Last update: Oct 2026

Cost of Living Comparison Between Janesville, WI and Toronto

For one person, living costs are similar in Janesville, WI and in Toronto: $2,656 and $2,561 a month, rent and utilities included.

129

Cost of Living Index in Janesville, WI
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Janesville, WI Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Janesville, WI

🇺🇸 United States

$2,656

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Janesville, WI and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Janesville, WI and in Toronto actually costs, broken down by who's living it.

A single person spends $2,656 per month in Janesville, WI vs $2,561 in Toronto, rent included.

Janesville, WI $2,656
Toronto $2,561

A couple spends around $3,942 per month in Janesville, WI vs $3,694 in Toronto, rent included.

Janesville, WI $3,942
Toronto $3,694

A family of three spends $5,229 per month in Janesville, WI vs $4,826 in Toronto, rent included.

Janesville, WI $5,229
Toronto $4,826

Janesville, WI costs about 4% more than Toronto, and outside of rent the biggest gap is in transport.

Both Janesville, WI and Toronto sit above the global median – Janesville, WI by 97%, Toronto by 90%.

Meal at Budget Restaurant

$21.23 $21.23

$17.18 CA$24.29

23.57%

Three-Course Dinner for Two, Mid-Range

$91.8 $91.8

$76.0 CA$107

20.77%

Fast Food Meal (McDonalds, etc)

$12.85 $12.85

$10.54 CA$14.89

21.92%

Cappuccino

$5.58 $5.58

$4.02 CA$5.68

38.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 $2.62

$2.12 CA$3.00

23.58%

Water (0.33 liter bottle)

$2.33 $2.33

$1.75 CA$2.48

33.14%

Local Beer (0.5 liter draught)

$7.18 $7.18

$6.24 CA$8.83

15.06%

Imported Beer (0.33 liter bottle)

$9.05 $9.05

$7.09 CA$10.02

27.64%

Milk (1 liter)

$0.76 $0.76

$2.44 CA$3.45

-68.85%

White Bread (500g)

$1.79 $1.79

$2.68 CA$3.78

-33.21%

Rice (white) (1kg)

$5.16 $5.16

$2.24 CA$3.17

130.36%

Eggs

$4.92 $4.92

$3.56 CA$5.03

38.20%

Local Cheese (1kg)

$14.21 $14.21

$9.09 CA$12.85

56.33%

Chicken Fillets (1kg)

$14.42 $14.42

$11.33 CA$16.01

27.27%

Beef Round Steak (1kg)

$18.68 $18.68

$14.53 CA$20.55

28.56%

Apples (1kg)

$5.16 $5.16

$3.62 CA$5.12

42.54%

Banana (1kg)

$1.99 $1.99

$1.21 CA$1.72

64.46%

Oranges (1kg)

$4.24 $4.24

$3.60 CA$5.09

17.78%

Tomato (1kg)

$4.78 $4.78

$4.21 CA$5.96

13.54%

Potato (1kg)

$2.69 $2.69

$1.79 CA$2.53

50.28%

Onion (1kg)

$2.76 $2.76

$1.59 CA$2.25

73.58%

Lettuce (1 head)

$2.25 $2.25

$2.27 CA$3.21

-0.88%

Water (1.5 liter bottle)

$3.12 $3.12

$1.25 CA$1.77

149.60%

Cigarettes 20 Pack (Marlboro, Camel)

$10.05 $10.05

$13.82 CA$19.53

-27.28%

Wine (Bottle)

$15.12 $15.12

$14.27 CA$20.18

5.96%

Local Beer (0.5 liter bottle)

$2.62 $2.62

$2.20 CA$3.10

19.09%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$2.43 CA$3.44

43.21%

One-way Ticket (Public Transport)

$1.94 $1.94

$2.39 CA$3.38

-18.83%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$3.31 $3.31

$2.91 CA$4.12

13.75%

Taxi (Normal Tariff) (1km)

$1.39 $1.39

$1.20 CA$1.69

15.83%

Taxi 1hour Waiting (Normal Tariff)

$24.49 $24.49

$21.38 CA$30.23

14.55%

Gasoline (1 liter)

$1.19 $1.19

$1.21 CA$1.71

-1.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K $36.5K

$28.2K CA$39.8K

29.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$20.3K CA$28.6K

25.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 $190

$120 CA$170

58.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$67.8 $67.8

$32.26 CA$45.60

110.14%

Internet (50+ Mbps, Unlimited Data)

$60.6 $60.6

$47.93 CA$67.8

26.46%

Gym Membership (Monthly)

$42.08 $42.08

$38.48 CA$54.4

9.36%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$17.67 $17.67

$12.38 CA$17.50

42.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,562 $1,562

$830 CA$1,173

88.25%

International Primary School, 1 Child (Yearly)

$31.3K $31.3K

$23.1K CA$32.6K

35.67%

Jeans (Levis 501 Or Similar)

$66.8 $66.8

$50.7 CA$71.7

31.77%

Summer Dress (H&M, Zara, etc)

$50.7 $50.7

$40.02 CA$56.6

26.76%

Sport Shoes (Adidas, Nike)

$99.0 $99.0

$98.0 CA$139

1.07%

Men's Leather Business Shoes

$141 $141

$121 CA$171

17.12%

1-bedroom Apartment, City Center (Monthly)

$1,600 $1,600

$1,592 CA$2,251

0.49%

1-bedroom Apartment, Outside City Center (Monthly)

$1,306 $1,306

$1,410 CA$1,994

-7.41%

3-bedroom Apartment, City Center (Monthly)

$2,464 $2,464

$2,670 CA$3,775

-7.73%

3-bedroom Apartment, Outside City Center (Monthly)

$2,156 $2,156

$2,152 CA$3,042

0.19%

Buy Apartment in City Center (m2)

$2,706 $2,706

$7,945 CA$11.2K

-65.95%

Buy Apartment Outside City Center (m2)

$2,445 $2,445

$6,542 CA$9,249

-62.63%

Average Monthly Net Salary (After Tax)

$3,717 $3,717

$3,727 CA$5,269

-0.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.77

4.47

51.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Janesville, WI: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Janesville, WI

$1.3K 49.2%

Toronto

$1.4K 55.1% 8% $105

Groceries & Markets

Janesville, WI

$425 16%

Toronto

$340 13.3% 20.2% $86

Eating Out

Janesville, WI

$349 13.2%

Toronto

$278 10.9% 20.3% $71

Monthly Utilities & Internet

Janesville, WI

$319 12%

Toronto

$201 7.8% 37.1% $118

Clothing & Footwear

Janesville, WI

$161 6.1%

Toronto

$139 5.4% 13.6% $22

Sport & Entertainment

Janesville, WI

$77 2.9%

Toronto

$63 2.5% 18.3% $14

Getting Around

Janesville, WI

$18 * 0.7%

Toronto

$129 5.1% 619% $111

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,600 in Janesville, WI versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 0% higher in Toronto, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $92.0 in Janesville, WI versus $76.0 in Toronto. Monthly groceries follow the same trend: $425 vs $340 – making Toronto the more affordable choice for daily food spending.

Good to know

🇺🇸 Janesville, WI

🇨🇦 Toronto

🕒 Local time

08:14 8:14 AM

09:14 9:14 AM

1 h ahead of Janesville, WI

🌤 Weather

👥 Population

63,575

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Janesville, WI Toronto 790 km ≈ 1 h 30 min nonstop flight

From you

Janesville, WI
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Janesville, WI vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,656 in Janesville, WI, $2,561 in Toronto – roughly 4% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,984 per month in Janesville, WI and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $92.0 in Janesville, WI and $76.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 25% more in Janesville, WI, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,500 is a stretch for both – monthly costs hit $2,656 in Janesville, WI and $2,561 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Janesville, WI makes more sense. Both are solid long-term options with distinct trade-offs.