Last update: Oct 2026

Cost of Living Comparison Between Izmir and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,243 in Izmir, rent and utilities included – about $3,700 less a year. Other living expenses account for most of the difference.

59

Cost of Living Index in Izmir
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Izmir Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Izmir

🇹🇷 Turkey

$1,243

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Izmir and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Izmir and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,243 in Izmir versus $934 in Cebu.

Izmir $1,243
Cebu $934

Estimated couple costs with rent: $1,919 in Izmir versus $1,415 in Cebu.

Izmir $1,919
Cebu $1,415

Monthly costs for a family of three with rent: $2,596 in Izmir versus $1,896 in Cebu.

Izmir $2,596
Cebu $1,896

Living in Izmir is roughly 33% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Izmir 7% lower, Cebu 30% lower.

Meal at Budget Restaurant

$10.22 ₺503

$3.03 ₱190

237.29%

Three-Course Dinner for Two, Mid-Range

$36.41 ₺1,793

$23.48 ₱1,473

55.07%

Fast Food Meal (McDonalds, etc)

$8.49 ₺418

$4.09 ₱256

107.58%

Cappuccino

$3.73 ₺184

$2.52 ₱158

48.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.47 ₺72.6

$1.54 ₱96.9

-4.55%

Water (0.33 liter bottle)

$0.62 ₺30.76

$0.49 ₱30.98

26.53%

Local Beer (0.5 liter draught)

$3.44 ₺169

$1.79 ₱112

92.18%

Imported Beer (0.33 liter bottle)

$5.01 ₺247

$2.26 ₱142

121.68%

Milk (1 liter)

$1.09 ₺53.9

$1.95 ₱122

-44.10%

White Bread (500g)

$1.02 ₺50.0

$1.43 ₱89.7

-28.67%

Rice (white) (1kg)

$2.38 ₺117

$1.02 ₱63.8

133.33%

Eggs

$2.56 ₺126

$2.06 ₱129

24.27%

Local Cheese (1kg)

$9.37 ₺462

$9.81 ₱615

-4.49%

Chicken Fillets (1kg)

$5.16 ₺254

$4.61 ₱289

11.93%

Beef Round Steak (1kg)

$21.82 ₺1,075

$7.70 ₱483

183.38%

Apples (1kg)

$2.07 ₺102

$3.31 ₱207

-37.46%

Banana (1kg)

$2.21 ₺109

$1.45 ₱90.9

52.41%

Oranges (1kg)

$1.02 ₺50.3

$2.36 ₱148

-56.78%

Tomato (1kg)

$1.46 ₺72.0

$1.54 ₱96.4

-5.19%

Potato (1kg)

$0.59 ₺28.95

$2.36 ₱148

-75.00%

Onion (1kg)

$0.37 ₺18.11

$1.99 ₱125

-81.41%

Lettuce (1 head)

$1.12 ₺55.3

$1.15 ₱72.1

-2.61%

Water (1.5 liter bottle)

$0.78 ₺38.46

$0.67 ₱42.15

16.42%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 ₺108

$3.00 ₱188

-26.67%

Wine (Bottle)

$11.68 ₺575

$6.35 ₱398

83.94%

Local Beer (0.5 liter bottle)

$2.00 ₺98.8

$1.31 ₱81.9

52.67%

Imported Beer (0.33 liter bottle)

$3.14 ₺155

$1.73 ₱108

81.50%

One-way Ticket (Public Transport)

$0.74 ₺36.54

$0.25 ₱15.78

196.00%

Public Transport Monthly Pass (Regular Price)

$42.44 ₺2,091

$12.65 ₱793

235.49%

Taxi Start (Normal Tariff)

$3.69 ₺182

$0.74 ₱46.32

398.65%

Taxi (Normal Tariff) (1km)

$1.03 ₺50.9

$0.21 ₱13.11

390.48%

Taxi 1hour Waiting (Normal Tariff)

$5.55 ₺274

$4.33 ₱271

28.18%

Gasoline (1 liter)

$1.40 ₺68.7

$1.33 ₱83.5

5.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.8K ₺2.1M

$21.8K ₱1.4M

92.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$46.0K ₺2.3M

$19.4K ₱1.2M

137.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$86.0 ₺4,237

$121 ₱7,563

-28.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.76 ₺530

$14.45 ₱907

-25.54%

Internet (50+ Mbps, Unlimited Data)

$15.90 ₺783

$28.29 ₱1,774

-43.80%

Gym Membership (Monthly)

$63.9 ₺3,145

$32.68 ₱2,050

95.38%

Tennis Court (1 Hour on Weekend)

$35.16 ₺1,732

$6.39 ₱401

450.23%

Cinema Ticket

$8.13 ₺400

$5.46 ₱342

48.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$693 ₺34.1K

$273 ₱17.1K

153.55%

International Primary School, 1 Child (Yearly)

$14.7K ₺723.7K

$8,156 ₱511.5K

80.12%

Jeans (Levis 501 Or Similar)

$46.73 ₺2,302

$49.57 ₱3,109

-5.73%

Summer Dress (H&M, Zara, etc)

$37.49 ₺1,847

$24.87 ₱1,560

50.74%

Sport Shoes (Adidas, Nike)

$91.1 ₺4,485

$76.6 ₱4,804

18.88%

Men's Leather Business Shoes

$83.4 ₺4,110

$59.3 ₱3,717

40.79%

1-bedroom Apartment, City Center (Monthly)

$603 ₺29.7K

$506 ₱31.7K

19.14%

1-bedroom Apartment, Outside City Center (Monthly)

$424 ₺20.9K

$309 ₱19.4K

36.95%

3-bedroom Apartment, City Center (Monthly)

$1,135 ₺55.9K

$1,052 ₱66.0K

7.93%

3-bedroom Apartment, Outside City Center (Monthly)

$785 ₺38.7K

$619 ₱38.8K

26.82%

Buy Apartment in City Center (m2)

$1,492 ₺73.5K

$2,915 ₱182.9K

-48.82%

Buy Apartment Outside City Center (m2)

$1,035 ₺51.0K

$1,867 ₱117.1K

-44.58%

Average Monthly Net Salary (After Tax)

$1,145 ₺56.4K

$341 ₱21.4K

235.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

42.33

7.2

487.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Izmir: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Izmir

$424 34.6%

Cebu

$309 33.5% 27% $114

Groceries & Markets

Izmir

$251 20.5%

Cebu

$210 22.7% 16.3% $41

Eating Out

Izmir

$188 15.3%

Cebu

$88 9.6% 52.9% $99

Clothing & Footwear

Izmir

$116 9.5%

Cebu

$95 10.2% 18.7% $22

Monthly Utilities & Internet

Izmir

$113 9.2%

Cebu

$163 17.7% 44.9% $51

Sport & Entertainment

Izmir

$80 6.5%

Cebu

$44 4.7% 45.6% $37

Getting Around

Izmir

$54 4.4%

Cebu

$15 1.7% 71.5% $39

Cost Breakdown

A one-bedroom apartment in the center runs $603 in Izmir and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Izmir pays 236% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Izmir vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $251 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇹🇷 Izmir

🇵🇭 Cebu

🕒 Local time

10:02 10:02 AM

15:02 3:02 PM

5 h ahead of Izmir

🌤 Weather

👥 Population

4,493,242

964,169

💱 Currency

Turkish Lira TRY ₺

Philippine Peso PHP ₱

📈 Exchange rate

100 TRY = 2.03 USD

100 TRY = 1.81 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of October 10, 2026: 1 USD = 49.26 TRY (100 TRY = 2.03 USD). 1 EUR = 55.25 TRY (100 TRY = 1.81 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to TRY in detail →

On the map

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Highest

Between locations

Izmir Cebu 9,880 km ≈ 13 h nonstop flight

From you

Izmir
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Izmir vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 33% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 236% higher in Izmir, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $603 in Izmir versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,243 per month in Izmir versus $934 in Cebu – a 33% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 235% less than in Izmir. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,243 in Izmir, a $1,500 budget is realistic in Cebu but tight or insufficient in Izmir. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Izmir, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Izmir and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 33% less than in Izmir. Beyond cost, consider language, visa policies, and how big the international community is in each city.