%
Apples (1kg)
$4.89 $4.89
$5.17 $5.17
-5.42%
Banana (1kg)
$1.74 $1.74
$1.71 $1.71
1.75%
Oranges (1kg)
$4.04 $4.04
$4.41 $4.41
-8.39%
Tomato (1kg)
$4.3 $4.3
$4.51 $4.51
-4.66%
Potato (1kg)
$2.92 $2.92
$2.53 $2.53
15.42%
Onion (1kg)
$3.84 $3.84
$2.74 $2.74
40.15%
Lettuce (1 head)
$2.37 $2.37
$2.43 $2.43
-2.47%
Water (1.5 liter bottle)
$2.64 $2.64
$2.7 $2.7
-2.22%
Cigarettes 20 Pack (Marlboro, Camel)
$12.01 $12.01
$15.19 $15.19
-20.93%
Wine (Bottle)
$15.22 $15.22
$16.42 $16.42
-7.31%
Local Beer (0.5 liter bottle)
$1.75 $1.75
$2.35 $2.35
-25.53%
Imported Beer (0.33 liter bottle)
$5.87 $5.87
$3.7 $3.7
58.65%
🚌 Getting Around
Jersey City, NJ
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.71 $2.71
$2.53 $2.53
7.11%
Public Transport Monthly Pass (Regular Price)
$94.1 $94.1
$74.1 $74.1
26.93%
Taxi Start (Normal Tariff)
$2.93 $2.93
$3.34 $3.34
-12.28%
Taxi (Normal Tariff) (1km)
$1.71 $1.71
$1.42 $1.42
20.42%
Taxi 1hour Waiting (Normal Tariff)
$24.32 $24.32
$25.42 $25.42
-4.33%
Gasoline (1 liter)
$0.9 $0.9
$1.08 $1.08
-16.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.6K $34.6K
$32.4K $32.4K
6.61%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K $25.8K
$26.2K $26.2K
-1.47%
🧾 Monthly Utilities & Internet
Jersey City, NJ
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$125 $125
$188 $188
-33.63%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$45.77 $45.77
$63.7 $63.7
-28.15%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$65.2 $65.2
-2.21%
πŸŽ‰ Sport & Entertainment
Jersey City, NJ
Chicago, IL
Difference
Gym Membership (Monthly)
$80.5 $80.5
$76.7 $76.7
4.87%
Tennis Court (1 Hour on Weekend)
$43.68 $43.68
$13.03 $13.03
235.23%
Cinema Ticket
$17.07 $17.07
$14.93 $14.93
14.33%
🧸 Childcare & Education
Jersey City, NJ
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,228 $2,228
$2,063 $2,063
8.04%
International Primary School, 1 Child (Yearly)
$23.8K $23.8K
$39.2K $39.2K
-39.31%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Jersey City, NJ
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$73.9 $73.9
$64.3 $64.3
14.85%
Summer Dress (H&M, Zara, etc)
$63.9 $63.9
$52.4 $52.4
21.93%
Sport Shoes (Adidas, Nike)
$74 $74
$95.2 $95.2
-22.26%
Men's Leather Business Shoes
$136 $136
$145 $145
-6.17%
🏠 Accommodation & Living
Jersey City, NJ
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$3,312 $3,312
$2,378 $2,378
39.28%
1-bedroom Apartment, Outside City Center (Monthly)
$2,412 $2,412
$1,584 $1,584
52.22%
3-bedroom Apartment, City Center (Monthly)
$6,083 $6,083
$4,763 $4,763
27.71%
3-bedroom Apartment, Outside City Center (Monthly)
$3,621 $3,621
$2,815 $2,815
28.64%
Buy Apartment in City Center (m2)
$7,420 $7,420
$3,588 $3,588
106.81%
Buy Apartment Outside City Center (m2)
$5,834 $5,834
$2,490 $2,490
134.28%
πŸ’΅ Salaries & Financials
Jersey City, NJ
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$5,892 $5,892
$5,275 $5,275
11.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.62
6.6
0.30%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jersey City, NJ: October 27, 2025

Last update for Chicago, IL: October 29, 2025

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