Last update: Oct 2026

Cost of Living Comparison Between Isernia and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,684 in Isernia, rent and utilities included – about $9,200 less a year. Rent and utilities account for about half of the difference.

80

Cost of Living Index in Isernia
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Isernia Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Isernia

🇮🇹 Italy

$1,684

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Isernia and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Isernia and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,684 in Isernia versus $918 in Cebu.

Isernia $1,684
Cebu $918

Estimated couple costs with rent: $2,410 in Isernia versus $1,409 in Cebu.

Isernia $2,410
Cebu $1,409

Monthly costs for a family of three with rent: $3,137 in Isernia versus $1,900 in Cebu.

Isernia $3,137
Cebu $1,900

Living in Isernia is roughly 83% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Isernia is 25% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.72 €14.87

$3.09 ₱194

441.10%

Three-Course Dinner for Two, Mid-Range

$54.2 €48.21

$24.22 ₱1,525

123.78%

Fast Food Meal (McDonalds, etc)

$7.66 €6.81

$3.92 ₱247

95.41%

Cappuccino

$1.31 €1.17

$2.51 ₱158

-47.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.17 €1.93

$1.59 ₱100

36.48%

Water (0.33 liter bottle)

$1.09 €0.97

$0.53 ₱33.43

105.66%

Local Beer (0.5 liter draught)

$3.88 €3.45

$1.78 ₱112

117.98%

Imported Beer (0.33 liter bottle)

$3.44 €3.06

$2.17 ₱137

58.53%

Milk (1 liter)

$1.57 €1.40

$1.92 ₱121

-18.23%

White Bread (500g)

$1.75 €1.55

$1.36 ₱85.4

28.68%

Rice (white) (1kg)

$2.91 €2.59

$1.01 ₱63.5

188.12%

Eggs

$2.74 €2.44

$2.03 ₱128

34.98%

Local Cheese (1kg)

$15.33 €13.63

$9.86 ₱621

55.48%

Chicken Fillets (1kg)

$11.63 €10.35

$4.39 ₱277

164.92%

Beef Round Steak (1kg)

$16.14 €14.36

$7.60 ₱479

112.37%

Apples (1kg)

$2.34 €2.08

$3.30 ₱208

-29.09%

Banana (1kg)

$1.94 €1.72

$1.39 ₱87.8

39.57%

Oranges (1kg)

$2.04 €1.81

$2.33 ₱147

-12.45%

Tomato (1kg)

$2.26 €2.01

$1.50 ₱94.3

50.67%

Potato (1kg)

$1.62 €1.44

$2.36 ₱149

-31.36%

Onion (1kg)

$1.60 €1.42

$1.90 ₱119

-15.79%

Lettuce (1 head)

$1.18 €1.05

$1.19 ₱74.9

-0.84%

Water (1.5 liter bottle)

$0.41 €0.37

$0.63 ₱39.71

-34.92%

Cigarettes 20 Pack (Marlboro, Camel)

$6.77 €6.02

$3.00 ₱189

125.67%

Wine (Bottle)

$7.27 €6.47

$6.03 ₱379

20.56%

Local Beer (0.5 liter bottle)

$1.93 €1.72

$1.23 ₱77.7

56.91%

Imported Beer (0.33 liter bottle)

$2.28 €2.03

$1.75 ₱110

30.29%

One-way Ticket (Public Transport)

$1.70 €1.51

$0.25 ₱15.86

580.00%

Public Transport Monthly Pass (Regular Price)

$41.89 €37.26

$12.64 ₱796

231.41%

Taxi Start (Normal Tariff)

$5.55 €4.94

$0.77 ₱48.62

620.78%

Taxi (Normal Tariff) (1km)

$2.24 €2.00

$0.23 ₱14.53

873.91%

Taxi 1hour Waiting (Normal Tariff)

$23.69 €21.07

$4.46 ₱281

431.17%

Gasoline (1 liter)

$2.09 €1.86

$1.31 ₱82.8

59.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.3K €32.3K

$21.2K ₱1.3M

70.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.7K €31.8K

$19.1K ₱1.2M

86.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 €188

$120 ₱7,569

76.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.48 €10.21

$14.00 ₱882

-18.00%

Internet (50+ Mbps, Unlimited Data)

$30.18 €26.85

$27.54 ₱1,734

9.59%

Gym Membership (Monthly)

$59.9 €53.3

$32.33 ₱2,035

85.18%

Tennis Court (1 Hour on Weekend)

$23.05 €20.50

$6.65 ₱419

246.62%

Cinema Ticket

$8.46 €7.52

$5.65 ₱356

49.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$740 €658

$275 ₱17.3K

168.61%

International Primary School, 1 Child (Yearly)

$5,588 €4,970

$7,918 ₱498.5K

-29.43%

Jeans (Levis 501 Or Similar)

$83.7 €74.4

$49.33 ₱3,106

69.61%

Summer Dress (H&M, Zara, etc)

$46.67 €41.51

$25.24 ₱1,589

84.90%

Sport Shoes (Adidas, Nike)

$107 €95.6

$77.0 ₱4,846

39.67%

Men's Leather Business Shoes

$144 €128

$57.2 ₱3,601

151.98%

1-bedroom Apartment, City Center (Monthly)

$749 €666

$500 ₱31.5K

49.86%

1-bedroom Apartment, Outside City Center (Monthly)

$607 €540

$309 ₱19.4K

96.54%

3-bedroom Apartment, City Center (Monthly)

$1,004 €893

$1,078 ₱67.9K

-6.84%

3-bedroom Apartment, Outside City Center (Monthly)

$774 €689

$615 ₱38.7K

25.88%

Buy Apartment in City Center (m2)

$2,610 €2,322

$2,886 ₱181.7K

-9.57%

Buy Apartment Outside City Center (m2)

$2,142 €1,905

$1,917 ₱120.7K

11.76%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.92

7.2

-45.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Isernia: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Isernia

$607 36%

Cebu

$309 33.6% 49.1% $298

Groceries & Markets

Isernia

$298 17.7%

Cebu

$206 22.4% 30.8% $92

Monthly Utilities & Internet

Isernia

$253 15%

Cebu

$162 17.6% 36.1% $92

Eating Out

Isernia

$212 12.6%

Cebu

$88 9.6% 58.3% $124

Clothing & Footwear

Isernia

$172 10.2%

Cebu

$94 10.2% 45.4% $78

Sport & Entertainment

Isernia

$77 4.6%

Cebu

$44 4.8% 43.2% $33

Getting Around

Isernia

$65 3.9%

Cebu

$16 1.7% 76.2% $50

Cost Breakdown

A one-bedroom apartment in the center runs $749 in Isernia and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $54.0 in Isernia vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $298 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇹 Isernia

🇵🇭 Cebu

🕒 Local time

20:46 8:46 PM

02:46 2:46 AM

6 h ahead of Isernia

🌤 Weather

👥 Population

20,000

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Isernia Cebu 10,830 km ≈ 14 h nonstop flight

From you

Isernia
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Isernia vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 83% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,526 in Isernia and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $749 in Isernia versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,684 per month in Isernia versus $918 in Cebu – a 83% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 231% less than in Isernia. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,684 in Isernia, a $1,500 budget is realistic in Cebu but tight or insufficient in Isernia. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Isernia, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Isernia and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 83% less than in Isernia. Beyond cost, consider language, visa policies, and how big the international community is in each city.