Last update: Oct 2026

Cost of Living Comparison Between Jacksonville, NC and New York, NY

For one person, living is cheaper in Jacksonville, NC: $2,554 a month against $4,941 in New York, NY, rent and utilities included – about $28,600 less a year. Rent and utilities account for most of the difference.

Jacksonville, NC, United States
New York, NY, United States
Jacksonville, NC
🇺🇸 United States
$2,554
/mo nomad
New York, NY
🇺🇸 United States
$4,941
/mo nomad
Monthly Cost of Living

How much you'll spend in Jacksonville, NC and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jacksonville, NC and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,554 in Jacksonville, NC versus $4,941 in New York, NY.

  • Jacksonville, NC $2,554
  • New York, NY $4,941

Estimated couple costs with rent: $3,595 in Jacksonville, NC versus $7,225 in New York, NY.

  • Jacksonville, NC $3,595
  • New York, NY $7,225

Monthly costs for a family of three with rent: $4,637 in Jacksonville, NC versus $9,509 in New York, NY.

  • Jacksonville, NC $4,637
  • New York, NY $9,509

Living in Jacksonville, NC costs roughly 48% less than in New York, NY, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Jacksonville, NC 88% above, New York, NY 263% above.

Currency
🍽 Eating Out
Jacksonville, NC
New York, NY
Difference
Meal at Budget Restaurant
$15.57 $15.57
$28.55 $28.55
-45.46%
Three-Course Dinner for Two, Mid-Range
$58.9 $58.9
$118 $118
-50.30%
Fast Food Meal (McDonalds, etc)
$9.89 $9.89
$15.04 $15.04
-34.24%
Cappuccino
$4.81 $4.81
$6.53 $6.53
-26.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.56 $2.56
$3.96 $3.96
-35.35%
Water (0.33 liter bottle)
$1.97 $1.97
$3.01 $3.01
-34.55%
Local Beer (0.5 liter draught)
$4.94 $4.94
$8.16 $8.16
-39.46%
Imported Beer (0.33 liter bottle)
$7.06 $7.06
$9.84 $9.84
-28.25%
🛒 Groceries & Markets
Jacksonville, NC
New York, NY
Difference
Milk (1 liter)
$1.17 $1.17
$1.37 $1.37
-14.60%
White Bread (500g)
$4.21 $4.21
$4.97 $4.97
-15.29%
Rice (white) (1kg)
$11.08 $11.08
$7.81 $7.81
41.87%
Eggs
$6.04 $6.04
$5.97 $5.97
1.17%
Local Cheese (1kg)
$19.50 $19.50
$18.91 $18.91
3.12%
Chicken Fillets (1kg)
$17.09 $17.09
$18.04 $18.04
-5.27%
Beef Round Steak (1kg)
$24.53 $24.53
$19.05 $19.05
28.77%
Apples (1kg)
$5.87 $5.87
$6.76 $6.76
-13.17%
Banana (1kg)
$1.86 $1.86
$2.27 $2.27
-18.06%
Oranges (1kg)
$8.23 $8.23
$6.83 $6.83
20.50%
Tomato (1kg)
$6.17 $6.17
$7.09 $7.09
-12.98%
Potato (1kg)
$6.88 $6.88
$4.22 $4.22
63.03%
Onion (1kg)
$4.00 $4.00
$4.65 $4.65
-13.98%
Lettuce (1 head)
$2.77 $2.77
$2.87 $2.87
-3.48%
Water (1.5 liter bottle)
$2.04 $2.04
$2.60 $2.60
-21.54%
Cigarettes 20 Pack (Marlboro, Camel)
$8.96 $8.96
$18.77 $18.77
-52.26%
Wine (Bottle)
$15.02 $15.02
$20.13 $20.13
-25.38%
Local Beer (0.5 liter bottle)
$1.76 $1.76
$3.45 $3.45
-48.99%
Imported Beer (0.33 liter bottle)
$3.96 $3.96
$4.02 $4.02
-1.49%
🚌 Getting Around
Jacksonville, NC
New York, NY
Difference
One-way Ticket (Public Transport)
$1.53 $1.53
$2.91 $2.91
-47.42%
Public Transport Monthly Pass (Regular Price)
$90.4 $90.4
$139 $139
-34.94%
Taxi Start (Normal Tariff)
$2.54 $2.54
$3.08 $3.08
-17.53%
Taxi (Normal Tariff) (1km)
-
$2.12 $2.12
-
Taxi 1hour Waiting (Normal Tariff)
-
$41.96 $41.96
-
Gasoline (1 liter)
$0.91 $0.91
$1.17 $1.17
-22.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.4K $27.4K
$34.5K $34.5K
-20.60%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K $25.7K
$25.9K $25.9K
-0.59%
🧾 Monthly Utilities & Internet
Jacksonville, NC
New York, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$174 $174
$219 $219
-20.71%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$76.0 $76.0
$74.2 $74.2
2.40%
Internet (50+ Mbps, Unlimited Data)
$71.2 $71.2
$70.2 $70.2
1.44%
🎉 Sport & Entertainment
Jacksonville, NC
New York, NY
Difference
Gym Membership (Monthly)
$31.20 $31.20
$112 $112
-72.13%
Tennis Court (1 Hour on Weekend)
$1.71 $1.71
$74.9 $74.9
-97.72%
Cinema Ticket
$15.59 $15.59
$22.14 $22.14
-29.58%
🧸 Childcare & Education
Jacksonville, NC
New York, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$796 $796
$3,558 $3,558
-77.63%
International Primary School, 1 Child (Yearly)
-
$62.2K $62.2K
-
👕👟 Clothing & Footwear
Jacksonville, NC
New York, NY
Difference
Jeans (Levis 501 Or Similar)
$60.9 $60.9
$75.6 $75.6
-19.43%
Summer Dress (H&M, Zara, etc)
$39.56 $39.56
$51.2 $51.2
-22.73%
Sport Shoes (Adidas, Nike)
$103 $103
$123 $123
-16.49%
Men's Leather Business Shoes
$138 $138
$140 $140
-0.95%
🏠 Accommodation & Living
Jacksonville, NC
New York, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,384 $1,384
$4,499 $4,499
-69.23%
1-bedroom Apartment, Outside City Center (Monthly)
$1,094 $1,094
$3,078 $3,078
-64.47%
3-bedroom Apartment, City Center (Monthly)
$1,809 $1,809
$9,447 $9,447
-80.85%
3-bedroom Apartment, Outside City Center (Monthly)
$1,451 $1,451
$5,190 $5,190
-72.03%
Buy Apartment in City Center (m2)
$2,049 $2,049
$18.1K $18.1K
-88.68%
Buy Apartment Outside City Center (m2)
$1,833 $1,833
$6,693 $6,693
-72.61%
💵 Salaries & Financials
Jacksonville, NC
New York, NY
Difference
Average Monthly Net Salary (After Tax)
$2,208 $2,208
$5,220 $5,220
-57.71%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.37
6.86
-7.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jacksonville, NC: October 25, 2026

Last update for New York, NY: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Jacksonville, NC
$1.1K
New York, NY
$3.1K 182% $2K
Groceries & Markets
Jacksonville, NC
$555
New York, NY
$563 1.4% $8
Monthly Utilities & Internet
Jacksonville, NC
$321
New York, NY
$364 13.3% $43
Eating Out
Jacksonville, NC
$269
New York, NY
$440 63.7% $171
Clothing & Footwear
Jacksonville, NC
$154
New York, NY
$175 14% $22
Getting Around
Jacksonville, NC
$99 *
New York, NY
$164 65.8% $65
Sport & Entertainment
Jacksonville, NC
$62
New York, NY
$156 151% $94

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,384 in Jacksonville, NC and $4,499 in New York, NY. Housing cost is often the main lever when comparing two cities.

New York, NY pays about 2.4 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $59 in Jacksonville, NC vs $118 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $555 vs $563 per month, with Jacksonville, NC cheaper across the board.

Good to know
🇺🇸 Jacksonville, NC
🇺🇸 New York, NY
🕒 Local time
18:09 6:09 PM
18:09 6:09 PM
Same time as Jacksonville, NC
🌤 Weather
👥 Population
949,611
8,804,190
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

On the map
Between locations
  • Jacksonville, NC New York, NY 710 km ≈ 1 h 30 min nonstop flight
From you
  • Jacksonville, NC
  • New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Jacksonville, NC vs New York, NY: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Jacksonville, NC and in New York, NY?
Total monthly costs including rent come to $2,554 in Jacksonville, NC and $4,941 in New York, NY, so Jacksonville, NC is about 48% cheaper – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 58% lower in Jacksonville, NC. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Jacksonville, NC and in New York, NY?
Rent for a central apartment: $1,384 in Jacksonville, NC versus $4,499 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Jacksonville, NC and New York, NY?
Childcare runs $796 in Jacksonville, NC versus $3,558 in New York, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Jacksonville, NC – a meal for two runs $59 versus $118 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $3,000 per month?
At $2,554 in Jacksonville, NC versus $4,941 in New York, NY, a $3,000 budget is realistic in Jacksonville, NC but tight or insufficient in New York, NY. The gap between the two cities makes Jacksonville, NC the clear choice for anyone on this budget.
How does quality of life compare between Jacksonville, NC and New York, NY?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How do I decide between Jacksonville, NC and New York, NY?
It comes down to priorities – Jacksonville, NC wins on affordability, New York, NY on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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