Last update: Oct 2026

Cost of Living Comparison Between Izola and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,674 in Izola, rent and utilities included – about $9,100 less a year. Rent and utilities account for most of the difference.

81

Cost of Living Index in Izola
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Izola Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Izola

🇸🇮 Slovenia

$1,674

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Izola and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Izola and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,674 in Izola versus $918 in Cebu.

Izola $1,674
Cebu $918

Estimated couple costs with rent: $2,541 in Izola versus $1,409 in Cebu.

Izola $2,541
Cebu $1,409

Monthly costs for a family of three with rent: $3,407 in Izola versus $1,900 in Cebu.

Izola $3,407
Cebu $1,900

Living in Izola is roughly 82% more expensive than in Cebu, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Izola is 24% above, Cebu is 32% below.

Meal at Budget Restaurant

$11.19 €9.95

$3.09 ₱194

262.14%

Three-Course Dinner for Two, Mid-Range

$56.5 €50.2

$24.22 ₱1,525

133.15%

Fast Food Meal (McDonalds, etc)

$8.86 €7.89

$3.92 ₱247

126.02%

Cappuccino

$1.37 €1.22

$2.51 ₱158

-45.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.34 €2.97

$1.59 ₱100

110.06%

Water (0.33 liter bottle)

$2.25 €2.00

$0.53 ₱33.43

324.53%

Local Beer (0.5 liter draught)

$3.57 €3.17

$1.78 ₱112

100.56%

Imported Beer (0.33 liter bottle)

$4.40 €3.91

$2.17 ₱137

102.76%

Milk (1 liter)

$1.20 €1.07

$1.92 ₱121

-37.50%

White Bread (500g)

$1.51 €1.34

$1.36 ₱85.4

11.03%

Rice (white) (1kg)

$2.27 €2.02

$1.01 ₱63.5

124.75%

Eggs

$2.36 €2.10

$2.03 ₱128

16.26%

Local Cheese (1kg)

$12.89 €11.47

$9.86 ₱621

30.73%

Chicken Fillets (1kg)

$9.51 €8.46

$4.39 ₱277

116.63%

Beef Round Steak (1kg)

$13.92 €12.38

$7.60 ₱479

83.16%

Apples (1kg)

$1.84 €1.63

$3.30 ₱208

-44.24%

Banana (1kg)

$1.69 €1.51

$1.39 ₱87.8

21.58%

Oranges (1kg)

$1.78 €1.58

$2.33 ₱147

-23.61%

Tomato (1kg)

$2.79 €2.48

$1.50 ₱94.3

86.00%

Potato (1kg)

$1.22 €1.08

$2.36 ₱149

-48.31%

Onion (1kg)

$1.31 €1.17

$1.90 ₱119

-31.05%

Lettuce (1 head)

$1.11 €0.98

$1.19 ₱74.9

-6.72%

Water (1.5 liter bottle)

$0.69 €0.62

$0.63 ₱39.71

9.52%

Cigarettes 20 Pack (Marlboro, Camel)

$5.81 €5.17

$3.00 ₱189

93.67%

Wine (Bottle)

$5.14 €4.57

$6.03 ₱379

-14.76%

Local Beer (0.5 liter bottle)

$1.16 €1.03

$1.23 ₱77.7

-5.69%

Imported Beer (0.33 liter bottle)

$1.26 €1.12

$1.75 ₱110

-28.00%

One-way Ticket (Public Transport)

$2.07 €1.84

$0.25 ₱15.86

728.00%

Public Transport Monthly Pass (Regular Price)

$34.25 €30.47

$12.64 ₱796

170.97%

Taxi Start (Normal Tariff)

$1.67 €1.48

$0.77 ₱48.62

116.88%

Taxi (Normal Tariff) (1km)

$1.38 €1.23

$0.23 ₱14.53

500.00%

Taxi 1hour Waiting (Normal Tariff)

$28.50 €25.36

$4.46 ₱281

539.01%

Gasoline (1 liter)

$1.67 €1.49

$1.31 ₱82.8

27.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K €24.3K

$21.2K ₱1.3M

28.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K €22.5K

$19.1K ₱1.2M

32.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$293 €260

$120 ₱7,569

143.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.92 €7.05

$14.00 ₱882

-43.43%

Internet (50+ Mbps, Unlimited Data)

$37.74 €33.57

$27.54 ₱1,734

37.04%

Gym Membership (Monthly)

$50.8 €45.16

$32.33 ₱2,035

57.04%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$7.81 €6.95

$5.65 ₱356

38.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$501 €446

$275 ₱17.3K

82.14%

International Primary School, 1 Child (Yearly)

$11.3K €10.1K

$7,918 ₱498.5K

43.29%

Jeans (Levis 501 Or Similar)

$118 €105

$49.33 ₱3,106

140.08%

Summer Dress (H&M, Zara, etc)

$37.24 €33.12

$25.24 ₱1,589

47.54%

Sport Shoes (Adidas, Nike)

$122 €108

$77.0 ₱4,846

58.15%

Men's Leather Business Shoes

$146 €130

$57.2 ₱3,601

155.94%

1-bedroom Apartment, City Center (Monthly)

$702 €624

$500 ₱31.5K

40.48%

1-bedroom Apartment, Outside City Center (Monthly)

$595 €529

$309 ₱19.4K

92.56%

3-bedroom Apartment, City Center (Monthly)

$1,229 €1,093

$1,078 ₱67.9K

14.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,164 €1,035

$615 ₱38.7K

89.21%

Buy Apartment in City Center (m2)

$4,540 €4,038

$2,886 ₱181.7K

57.30%

Buy Apartment Outside City Center (m2)

$3,224 €2,868

$1,917 ₱120.7K

68.24%

Average Monthly Net Salary (After Tax)

$1,601 €1,424

$346 ₱21.8K

362.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.29

7.2

-54.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Izola: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Izola

$595 35.5%

Cebu

$309 33.6% 48.1% $286

Monthly Utilities & Internet

Izola

$338 20.2%

Cebu

$162 17.6% 52.2% $177

Groceries & Markets

Izola

$252 15%

Cebu

$206 22.4% 18.2% $46

Clothing & Footwear

Izola

$191 11.4%

Cebu

$94 10.2% 50.7% $97

Eating Out

Izola

$182 10.8%

Cebu

$88 9.6% 51.4% $93

Sport & Entertainment

Izola

$66 4%

Cebu

$44 4.8% 34.3% $23

Getting Around

Izola

$51 3.1%

Cebu

$16 1.7% 69.5% $36

Cost Breakdown

A one-bedroom apartment in the center runs $702 in Izola and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Izola pays 363% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $56.0 in Izola vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $252 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇸🇮 Izola

🇵🇭 Cebu

🕒 Local time

06:41 6:41 AM

12:41 12:41 PM

6 h ahead of Izola

🌤 Weather

👥 Population

11,300

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Izola Cebu 10,720 km ≈ 14 h nonstop flight

From you

Izola
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Izola vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 82% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 363% higher in Izola, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $702 in Izola versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,674 per month in Izola versus $918 in Cebu – a 82% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 171% less than in Izola. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,674 in Izola, a $1,500 budget is realistic in Cebu but tight or insufficient in Izola. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Izola, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Izola and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 82% less than in Izola. Beyond cost, consider language, visa policies, and how big the international community is in each city.