Last update: Oct 2026

Cost of Living Comparison Between Istanbul and Loznica

For one person, living is cheaper in Loznica: $765 a month against $1,550 in Istanbul, rent and utilities included – about $9,400 less a year. Rent and utilities account for about half of the difference.

75

Cost of Living Index in Istanbul
Learn more

Istanbul Living Index
37

Cost of Living Index in Loznica
Learn more

Loznica Living Index

Jump to prices

Istanbul

🇹🇷 Turkey

$1,550

/mo nomad

Loznica

🇷🇸 Serbia

$765

/mo nomad

Monthly Cost of Living

How much you'll spend in Istanbul and in Loznica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Istanbul and in Loznica actually costs, broken down by who's living it.

A single person spends $1,550 per month in Istanbul vs $765 in Loznica, rent included.

Istanbul $1,550
Loznica $765

A couple spends around $2,415 per month in Istanbul vs $1,168 in Loznica, rent included.

Istanbul $2,415
Loznica $1,168

A family of three spends $3,281 per month in Istanbul vs $1,572 in Loznica, rent included.

Istanbul $3,281
Loznica $1,572

Istanbul costs about 103% more than Loznica, and outside of rent the biggest gap is in eating out.

Istanbul sits 15% above the global median, while Loznica is 43% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.30 ₺609

$3.57 RSD 372

244.54%

Three-Course Dinner for Two, Mid-Range

$54.7 ₺2,708

$32.79 RSD 3,418

66.82%

Fast Food Meal (McDonalds, etc)

$9.22 ₺456

$11.11 RSD 1,158

-17.01%

Cappuccino

$4.40 ₺218

$1.55 RSD 162

183.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.68 ₺83.1

$1.84 RSD 192

-8.70%

Water (0.33 liter bottle)

$0.59 ₺29.40

$1.68 RSD 175

-64.88%

Local Beer (0.5 liter draught)

$4.70 ₺233

$2.36 RSD 246

99.15%

Imported Beer (0.33 liter bottle)

$5.91 ₺292

$2.83 RSD 295

108.83%

Milk (1 liter)

$1.21 ₺60.0

$1.04 RSD 108

16.35%

White Bread (500g)

$0.89 ₺44.10

$0.54 RSD 56.5

64.81%

Rice (white) (1kg)

$2.19 ₺108

$1.36 RSD 141

61.03%

Eggs

$2.35 ₺116

$1.89 RSD 197

24.34%

Local Cheese (1kg)

$10.42 ₺516

$7.95 RSD 829

31.07%

Chicken Fillets (1kg)

$5.65 ₺280

$5.83 RSD 608

-3.09%

Beef Round Steak (1kg)

$20.94 ₺1,037

$9.34 RSD 973

124.20%

Apples (1kg)

$1.90 ₺94.1

$0.88 RSD 91.3

115.91%

Banana (1kg)

$2.31 ₺114

$1.62 RSD 169

42.59%

Oranges (1kg)

$1.28 ₺63.1

$1.17 RSD 122

9.40%

Tomato (1kg)

$1.80 ₺89.0

$1.20 RSD 125

50.00%

Potato (1kg)

$0.65 ₺32.16

$1.03 RSD 108

-36.89%

Onion (1kg)

$0.64 ₺31.91

$0.61 RSD 63.4

4.92%

Lettuce (1 head)

$1.25 ₺62.1

$0.58 RSD 60.0

115.52%

Water (1.5 liter bottle)

$0.56 ₺27.58

$0.46 RSD 47.87

21.74%

Cigarettes 20 Pack (Marlboro, Camel)

$2.37 ₺118

$4.03 RSD 420

-41.19%

Wine (Bottle)

$13.42 ₺664

$4.57 RSD 477

193.65%

Local Beer (0.5 liter bottle)

$2.40 ₺119

$0.81 RSD 84.4

196.30%

Imported Beer (0.33 liter bottle)

$3.48 ₺172

$2.33 RSD 243

49.36%

One-way Ticket (Public Transport)

$0.89 ₺43.84

$0.99 RSD 103

-10.10%

Public Transport Monthly Pass (Regular Price)

$67.4 ₺3,338

Taxi Start (Normal Tariff)

$1.29 ₺64.1

$1.95 RSD 203

-33.85%

Taxi (Normal Tariff) (1km)

$0.92 ₺45.70

$1.06 RSD 111

-13.21%

Taxi 1hour Waiting (Normal Tariff)

$10.96 ₺542

$6.55 RSD 682

67.33%

Gasoline (1 liter)

$1.47 ₺72.9

$1.86 RSD 194

-20.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$50.8K ₺2.5M

$30.6K RSD 3.2M

65.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.5K ₺2.2M

$25.5K RSD 2.7M

74.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.6 ₺4,387

$109 RSD 11.3K

-18.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.59 ₺574

$15.76 RSD 1,643

-26.46%

Internet (50+ Mbps, Unlimited Data)

$15.81 ₺783

$16.35 RSD 1,705

-3.30%

Gym Membership (Monthly)

$77.2 ₺3,820

$17.61 RSD 1,836

338.16%

Tennis Court (1 Hour on Weekend)

$22.74 ₺1,126

Cinema Ticket

$8.14 ₺403

$4.80 RSD 500

69.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,008 ₺49.9K

$170 RSD 17.7K

494.08%

International Primary School, 1 Child (Yearly)

$25.6K ₺1.3M

$7,534 RSD 785.4K

239.25%

Jeans (Levis 501 Or Similar)

$54.0 ₺2,671

$43.43 RSD 4,528

24.22%

Summer Dress (H&M, Zara, etc)

$40.83 ₺2,021

$22.37 RSD 2,332

82.52%

Sport Shoes (Adidas, Nike)

$98.9 ₺4,895

$92.0 RSD 9,594

7.44%

Men's Leather Business Shoes

$96.6 ₺4,783

$52.4 RSD 5,461

84.39%

1-bedroom Apartment, City Center (Monthly)

$985 ₺48.7K

$290 RSD 30.2K

239.42%

1-bedroom Apartment, Outside City Center (Monthly)

$650 ₺32.2K

$214 RSD 22.3K

203.16%

3-bedroom Apartment, City Center (Monthly)

$1,983 ₺98.2K

$462 RSD 48.2K

329.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,180 ₺58.4K

$367 RSD 38.3K

221.51%

Buy Apartment in City Center (m2)

$3,138 ₺155.4K

$1,463 RSD 152.6K

114.42%

Buy Apartment Outside City Center (m2)

$1,780 ₺88.1K

$1,571 RSD 163.8K

13.28%

Average Monthly Net Salary (After Tax)

$1,205 ₺59.7K

$527 RSD 54.9K

128.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

40.92

4.79

754.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Istanbul: October 13, 2026

Last update for Loznica: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Istanbul

$650 41.9%

Loznica

$214 28% 67% $435

Groceries & Markets

Istanbul

$260 16.8%

Loznica

$165 21.5% 36.6% $95

Eating Out

Istanbul

$223 14.4%

Loznica

$112 14.7% 49.8% $111

Clothing & Footwear

Istanbul

$131 8.4%

Loznica

$95 12.4% 27.6% $36

Monthly Utilities & Internet

Istanbul

$116 7.5%

Loznica

$141 18.4% 21.3% $25

Sport & Entertainment

Istanbul

$93 6%

Loznica

$27 3.6% 70.9% $66

Getting Around

Istanbul

$77 5%

Loznica

$11 * 1.5% 85.4% $66

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $985 in Istanbul versus $290 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 129% higher in Istanbul, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $55.0 in Istanbul versus $33.00 in Loznica. Monthly groceries follow the same trend: $260 vs $165 – making Loznica the more affordable choice for daily food spending.

Good to know

🇹🇷 Istanbul

🇷🇸 Loznica

🕒 Local time

03:25 3:25 AM

02:25 2:25 AM

1 h behind Istanbul

🌤 Weather

👥 Population

15,701,602

19,515

💱 Currency

Turkish Lira TRY ₺

Serbian Dinar RSD din

📈 Exchange rate

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD, EUR to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of October 18, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.66 TRY (100 TRY = 1.8 EUR).

Serbian Dinar exchange rates as of October 18, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to TRY in detail →

On the map

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Between locations

Istanbul Loznica 890 km ≈ 1 h 30 min nonstop flight

From you

Istanbul
Loznica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Istanbul vs Loznica: Cost of Living - Frequently Asked Questions

Yes – Istanbul is pricier by about 103%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,325 per month in Istanbul and $1,147 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $55.0 in Istanbul and $33.00 in Loznica. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 58% more in Istanbul, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $765, than in Istanbul at $1,550. In Loznica it covers expenses comfortably, while in Istanbul it requires careful planning or may not stretch far enough.

Families tend to lean toward Loznica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Istanbul makes more sense. Both are solid long-term options with distinct trade-offs.