Cost of Living Comparison Between Jacksonville, FL and Wellington Cost of Living Comparison Between Jacksonville, FL and Wellington

Monthly Cost of Living

A single person spends $2,459 per month in Jacksonville, FL vs $2,277 in Wellington, rent included.

A couple spends around $3,712 per month in Jacksonville, FL vs $3,544 in Wellington, rent included.

A family of three spends $4,965 per month in Jacksonville, FL vs $4,812 in Wellington, rent included.

Jacksonville, FL costs about 8% more than Wellington, driven mainly by Clothing & Footwear.

Both Jacksonville, FL and Wellington sit above the global median – Jacksonville, FL by 84%, Wellington by 70%.

Currency
🍽 Eating Out
Jacksonville, FL
Wellington
Difference
Meal at Budget Restaurant
$20.19 $20.19
$17.28 NZ$29.58
16.84%
Three-Course Dinner for Two, Mid-Range
$84.9 $84.9
$85.1 NZ$146
-0.26%
Fast Food Meal (McDonalds, etc)
$12.11 $12.11
$9.91 NZ$16.97
22.20%
Cappuccino
$4.92 $4.92
$3.75 NZ$6.42
31.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.05 $3.05
$2.61 NZ$4.46
16.86%
Water (0.33 liter bottle)
$2.32 $2.32
$2.18 NZ$3.74
6.42%
Local Beer (0.5 liter draught)
$4.79 $4.79
$7.17 NZ$12.28
-33.19%
Imported Beer (0.33 liter bottle)
$5.59 $5.59
$7.37 NZ$12.62
-24.15%
🛒 Groceries & Markets
Jacksonville, FL
Wellington
Difference
Milk (1 liter)
$1.05 $1.05
$1.80 NZ$3.09
-41.67%
White Bread (500g)
$3.82 $3.82
$2.02 NZ$3.46
89.11%
Rice (white) (1kg)
$3.01 $3.01
$1.91 NZ$3.27
57.59%
Eggs
$4.88 $4.88
$6.98 NZ$11.96
-30.09%
Local Cheese (1kg)
$13.72 $13.72
$7.95 NZ$13.61
72.58%
Chicken Fillets (1kg)
$9.45 $9.45
$11.26 NZ$19.28
-16.07%
Beef Round Steak (1kg)
$15.08 $15.08
$12.87 NZ$22.03
17.17%
Apples (1kg)
$4.34 $4.34
$3.05 NZ$5.22
42.30%
Banana (1kg)
$1.46 $1.46
$2.36 NZ$4.03
-38.14%
Oranges (1kg)
$3.16 $3.16
$3.10 NZ$5.31
1.94%
Tomato (1kg)
$4.09 $4.09
$4.81 NZ$8.23
-14.97%
Potato (1kg)
$2.78 $2.78
$2.06 NZ$3.53
34.95%
Onion (1kg)
$3.29 $3.29
$1.57 NZ$2.68
109.55%
Lettuce (1 head)
$3.03 $3.03
$2.25 NZ$3.86
34.67%
Water (1.5 liter bottle)
$2.68 $2.68
$1.31 NZ$2.24
104.58%
Cigarettes 20 Pack (Marlboro, Camel)
$8.15 $8.15
$26.06 NZ$44.63
-68.73%
Wine (Bottle)
$14.82 $14.82
$10.75 NZ$18.40
37.86%
Local Beer (0.5 liter bottle)
$1.91 $1.91
$3.65 NZ$6.25
-47.67%
Imported Beer (0.33 liter bottle)
$3.37 $3.37
$3.28 NZ$5.62
2.74%
🚌 Getting Around
Jacksonville, FL
Wellington
Difference
One-way Ticket (Public Transport)
$1.98 $1.98
$2.69 NZ$4.61
-26.39%
Public Transport Monthly Pass (Regular Price)
$61.7 $61.7
$106 NZ$181
-41.72%
Taxi Start (Normal Tariff)
$3.93 $3.93
$2.76 NZ$4.73
42.39%
Taxi (Normal Tariff) (1km)
$2.46 $2.46
$1.84 NZ$3.15
33.70%
Taxi 1hour Waiting (Normal Tariff)
$24.61 $24.61
$60.8 NZ$104
-59.52%
Gasoline (1 liter)
$0.92 $0.92
$1.65 NZ$2.82
-44.24%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K $26.1K
$33.3K NZ$57.1K
-21.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.7K $24.7K
$25.5K NZ$43.7K
-3.37%
🧾 Monthly Utilities & Internet
Jacksonville, FL
Wellington
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$190 $190
$160 NZ$274
19.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$44.32 $44.32
$33.45 NZ$57.3
32.50%
Internet (50+ Mbps, Unlimited Data)
$59.1 $59.1
$51.5 NZ$88.2
14.84%
🎉 Sport & Entertainment
Jacksonville, FL
Wellington
Difference
Gym Membership (Monthly)
$35.41 $35.41
$35.81 NZ$61.3
-1.12%
Tennis Court (1 Hour on Weekend)
$16.35 $16.35
$20.66 NZ$35.38
-20.86%
Cinema Ticket
$13.90 $13.90
$11.85 NZ$20.28
17.30%
🧸 Childcare & Education
Jacksonville, FL
Wellington
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,302 $1,302
$792 NZ$1,357
64.31%
International Primary School, 1 Child (Yearly)
$11.2K $11.2K
$13.0K NZ$22.2K
-13.91%
👕👟 Clothing & Footwear
Jacksonville, FL
Wellington
Difference
Jeans (Levis 501 Or Similar)
$54.9 $54.9
$73.0 NZ$125
-24.83%
Summer Dress (H&M, Zara, etc)
$46.21 $46.21
$53.8 NZ$92.0
-14.03%
Sport Shoes (Adidas, Nike)
$89.1 $89.1
$119 NZ$203
-24.88%
Men's Leather Business Shoes
$87.5 $87.5
$142 NZ$243
-38.43%
🏠 Accommodation & Living
Jacksonville, FL
Wellington
Difference
1-bedroom Apartment, City Center (Monthly)
$1,586 $1,586
$1,303 NZ$2,230
21.73%
1-bedroom Apartment, Outside City Center (Monthly)
$1,215 $1,215
$1,094 NZ$1,874
11.02%
3-bedroom Apartment, City Center (Monthly)
$2,921 $2,921
$2,101 NZ$3,597
39.06%
3-bedroom Apartment, Outside City Center (Monthly)
$2,132 $2,132
$1,902 NZ$3,257
12.09%
Buy Apartment in City Center (m2)
$2,366 $2,366
$6,864 NZ$11.8K
-65.53%
Buy Apartment Outside City Center (m2)
$2,144 $2,144
$3,720 NZ$6,369
-42.35%
💵 Salaries & Financials
Jacksonville, FL
Wellington
Difference
Average Monthly Net Salary (After Tax)
$4,099 $4,099
$2,800 NZ$4,794
46.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.53
6.94
-5.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jacksonville, FL: July 12, 2026

Last update for Wellington: July 13, 2026

Cost Breakdown

A central one-bedroom costs $1,586 in Jacksonville, FL versus $1,303 in Wellington. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 46% higher in Jacksonville, FL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $85.0 in Jacksonville, FL versus $85.0 in Wellington. Groceries tell a different story – $383 in Jacksonville, FL vs $339 in Wellington – so Wellington wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Jacksonville, FL vs Wellington: Cost of Living - Frequently Asked Questions
Which city is more expensive, Jacksonville, FL or Wellington?
Jacksonville, FL costs about 8% more than Wellington, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Jacksonville, FL and in Wellington?
For a comfortable life, plan on about $3,688 per month in Jacksonville, FL and $3,416 in Wellington. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Jacksonville, FL or Wellington?
Rent is clearly cheaper in Wellington, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Jacksonville, FL and in Wellington?
A mid-range dinner for two costs $85.0 in Jacksonville, FL and $85.0 in Wellington. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How much does it cost to live in Jacksonville, FL compared to Wellington?
Monthly expenses with rent come to $2,459 in Jacksonville, FL and $2,277 in Wellington. The difference isn't just one category – it shows up across housing, food, transport, and services.
Can you live on $2,500/month in Jacksonville, FL or in Wellington?
A $2,500 monthly budget goes further in Wellington, where all-in costs run around $2,277, than in Jacksonville, FL at $2,459. In Wellington it covers expenses comfortably, while in Jacksonville, FL it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Jacksonville, FL or Wellington?
For digital nomads, it depends on budget. Wellington costs $2,277 versus $2,459 in Jacksonville, FL. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Jacksonville, FL compared to Wellington?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Jacksonville, FL or to Wellington?
If budget matters most, go with Wellington. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jacksonville, FL makes more sense. Both are solid long-term options with distinct trade-offs.

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