Cost of Living Comparison Between Jammu and Dharamsala Cost of Living Comparison Between Jammu and Dharamsala

🙂 Solo nomad: Jammu is 10.4% cheaper than Dharamsala without rent, and 9.8% cheaper with rent.

🙂 Family of 3: Jammu is 2.2% cheaper than Dharamsala without rent, and 2.8% more expensive with rent.

Meal at Budget Restaurant

$3.19 ₹272

$2.59 ₹222

23.17%

Three-Course Dinner for Two, Mid-Range

$11.56 ₹989

$11.5 ₹983

0.52%

Fast Food Meal (McDonalds, etc)

$2.88 ₹247

$3.47 ₹297

-17.00%

Cappuccino

$1.18 ₹101

$1.58 ₹135

-25.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 ₹31.15

$0.37 ₹31.6

-2.70%

Water (0.33 liter bottle)

$0.17 ₹14.14

$0.15 ₹13.12

13.33%

Local Beer (0.5 liter draught)

$1.37 ₹117

$1.6 ₹136

-14.37%

Imported Beer (0.33 liter bottle)

$2.68 ₹230

$2.71 ₹232

-1.11%

Milk (1 liter)

$0.7 ₹60.1

$0.67 ₹57

4.48%

White Bread (500g)

$0.38 ₹32.56

$0.59 ₹50.2

-35.59%

Rice (white) (1kg)

$0.73 ₹62.4

$0.89 ₹75.9

-17.98%

Eggs

$1.03 ₹87.7

$1.11 ₹95

-7.21%

Local Cheese (1kg)

$3.99 ₹342

$5.49 ₹469

-27.32%

Chicken Fillets (1kg)

$2.28 ₹195

$2.06 ₹176

10.68%

Apples (1kg)

$1.22 ₹105

$1.55 ₹132

-21.29%

Banana (1kg)

$0.93 ₹79.9

$0.75 ₹64

24.00%

Oranges (1kg)

$0.91 ₹78.3

$0.97 ₹83.1

-6.19%

Tomato (1kg)

$0.55 ₹47.41

$0.57 ₹48.96

-3.51%

Potato (1kg)

$0.37 ₹31.65

$0.24 ₹20.61

54.17%

Onion (1kg)

$0.52 ₹44.34

$0.46 ₹39.14

13.04%

Lettuce (1 head)

$0.69 ₹59.3

$0.43 ₹36.48

60.47%

Water (1.5 liter bottle)

$0.33 ₹28.55

$0.35 ₹29.51

-5.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.89 ₹333

$4.02 ₹344

-3.23%

Wine (Bottle)

$6.98 ₹597

$3.36 ₹288

107.74%

Local Beer (0.5 liter bottle)

$1.44 ₹123

$1.71 ₹146

-15.79%

Imported Beer (0.33 liter bottle)

$2.61 ₹223

$2.72 ₹232

-4.04%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.85 ₹330

$4.99 ₹427

-22.85%

One-way Ticket (Public Transport)

$0.28 ₹23.7

$0.3 ₹25.76

-6.67%

Public Transport Monthly Pass (Regular Price)

$3.56 ₹304

$8.95 ₹766

-60.22%

Taxi Start (Normal Tariff)

$1.72 ₹147

$0.83 ₹71

107.23%

Taxi (Normal Tariff) (1km)

$0.28 ₹23.8

$0.24 ₹20.57

16.67%

Taxi 1hour Waiting (Normal Tariff)

$2.28 ₹195

$1.13 ₹96.7

101.77%

Gasoline (1 liter)

$1.22 ₹105

$1.14 ₹97.9

7.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.7K ₹1.5M

$14.6K ₹1.3M

20.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K ₹2.3M

$29.7K ₹2.5M

-7.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$31.13 ₹2,663

$48.68 ₹4,164

-36.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.5 ₹299

$2.67 ₹228

31.09%

Internet (50+ Mbps, Unlimited Data)

$7.6 ₹650

$2.85 ₹244

166.67%

Gym Membership (Monthly)

$16.4 ₹1,403

$14.49 ₹1,239

13.18%

Tennis Court (1 Hour on Weekend)

$11.19 ₹957

$6.96 ₹595

60.78%

Cinema Ticket

$2.93 ₹250

$2.97 ₹254

-1.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$41.4 ₹3,541

$60.4 ₹5,166

-31.46%

International Primary School, 1 Child (Yearly)

$1,191 ₹101.8K

$1,970 ₹168.5K

-39.56%

Jeans (Levis 501 Or Similar)

$26.74 ₹2,287

$24.12 ₹2,063

10.86%

Summer Dress (H&M, Zara, etc)

$32.21 ₹2,755

$23.94 ₹2,047

34.54%

Sport Shoes (Adidas, Nike)

$42.93 ₹3,671

$48.98 ₹4,189

-12.35%

Men's Leather Business Shoes

$26.59 ₹2,274

$32.79 ₹2,805

-18.91%

1-bedroom Apartment, City Center (Monthly)

$97.7 ₹8,352

$94.9 ₹8,116

2.91%

1-bedroom Apartment, Outside City Center (Monthly)

$59.1 ₹5,054

$89 ₹7,611

-33.61%

3-bedroom Apartment, City Center (Monthly)

$252 ₹21.5K

$142 ₹12.1K

77.45%

3-bedroom Apartment, Outside City Center (Monthly)

$181 ₹15.4K

$111 ₹9,465

63.14%

Buy Apartment in City Center (m2)

$1,986 ₹169.8K

$1,009 ₹86.3K

96.86%

Buy Apartment Outside City Center (m2)

$1,730 ₹148K

$648 ₹55.4K

167.04%

Average Monthly Net Salary (After Tax)

$483 ₹41.4K

$227 ₹19.4K

113.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.83

7.5

84.40%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jammu: October 28, 2025

Last update for Dharamsala: October 28, 2025

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