Last update: Oct 2026

Cost of Living Comparison Between Istanbul and Cartagena

For one person, living is cheaper in Cartagena: $1,427 a month against $1,550 in Istanbul, rent and utilities included – about $1,500 less a year. Other living expenses account for most of the difference.

Istanbul
🇹🇷 Turkey
$1,550
/mo nomad
Cartagena
🇪🇸 Spain
$1,427
/mo nomad
Monthly Cost of Living

How much you'll spend in Istanbul and in Cartagena

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Istanbul and in Cartagena actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,550 in Istanbul versus $1,427 in Cartagena.

  • Istanbul $1,550
  • Cartagena $1,427

Estimated couple costs with rent: $2,415 in Istanbul versus $2,095 in Cartagena.

  • Istanbul $2,415
  • Cartagena $2,095

Monthly costs for a family of three with rent: $3,281 in Istanbul versus $2,762 in Cartagena.

  • Istanbul $3,281
  • Cartagena $2,762

Living in Istanbul is roughly 9% more expensive than in Cartagena, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Istanbul 15% above, Cartagena 6% above.

Currency
🍽 Eating Out
Istanbul
Cartagena
Difference
Meal at Budget Restaurant
$12.30 ₺609
$13.84 €12.31
-11.13%
Three-Course Dinner for Two, Mid-Range
$54.7 ₺2,708
$55.0 €48.90
-0.49%
Fast Food Meal (McDonalds, etc)
$9.22 ₺456
$7.60 €6.76
21.32%
Cappuccino
$4.40 ₺218
$2.56 €2.27
71.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.68 ₺83.1
$2.45 €2.18
-31.43%
Water (0.33 liter bottle)
$0.59 ₺29.40
$1.84 €1.64
-67.93%
Local Beer (0.5 liter draught)
$4.70 ₺233
$3.43 €3.05
37.03%
Imported Beer (0.33 liter bottle)
$5.91 ₺292
$3.98 €3.54
48.49%
🛒 Groceries & Markets
Istanbul
Cartagena
Difference
Milk (1 liter)
$1.21 ₺60.0
$1.21 €1.07
-
White Bread (500g)
$0.89 ₺44.10
$1.18 €1.05
-24.58%
Rice (white) (1kg)
$2.19 ₺108
$2.55 €2.26
-14.12%
Eggs
$2.35 ₺116
$3.96 €3.52
-40.66%
Local Cheese (1kg)
$10.42 ₺516
$12.91 €11.48
-19.29%
Chicken Fillets (1kg)
$5.65 ₺280
$6.94 €6.18
-18.59%
Beef Round Steak (1kg)
$20.94 ₺1,037
$18.67 €16.60
12.16%
Apples (1kg)
$1.90 ₺94.1
$2.39 €2.13
-20.50%
Banana (1kg)
$2.31 ₺114
$2.52 €2.24
-8.33%
Oranges (1kg)
$1.28 ₺63.1
$1.61 €1.43
-20.50%
Tomato (1kg)
$1.80 ₺89.0
$3.09 €2.75
-41.75%
Potato (1kg)
$0.65 ₺32.16
$1.25 €1.11
-48.00%
Onion (1kg)
$0.64 ₺31.91
$1.24 €1.10
-48.39%
Lettuce (1 head)
$1.25 ₺62.1
$1.57 €1.40
-20.38%
Water (1.5 liter bottle)
$0.56 ₺27.58
$0.69 €0.62
-18.84%
Cigarettes 20 Pack (Marlboro, Camel)
$2.37 ₺118
$5.64 €5.02
-57.98%
Wine (Bottle)
$13.42 ₺664
$6.24 €5.55
115.06%
Local Beer (0.5 liter bottle)
$2.40 ₺119
$1.25 €1.11
92.00%
Imported Beer (0.33 liter bottle)
$3.48 ₺172
$1.13 €1.00
207.96%
🚌 Getting Around
Istanbul
Cartagena
Difference
One-way Ticket (Public Transport)
$0.89 ₺43.84
$1.43 €1.27
-37.76%
Public Transport Monthly Pass (Regular Price)
$67.4 ₺3,338
$11.14 €9.91
505.30%
Taxi Start (Normal Tariff)
$1.29 ₺64.1
$5.50 €4.90
-76.55%
Taxi (Normal Tariff) (1km)
$0.92 ₺45.70
$2.25 €2.00
-59.11%
Taxi 1hour Waiting (Normal Tariff)
$10.96 ₺542
$27.49 €24.45
-60.13%
Gasoline (1 liter)
$1.47 ₺72.9
$1.77 €1.58
-16.95%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$50.8K ₺2.5M
$35.1K €31.2K
44.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$44.5K ₺2.2M
$30.2K €26.8K
47.66%
🧾 Monthly Utilities & Internet
Istanbul
Cartagena
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$88.6 ₺4,387
$210 €187
-57.81%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.59 ₺574
$19.74 €17.56
-41.29%
Internet (50+ Mbps, Unlimited Data)
$15.81 ₺783
$28.70 €25.53
-44.91%
🎉 Sport & Entertainment
Istanbul
Cartagena
Difference
Gym Membership (Monthly)
$77.2 ₺3,820
$41.14 €36.59
87.55%
Tennis Court (1 Hour on Weekend)
$22.74 ₺1,126
$12.80 €11.39
77.66%
Cinema Ticket
$8.14 ₺403
$7.70 €6.85
5.71%
🧸 Childcare & Education
Istanbul
Cartagena
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,008 ₺49.9K
$416 €370
142.12%
International Primary School, 1 Child (Yearly)
$25.6K ₺1.3M
$2,726 €2,425
837.63%
👕👟 Clothing & Footwear
Istanbul
Cartagena
Difference
Jeans (Levis 501 Or Similar)
$54.0 ₺2,671
$47.17 €41.96
14.37%
Summer Dress (H&M, Zara, etc)
$40.83 ₺2,021
$35.38 €31.47
15.40%
Sport Shoes (Adidas, Nike)
$98.9 ₺4,895
$61.1 €54.3
61.91%
Men's Leather Business Shoes
$96.6 ₺4,783
$101 €89.7
-4.25%
🏠 Accommodation & Living
Istanbul
Cartagena
Difference
1-bedroom Apartment, City Center (Monthly)
$985 ₺48.7K
$591 €525
66.71%
1-bedroom Apartment, Outside City Center (Monthly)
$650 ₺32.2K
$492 €438
32.05%
3-bedroom Apartment, City Center (Monthly)
$1,983 ₺98.2K
$836 €743
137.36%
3-bedroom Apartment, Outside City Center (Monthly)
$1,180 ₺58.4K
$708 €630
66.69%
Buy Apartment in City Center (m2)
$3,138 ₺155.4K
$1,770 €1,574
77.29%
Buy Apartment Outside City Center (m2)
$1,780 ₺88.1K
$1,433 €1,275
24.20%
💵 Salaries & Financials
Istanbul
Cartagena
Difference
Average Monthly Net Salary (After Tax)
$1,205 ₺59.7K
$1,720 €1,530
-29.90%
20-Year Fixed Mortgage Interest Rate (Annual %)
40.92
4.06
907.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Istanbul: October 13, 2026

Last update for Cartagena: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Istanbul
$650
Cartagena
$492 24.3% $158
Groceries & Markets
Istanbul
$260
Cartagena
$270 4% $10
Eating Out
Istanbul
$223
Cartagena
$206 7.5% $17
Clothing & Footwear
Istanbul
$131
Cartagena
$110 15.8% $21
Monthly Utilities & Internet
Istanbul
$116
Cartagena
$258 123% $142
Sport & Entertainment
Istanbul
$93
Cartagena
$57 39.5% $37
Getting Around
Istanbul
$77
Cartagena
$34 56.3% $43

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Istanbul and $591 in Cartagena. Housing cost is often the main lever when comparing two cities.

Cartagena pays 43% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $55.0 in Istanbul vs $55.0 in Cartagena for a mid-range dinner for two. Groceries echo the gap at $260 vs $270 per month, with Istanbul cheaper across the board.

Good to know
🇹🇷 Istanbul
🇪🇸 Cartagena
🕒 Local time
03:07 3:07 AM
02:07 2:07 AM
1 h behind Istanbul
🌤 Weather
👥 Population
15,701,602
218,050
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to TRY – Turkish Lira Converter

Turkish Lira exchange rates as of October 18, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.66 TRY (100 TRY = 1.8 EUR).

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Istanbul Cartagena 2,590 km ≈ 3 h 45 min nonstop flight
From you
  • Istanbul
  • Cartagena

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Istanbul vs Cartagena: Cost of Living - Frequently Asked Questions
Which city is more expensive, Istanbul or Cartagena?
Cartagena wins on cost – living expenses run 9% lower than in Istanbul. Housing and daily spending are where you'll feel the difference most, making Cartagena the obvious pick if budget is a priority.
Are salaries higher in Istanbul or in Cartagena?
On paper, salaries run 43% lower in Cartagena. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Istanbul compared to Cartagena?
Rent for a central apartment: $985 in Istanbul versus $591 in Cartagena. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Istanbul and in Cartagena?
Dining out is cheaper in Cartagena – a meal for two runs $55.0 versus $55.0 in Istanbul. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Istanbul compared to Cartagena?
All in, you'll spend $1,550 per month in Istanbul versus $1,427 in Cartagena – a 9% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Istanbul or in Cartagena?
At $1,427 in Cartagena versus $1,550 in Istanbul, a $1,000 budget is realistic in Cartagena but tight or insufficient in Istanbul. The gap between the two cities makes Cartagena the clear choice for anyone on this budget.
Which city is better for digital nomads, Istanbul or Cartagena?
Both work as nomad bases, but Cartagena delivers better value – similar infrastructure at $1,427 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cartagena hard to pass up.
How safe is Istanbul compared to Cartagena?
Safety-wise, Istanbul and Cartagena are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Cartagena gentler on the wallet – expenses run 9% less than in Istanbul. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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