😐Monthly costs for one person with rent: $1,720 in Italy versus $730 in Montserrat.
😐Estimated couple costs with rent: $2,626 in Italy versus $1,965 in Montserrat.
😐Monthly costs for a family of three with rent: $3,531 in Italy versus $3,200 in Montserrat.
🌍Living in Italy is roughly 136% more expensive than in Montserrat on average.
📊Italy (29% above) and Montserrat (45% below) straddle the global median.
📏Internal cost variation is higher in Italy: monthly costs span $1,191 to $2,443, compared to $730–$730 in Montserrat. City choice carries more weight in Italy.
Currency
🍽 Eating Out
Italy
Montserrat
Difference
Meal at Budget Restaurant
$17.16€14.86
$18.40EC$49.67
-6.74%
Three-Course Dinner for Two, Mid-Range
$81.4€70.5
$48.83EC$132
66.66%
Fast Food Meal(McDonalds, etc)
$11.60€10.05
$7.36EC$19.88
57.61%
Cappuccino
$1.98€1.71
$6.48EC$17.48
-69.44%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.00€2.60
$2.49EC$6.73
20.48%
Water(0.33 liter bottle)
$1.36€1.18
$1.43EC$3.87
-4.90%
Local Beer(0.5 liter draught)
$5.92€5.13
$2.65EC$7.15
123.40%
Imported Beer(0.33 liter bottle)
$5.25€4.55
$4.34EC$11.71
20.97%
🛒 Groceries & Markets
Italy
Montserrat
Difference
Milk(1 liter)
$1.70€1.48
$3.43EC$9.25
-50.44%
White Bread(500g)
$2.37€2.05
$3.03EC$8.18
-21.78%
Rice(white)(1kg)
$3.03€2.63
-
-
Eggs
$3.95€3.42
$7.28EC$19.64
-45.74%
Local Cheese(1kg)
$16.66€14.43
$6.05EC$16.34
175.37%
Chicken Fillets(1kg)
$12.26€10.61
$9.35EC$25.25
31.12%
Beef Round Steak(1kg)
$20.06€17.37
$23.96EC$64.7
-16.28%
Apples(1kg)
$2.55€2.21
$3.24EC$8.75
-21.30%
Banana(1kg)
$2.20€1.91
-
-
Oranges(1kg)
$2.75€2.38
-
-
Tomato(1kg)
$3.22€2.79
$4.35EC$11.74
-25.98%
Potato(1kg)
$1.94€1.68
-
-
Onion(1kg)
$1.82€1.58
$2.23EC$6.03
-18.39%
Lettuce(1 head)
$1.48€1.28
$5.12EC$13.83
-71.09%
Water(1.5 liter bottle)
$0.50€0.43
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$7.13€6.17
-
-
Wine(Bottle)
$7.37€6.38
$22.10EC$59.7
-66.65%
Local Beer(0.5 liter bottle)
$1.76€1.52
-
-
Imported Beer(0.33 liter bottle)
$2.53€2.19
$4.37EC$11.79
-42.11%
🚌 Getting Around
Italy
Montserrat
Difference
One-way Ticket(Public Transport)
$1.99€1.72
$1.80EC$4.86
10.56%
Public Transport Monthly Pass(Regular Price)
$42.32€36.65
-
-
Taxi Start(Normal Tariff)
$5.67€4.91
-
-
Taxi(Normal Tariff)(1km)
$1.52€1.31
-
-
Taxi 1hour Waiting(Normal Tariff)
$34.94€30.25
-
-
Gasoline(1 liter)
$2.09€1.81
-
-
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.7K€28.3K
$22.4KEC$60.6K
45.56%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.9K€28.5K
$16.9KEC$45.6K
95.06%
🧾 Monthly Utilities & Internet
Italy
Montserrat
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$227€196
-
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.58€11.76
$40.32EC$109
-66.32%
Internet(50+ Mbps, Unlimited Data)
$31.57€27.34
-
-
🎉 Sport & Entertainment
Italy
Montserrat
Difference
Gym Membership(Monthly)
$57.7€49.93
$56.4EC$152
2.31%
Tennis Court(1 Hour on Weekend)
$25.23€21.85
-
-
Cinema Ticket
$10.59€9.18
-
-
🧸 Childcare & Education
Italy
Montserrat
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$568€492
-
-
International Primary School, 1 Child(Yearly)
$10.5K€9,126
-
-
👕👟 Clothing & Footwear
Italy
Montserrat
Difference
Jeans(Levis 501 Or Similar)
$90.7€78.5
-
-
Summer Dress(H&M, Zara, etc)
$40.49€35.06
-
-
Sport Shoes(Adidas, Nike)
$99.8€86.4
-
-
Men's Leather Business Shoes
$130€112
-
-
🏠 Accommodation & Living
Italy
Montserrat
Difference
1-bedroom Apartment, City Center(Monthly)
$865€749
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$672€582
-
-
3-bedroom Apartment, City Center(Monthly)
$1,523€1,319
$1,302EC$3,514
17.03%
3-bedroom Apartment, Outside City Center(Monthly)
$1,078€934
$1,271EC$3,433
-15.20%
Buy Apartment in City Center(m2)
$3,767€3,262
-
-
Buy Apartment Outside City Center(m2)
$2,360€2,044
-
-
💵 Salaries & Financials
Italy
Montserrat
Difference
Average Monthly Net Salary(After Tax)
$1,949€1,688
$1,599EC$4,318
21.86%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.41
0
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Italy: July 27, 2026
Last update for Montserrat: July 26, 2026
Cost Breakdown
💰National salary averages: $1,912 in Italy, $1,287 in Montserrat. Higher pay doesn't always mean more spending money – weigh income against local costs.
Cost Highlights
⭐Dining out costs 54% more in Italy.
⭐Salaries are 49% higher in Italy, and purchasing power comes out stronger in Montserrat.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Italy vs Montserrat: Cost of Living - Frequently Asked Questions
What is the cost difference between Italy and Montserrat?
At $1,817 per month in Italy and $730 in Montserrat, there's a 149% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
Which country is cheaper for everyday spending?
Day-to-day life is simply cheaper in Montserrat: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Which country has higher housing costs?
Rent in Italy is consistently higher than in Montserrat across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
Is $1,000 a realistic budget in Italy or in Montserrat?
In Montserrat, $1,000 covers most cities easily; in Italy it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Should I move to Italy or to Montserrat?
It depends on what you're after: Montserrat wins on affordability; Italy may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.