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Cost of Living Comparison Between Islip, NY and Karlovac Cost of Living Comparison Between Islip, NY and Karlovac

😐 Solo nomad: Islip, NY is 75.7% more expensive than Karlovac without rent, and 118% more expensive with rent.
😐 Family of 3: Islip, NY is 74.5% more expensive than Karlovac without rent, and 121.8% more expensive with rent.
Currency
🍽 Eating Out
Islip, NY
Karlovac
Difference
Meal at Budget Restaurant
$24.62 $24.62
$12.97 €11.18
89.82%
Three-Course Dinner for Two, Mid-Range
$110 $110
$46.64 €40.20
134.80%
Fast Food Meal (McDonalds, etc)
$12.47 $12.47
$7.87 €6.79
58.45%
Cappuccino
$4.81 $4.81
$1.99 €1.72
141.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.86 $2.86
$2.47 €2.13
15.79%
Water (0.33 liter bottle)
$1.79 $1.79
$1.35 €1.17
32.59%
Local Beer (0.5 liter draught)
$7.22 $7.22
$2.27 €1.96
218.06%
Imported Beer (0.33 liter bottle)
$7.81 $7.81
$2.28 €1.96
242.54%
🛒 Groceries & Markets
Islip, NY
Karlovac
Difference
Milk (1 liter)
$1.25 $1.25
$1.19 €1.03
5.04%
White Bread (500g)
$4.80 $4.80
$1.19 €1.02
303.36%
Rice (white) (1kg)
$4.86 $4.86
$1.89 €1.63
157.14%
Eggs
$5.13 $5.13
$3.53 €3.04
45.33%
Local Cheese (1kg)
$17.46 $17.46
$10.03 €8.64
74.08%
Chicken Fillets (1kg)
$16.28 $16.28
$11.48 €9.90
41.81%
Beef Round Steak (1kg)
$15.22 $15.22
$13.68 €11.79
11.26%
Apples (1kg)
$6.77 $6.77
$1.69 €1.46
300.59%
Banana (1kg)
$2.34 $2.34
$1.99 €1.71
17.59%
Oranges (1kg)
$2.16 $2.16
$1.72 €1.49
25.58%
Tomato (1kg)
$6.26 $6.26
$2.00 €1.73
213.00%
Potato (1kg)
$2.74 $2.74
$1.64 €1.41
67.07%
Onion (1kg)
$4.08 $4.08
$1.07 €0.92
281.31%
Lettuce (1 head)
$1.50 $1.50
$1.77 €1.52
-15.25%
Water (1.5 liter bottle)
$2.25 $2.25
$1.06 €0.92
112.26%
Cigarettes 20 Pack (Marlboro, Camel)
$15.18 $15.18
$5.59 €4.82
171.56%
Wine (Bottle)
$13.01 $13.01
$6.86 €5.91
89.65%
Local Beer (0.5 liter bottle)
$2.40 $2.40
$1.78 €1.54
34.83%
Imported Beer (0.33 liter bottle)
$3.69 $3.69
$2.62 €2.26
40.84%
🚌 Getting Around
Islip, NY
Karlovac
Difference
One-way Ticket (Public Transport)
$2.04 $2.04
$1.84 €1.59
10.87%
Public Transport Monthly Pass (Regular Price)
-
$42.36 €36.51
-
Taxi Start (Normal Tariff)
$3.92 $3.92
$3.08 €2.66
27.27%
Taxi (Normal Tariff) (1km)
$2.08 $2.08
$1.32 €1.14
57.58%
Taxi 1hour Waiting (Normal Tariff)
$42.49 $42.49
$9.08 €7.83
367.95%
Gasoline (1 liter)
$0.91 $0.91
$1.72 €1.48
-47.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.0K $24.0K
$37.6K €32.4K
-36.10%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.4K $28.4K
$26.1K €22.5K
8.96%
🧾 Monthly Utilities & Internet
Islip, NY
Karlovac
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$184 $184
$188 €162
-1.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60.3 $60.3
$23.39 €20.16
157.67%
Internet (50+ Mbps, Unlimited Data)
$62.0 $62.0
$32.65 €28.15
89.77%
🎉 Sport & Entertainment
Islip, NY
Karlovac
Difference
Gym Membership (Monthly)
$42.29 $42.29
$34.79 €29.99
21.56%
Tennis Court (1 Hour on Weekend)
-
$14.98 €12.91
-
Cinema Ticket
$16.22 $16.22
$6.24 €5.38
159.94%
🧸 Childcare & Education
Islip, NY
Karlovac
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,185 $3,185
$241 €208
1219.35%
International Primary School, 1 Child (Yearly)
$23.4K $23.4K
$1,415 €1,220
1555.32%
👕👟 Clothing & Footwear
Islip, NY
Karlovac
Difference
Jeans (Levis 501 Or Similar)
$45.83 $45.83
$102 €88.2
-55.21%
Summer Dress (H&M, Zara, etc)
$27.10 $27.10
$34.79 €29.99
-22.10%
Sport Shoes (Adidas, Nike)
$91.6 $91.6
$69.9 €60.3
31.04%
Men's Leather Business Shoes
$130 $130
$73.8 €63.6
76.52%
🏠 Accommodation & Living
Islip, NY
Karlovac
Difference
1-bedroom Apartment, City Center (Monthly)
$2,001 $2,001
$420 €362
376.91%
1-bedroom Apartment, Outside City Center (Monthly)
$1,369 $1,369
$330 €285
314.31%
3-bedroom Apartment, City Center (Monthly)
$2,627 $2,627
$628 €541
318.35%
3-bedroom Apartment, Outside City Center (Monthly)
$2,244 $2,244
$487 €420
360.41%
Buy Apartment in City Center (m2)
$3,030 $3,030
$2,713 €2,339
11.69%
Buy Apartment Outside City Center (m2)
$2,386 $2,386
$2,250 €1,939
6.08%
💵 Salaries & Financials
Islip, NY
Karlovac
Difference
Average Monthly Net Salary (After Tax)
$3,463 $3,463
$1,244 €1,072
178.36%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
4.47
44.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Islip, NY: January 13, 2026

Last update for Karlovac: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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