Last update: Oct 2026

Cost of Living Comparison Between Istanbul and Đakovo

For one person, living is cheaper in Đakovo: $1,278 a month against $1,550 in Istanbul, rent and utilities included – about $3,300 less a year. Other living expenses account for most of the difference.

Istanbul
🇹🇷 Turkey
$1,550
/mo nomad
Đakovo
🇭🇷 Croatia
$1,278
/mo nomad
Monthly Cost of Living

How much you'll spend in Istanbul and in Đakovo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Istanbul and in Đakovo actually costs, broken down by who's living it.

A single person spends $1,550 per month in Istanbul vs $1,278 in Đakovo, rent included.

  • Istanbul $1,550
  • Đakovo $1,278

A couple spends around $2,415 per month in Istanbul vs $1,879 in Đakovo, rent included.

  • Istanbul $2,415
  • Đakovo $1,879

A family of three spends $3,281 per month in Istanbul vs $2,480 in Đakovo, rent included.

  • Istanbul $3,281
  • Đakovo $2,480

Istanbul costs about 21% more than Đakovo, and outside of rent the biggest gap is in eating out.

Istanbul sits 15% above the global median, while Đakovo is 5% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Istanbul
Đakovo
Difference
Meal at Budget Restaurant
$12.30 ₺608
$7.64 €6.82
60.99%
Three-Course Dinner for Two, Mid-Range
$54.7 ₺2,703
$27.42 €24.46
99.49%
Fast Food Meal (McDonalds, etc)
$9.22 ₺455
$5.60 €4.99
64.64%
Cappuccino
$4.40 ₺218
$1.69 €1.51
160.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.68 ₺82.9
$1.62 €1.45
3.70%
Water (0.33 liter bottle)
$0.59 ₺29.34
$1.63 €1.45
-63.80%
Local Beer (0.5 liter draught)
$4.70 ₺232
$3.27 €2.91
43.73%
Imported Beer (0.33 liter bottle)
$5.91 ₺292
$3.30 €2.94
79.09%
🛒 Groceries & Markets
Istanbul
Đakovo
Difference
Milk (1 liter)
$1.21 ₺59.9
$1.23 €1.10
-1.63%
White Bread (500g)
$0.89 ₺44.01
$1.10 €0.98
-19.09%
Rice (white) (1kg)
$2.19 ₺108
$1.09 €0.97
100.92%
Eggs
$2.35 ₺116
$2.71 €2.42
-13.28%
Local Cheese (1kg)
$10.42 ₺515
$5.66 €5.05
84.10%
Chicken Fillets (1kg)
$5.65 ₺279
$5.43 €4.84
4.05%
Beef Round Steak (1kg)
$20.94 ₺1,035
$13.32 €11.88
57.21%
Apples (1kg)
$1.90 ₺93.9
$2.27 €2.02
-16.30%
Banana (1kg)
$2.31 ₺114
$1.72 €1.53
34.30%
Oranges (1kg)
$1.28 ₺63.0
$2.11 €1.88
-39.34%
Tomato (1kg)
$1.80 ₺88.8
$1.14 €1.02
57.89%
Potato (1kg)
$0.65 ₺32.10
$1.15 €1.03
-43.48%
Onion (1kg)
$0.64 ₺31.85
$1.13 €1.01
-43.36%
Lettuce (1 head)
$1.25 ₺62.0
$1.15 €1.02
8.70%
Water (1.5 liter bottle)
$0.56 ₺27.53
$1.10 €0.98
-49.09%
Cigarettes 20 Pack (Marlboro, Camel)
$2.37 ₺117
$5.55 €4.95
-57.30%
Wine (Bottle)
$13.42 ₺663
$5.47 €4.88
145.34%
Local Beer (0.5 liter bottle)
$2.40 ₺119
$1.63 €1.45
47.24%
Imported Beer (0.33 liter bottle)
$3.48 ₺172
$2.19 €1.95
58.90%
🚌 Getting Around
Istanbul
Đakovo
Difference
One-way Ticket (Public Transport)
$0.89 ₺43.75
$1.57 €1.40
-43.31%
Public Transport Monthly Pass (Regular Price)
$67.4 ₺3,332
$43.98 €39.23
53.32%
Taxi Start (Normal Tariff)
$1.29 ₺64.0
$2.29 €2.04
-43.67%
Taxi (Normal Tariff) (1km)
$0.92 ₺45.61
$1.10 €0.98
-16.36%
Taxi 1hour Waiting (Normal Tariff)
$10.96 ₺541
$10.99 €9.80
-0.27%
Gasoline (1 liter)
$1.47 ₺72.8
$1.82 €1.62
-19.23%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$50.8K ₺2.5M
$22.8K €20.3K
123.14%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$44.5K ₺2.2M
$26.4K €23.6K
68.54%
🧾 Monthly Utilities & Internet
Istanbul
Đakovo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$88.6 ₺4,379
$121 €108
-26.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.59 ₺573
$10.99 €9.80
5.46%
Internet (50+ Mbps, Unlimited Data)
$15.81 ₺781
$20.84 €18.59
-24.14%
🎉 Sport & Entertainment
Istanbul
Đakovo
Difference
Gym Membership (Monthly)
$77.2 ₺3,813
$50.7 €45.21
52.22%
Tennis Court (1 Hour on Weekend)
$22.74 ₺1,124
$13.93 €12.42
63.24%
Cinema Ticket
$8.14 ₺402
$8.68 €7.74
-6.22%
🧸 Childcare & Education
Istanbul
Đakovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,008 ₺49.8K
$79.0 €70.5
1175.83%
International Primary School, 1 Child (Yearly)
$25.6K ₺1.3M
$9,991 €8,912
155.83%
👕👟 Clothing & Footwear
Istanbul
Đakovo
Difference
Jeans (Levis 501 Or Similar)
$54.0 ₺2,666
$110 €98.1
-50.95%
Summer Dress (H&M, Zara, etc)
$40.83 ₺2,017
$33.43 €29.82
22.14%
Sport Shoes (Adidas, Nike)
$98.9 ₺4,886
$45.02 €40.16
119.64%
Men's Leather Business Shoes
$96.6 ₺4,773
$100 €89.4
-3.66%
🏠 Accommodation & Living
Istanbul
Đakovo
Difference
1-bedroom Apartment, City Center (Monthly)
$985 ₺48.6K
$681 €607
44.58%
1-bedroom Apartment, Outside City Center (Monthly)
$650 ₺32.1K
$530 €472
22.70%
3-bedroom Apartment, City Center (Monthly)
$1,983 ₺98.0K
$1,179 €1,052
68.24%
3-bedroom Apartment, Outside City Center (Monthly)
$1,180 ₺58.3K
$875 €781
34.80%
Buy Apartment in City Center (m2)
$3,138 ₺155.1K
$4,141 €3,694
-24.22%
Buy Apartment Outside City Center (m2)
$1,780 ₺87.9K
$2,841 €2,534
-37.35%
💵 Salaries & Financials
Istanbul
Đakovo
Difference
Average Monthly Net Salary (After Tax)
$1,205 ₺59.6K
$1,360 €1,213
-11.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
40.92
3.3
1140.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Istanbul: October 13, 2026

Last update for Đakovo: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Istanbul
$650
Đakovo
$530 18.5% $120
Groceries & Markets
Istanbul
$260
Đakovo
$205 21% $54
Eating Out
Istanbul
$223
Đakovo
$134 39.9% $89
Clothing & Footwear
Istanbul
$131
Đakovo
$130 0.5% $0.7
Monthly Utilities & Internet
Istanbul
$116
Đakovo
$153 31.5% $37
Sport & Entertainment
Istanbul
$93
Đakovo
$68 27.2% $25
Getting Around
Istanbul
$77
Đakovo
$58 24.5% $19

Cost Breakdown

A central one-bedroom costs $985 in Istanbul versus $681 in Đakovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in Đakovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $55.0 in Istanbul versus $27.00 in Đakovo. Monthly groceries follow the same trend: $260 vs $205 – making Đakovo the more affordable choice for daily food spending.

Good to know
🇹🇷 Istanbul
🇭🇷 Đakovo
🕒 Local time
16:41 4:41 PM
15:41 3:41 PM
1 h behind Istanbul
🌤 Weather
👥 Population
15,701,602
16,875
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to TRY – Turkish Lira Converter

Turkish Lira exchange rates as of October 15, 2026: 1 USD = 49.41 TRY (100 TRY = 2.02 USD). 1 EUR = 55.33 TRY (100 TRY = 1.81 EUR).

Euro exchange rates as of October 15, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Istanbul Đakovo 980 km ≈ 1 h 45 min nonstop flight
From you
  • Istanbul
  • Đakovo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Istanbul vs Đakovo: Cost of Living - Frequently Asked Questions
How do living costs in Istanbul and in Đakovo compare overall?
Monthly costs with rent: $1,550 in Istanbul, $1,278 in Đakovo – roughly 21% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Istanbul compared to Đakovo?
For a comfortable life, plan on about $2,325 per month in Istanbul and $1,916 in Đakovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Istanbul and Đakovo?
Rent is clearly cheaper in Đakovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Istanbul and in Đakovo?
Public transport costs about 53% less in Đakovo. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Istanbul and Đakovo?
Kindergarten costs $1,008 per month in Istanbul and $79.0 in Đakovo. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Đakovo, where all-in costs run around $1,278, than in Istanbul at $1,550. In Đakovo it covers expenses comfortably, while in Istanbul it requires careful planning or may not stretch far enough.
How does quality of life compare between Istanbul and Đakovo?
It depends on your priorities. Istanbul has an edge in some lifestyle areas, with costs from $1,278 in Đakovo to $1,550 in Istanbul. Climate, culture, job market, and personal taste all factor in.
Is Istanbul or Đakovo safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Istanbul and Đakovo?
If budget matters most, go with Đakovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Istanbul makes more sense. Both are solid long-term options with distinct trade-offs.

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