Last update: Oct 2026

Cost of Living Comparison Between Istanbul and Zutphen

For one person, living is cheaper in Istanbul: $1,550 a month against $2,442 in Zutphen, rent and utilities included – about $10,700 less a year. Rent and utilities account for most of the difference.

75

Cost of Living Index in Istanbul
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Istanbul Living Index
120

Cost of Living Index in Zutphen
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Zutphen Living Index

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Istanbul

🇹🇷 Turkey

$1,550

/mo nomad

Zutphen

🇳🇱 Netherlands

$2,442

/mo nomad

Monthly Cost of Living

How much you'll spend in Istanbul and in Zutphen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Istanbul and in Zutphen actually costs, broken down by who's living it.

A single person spends $1,550 per month in Istanbul vs $2,442 in Zutphen, rent included.

Istanbul $1,550
Zutphen $2,442

A couple spends around $2,415 per month in Istanbul vs $3,481 in Zutphen, rent included.

Istanbul $2,415
Zutphen $3,481

A family of three spends $3,281 per month in Istanbul vs $4,519 in Zutphen, rent included.

Istanbul $3,281
Zutphen $4,519

Istanbul is about 37% cheaper than Zutphen, and outside of rent the biggest gap is in eating out.

Both Istanbul and Zutphen sit above the global median – Istanbul by 15%, Zutphen by 81%.

Meal at Budget Restaurant

$12.30 ₺609

$19.69 €17.51

-37.53%

Three-Course Dinner for Two, Mid-Range

$54.7 ₺2,708

$44.10 €39.23

24.04%

Fast Food Meal (McDonalds, etc)

$9.22 ₺456

$12.14 €10.80

-24.05%

Cappuccino

$4.40 ₺218

$3.28 €2.92

34.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.68 ₺83.1

$1.68 €1.50

Water (0.33 liter bottle)

$0.59 ₺29.40

$2.95 €2.63

-80.00%

Local Beer (0.5 liter draught)

$4.70 ₺233

$8.42 €7.49

-44.18%

Imported Beer (0.33 liter bottle)

$5.91 ₺292

$5.53 €4.92

6.87%

Milk (1 liter)

$1.21 ₺60.0

$1.24 €1.10

-2.42%

White Bread (500g)

$0.89 ₺44.10

$2.25 €2.00

-60.44%

Rice (white) (1kg)

$2.19 ₺108

$2.50 €2.22

-12.40%

Eggs

$2.35 ₺116

$4.00 €3.56

-41.25%

Local Cheese (1kg)

$10.42 ₺516

$12.41 €11.04

-16.04%

Chicken Fillets (1kg)

$5.65 ₺280

$5.65 €5.03

Beef Round Steak (1kg)

$20.94 ₺1,037

$13.56 €12.06

54.42%

Apples (1kg)

$1.90 ₺94.1

$2.57 €2.29

-26.07%

Banana (1kg)

$2.31 ₺114

$2.54 €2.26

-9.06%

Oranges (1kg)

$1.28 ₺63.1

$1.87 €1.66

-31.55%

Tomato (1kg)

$1.80 ₺89.0

$4.44 €3.95

-59.46%

Potato (1kg)

$0.65 ₺32.16

$1.86 €1.66

-65.05%

Onion (1kg)

$0.64 ₺31.91

$2.38 €2.11

-73.11%

Lettuce (1 head)

$1.25 ₺62.1

$1.34 €1.20

-6.72%

Water (1.5 liter bottle)

$0.56 ₺27.58

$0.83 €0.74

-32.53%

Cigarettes 20 Pack (Marlboro, Camel)

$2.37 ₺118

$13.87 €12.33

-82.91%

Wine (Bottle)

$13.42 ₺664

$6.52 €5.80

105.83%

Local Beer (0.5 liter bottle)

$2.40 ₺119

$1.53 €1.36

56.86%

Imported Beer (0.33 liter bottle)

$3.48 ₺172

$2.71 €2.41

28.41%

One-way Ticket (Public Transport)

$0.89 ₺43.84

$2.97 €2.64

-70.03%

Public Transport Monthly Pass (Regular Price)

$67.4 ₺3,338

$93.7 €83.3

-28.02%

Taxi Start (Normal Tariff)

$1.29 ₺64.1

$4.14 €3.69

-68.84%

Taxi (Normal Tariff) (1km)

$0.92 ₺45.70

$3.27 €2.91

-71.87%

Taxi 1hour Waiting (Normal Tariff)

$10.96 ₺542

$28.34 €25.21

-61.33%

Gasoline (1 liter)

$1.47 ₺72.9

$2.41 €2.15

-39.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$50.8K ₺2.5M

$40.9K €36.4K

24.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.5K ₺2.2M

$39.0K €34.7K

14.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.6 ₺4,387

$290 €258

-69.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.59 ₺574

$17.08 €15.19

-32.14%

Internet (50+ Mbps, Unlimited Data)

$15.81 ₺783

$49.93 €44.41

-68.34%

Gym Membership (Monthly)

$77.2 ₺3,820

$40.48 €36.01

90.61%

Tennis Court (1 Hour on Weekend)

$22.74 ₺1,126

$24.99 €22.23

-9.00%

Cinema Ticket

$8.14 ₺403

$15.52 €13.80

-47.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,008 ₺49.9K

$1,245 €1,108

-19.06%

International Primary School, 1 Child (Yearly)

$25.6K ₺1.3M

$11.0K €9,793

132.17%

Jeans (Levis 501 Or Similar)

$54.0 ₺2,671

$81.1 €72.2

-33.50%

Summer Dress (H&M, Zara, etc)

$40.83 ₺2,021

$37.50 €33.36

8.88%

Sport Shoes (Adidas, Nike)

$98.9 ₺4,895

$110 €98.0

-10.25%

Men's Leather Business Shoes

$96.6 ₺4,783

$129 €115

-24.97%

1-bedroom Apartment, City Center (Monthly)

$985 ₺48.7K

$1,407 €1,252

-30.03%

1-bedroom Apartment, Outside City Center (Monthly)

$650 ₺32.2K

$1,145 €1,018

-43.24%

3-bedroom Apartment, City Center (Monthly)

$1,983 ₺98.2K

$2,431 €2,163

-18.42%

3-bedroom Apartment, Outside City Center (Monthly)

$1,180 ₺58.4K

$1,877 €1,670

-37.15%

Buy Apartment in City Center (m2)

$3,138 ₺155.4K

$5,489 €4,882

-42.83%

Buy Apartment Outside City Center (m2)

$1,780 ₺88.1K

$4,215 €3,749

-57.78%

Average Monthly Net Salary (After Tax)

$1,205 ₺59.7K

$6,221 €5,534

-80.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

40.92

4.42

825.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Istanbul: October 13, 2026

Last update for Zutphen: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Istanbul

$650 41.9%

Zutphen

$1.1K 46.9% 76.2% $495

Groceries & Markets

Istanbul

$260 16.8%

Zutphen

$277 11.3% 6.5% $17

Eating Out

Istanbul

$223 14.4%

Zutphen

$305 12.5% 36.6% $82

Clothing & Footwear

Istanbul

$131 8.4%

Zutphen

$161 6.6% 23.2% $30

Monthly Utilities & Internet

Istanbul

$116 7.5%

Zutphen

$357 14.6% 208% $241

Sport & Entertainment

Istanbul

$93 6%

Zutphen

$72 2.9% 23.5% $22

Getting Around

Istanbul

$77 5%

Zutphen

$126 5.2% 64% $49

Cost Breakdown

A central one-bedroom costs $985 in Istanbul versus $1,407 in Zutphen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 416% higher in Zutphen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $55.0 in Istanbul versus $44.00 in Zutphen. Groceries tell a different story – $260 in Istanbul vs $277 in Zutphen – so Istanbul wins on supermarket bills even if dining out costs more.

Good to know

🇹🇷 Istanbul

🇳🇱 Zutphen

🕒 Local time

09:03 9:03 AM

08:03 8:03 AM

1 h behind Istanbul

🌤 Weather

👥 Population

15,701,602

38,642

💱 Currency

Turkish Lira TRY ₺

Euro EUR €

📈 Exchange rate

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of October 19, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.66 TRY (100 TRY = 1.8 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to TRY in detail →

On the map

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Between locations

Istanbul Zutphen 2,120 km ≈ 3 h 15 min nonstop flight

From you

Istanbul
Zutphen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Istanbul vs Zutphen: Cost of Living - Frequently Asked Questions

Yes – Zutphen is pricier by about 58%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,325 per month in Istanbul and $3,663 in Zutphen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Istanbul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,008 per month in Istanbul and $1,245 in Zutphen. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 7% more in Zutphen, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Istanbul, where all-in costs run around $1,550, than in Zutphen at $2,442. In Istanbul it covers expenses comfortably, while in Zutphen it requires careful planning or may not stretch far enough.

Families tend to lean toward Istanbul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Istanbul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zutphen makes more sense. Both are solid long-term options with distinct trade-offs.