Last update: Nov 2026

Cost of Living Comparison Between Inverness, FL and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,631 in Inverness, FL, rent and utilities included – about $15,600 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Inverness, FL
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Inverness, FL Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Inverness, FL

🇺🇸 United States

$2,631

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Inverness, FL and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Inverness, FL and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,631 per month in Inverness, FL vs $1,331 in Ubud, Bali, rent included.

Inverness, FL $2,631
Ubud, Bali $1,331

A couple spends around $3,817 per month in Inverness, FL vs $2,255 in Ubud, Bali, rent included.

Inverness, FL $3,817
Ubud, Bali $2,255

A family of three spends $5,003 per month in Inverness, FL vs $3,180 in Ubud, Bali, rent included.

Inverness, FL $5,003
Ubud, Bali $3,180

Inverness, FL costs about 98% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Inverness, FL sits 95% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$19.98 $19.98

$3.38 Rp 61.3K

491.12%

Three-Course Dinner for Two, Mid-Range

$81.3 $81.3

$34.65 Rp 628.8K

134.66%

Fast Food Meal (McDonalds, etc)

$9.08 $9.08

$5.57 Rp 101.2K

63.02%

Cappuccino

$4.85 $4.85

$2.62 Rp 47.5K

85.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 $2.11

$1.54 Rp 27.9K

37.01%

Water (0.33 liter bottle)

$1.79 $1.79

$0.64 Rp 11.6K

179.69%

Local Beer (0.5 liter draught)

$6.34 $6.34

$2.67 Rp 48.4K

137.45%

Imported Beer (0.33 liter bottle)

$7.47 $7.47

$4.26 Rp 77.4K

75.35%

Milk (1 liter)

$1.17 $1.17

$1.46 Rp 26.5K

-19.86%

White Bread (500g)

$2.14 $2.14

$2.29 Rp 41.6K

-6.55%

Rice (white) (1kg)

$3.49 $3.49

$1.11 Rp 20.1K

214.41%

Eggs

$3.65 $3.65

$2.10 Rp 38.1K

73.81%

Local Cheese (1kg)

$16.26 $16.26

$15.94 Rp 289.3K

2.01%

Chicken Fillets (1kg)

$15.14 $15.14

$3.88 Rp 70.5K

290.21%

Beef Round Steak (1kg)

$15.36 $15.36

$11.40 Rp 206.9K

34.74%

Apples (1kg)

$6.36 $6.36

$3.55 Rp 64.5K

79.15%

Banana (1kg)

$1.41 $1.41

$1.54 Rp 27.9K

-8.44%

Oranges (1kg)

$5.10 $5.10

$2.23 Rp 40.5K

128.70%

Tomato (1kg)

$6.77 $6.77

$1.97 Rp 35.8K

243.65%

Potato (1kg)

$2.72 $2.72

$1.86 Rp 33.7K

46.24%

Onion (1kg)

$2.15 $2.15

$2.42 Rp 43.9K

-11.16%

Lettuce (1 head)

$2.98 $2.98

$1.02 Rp 18.6K

192.16%

Water (1.5 liter bottle)

$2.52 $2.52

$0.52 Rp 9,479

384.62%

Cigarettes 20 Pack (Marlboro, Camel)

$8.84 $8.84

$2.20 Rp 39.9K

301.82%

Wine (Bottle)

$15.23 $15.23

$21.79 Rp 395.4K

-30.11%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$2.33 Rp 42.2K

-26.61%

Imported Beer (0.33 liter bottle)

$2.61 $2.61

$2.97 Rp 53.9K

-12.12%

One-way Ticket (Public Transport)

$1.84 $1.84

$0.25 Rp 4,544

636.00%

Public Transport Monthly Pass (Regular Price)

$66.1 $66.1

$8.17 Rp 148.4K

708.69%

Taxi Start (Normal Tariff)

$3.28 $3.28

$0.44 Rp 7,944

645.45%

Taxi (Normal Tariff) (1km)

$1.51 $1.51

$0.47 Rp 8,493

221.28%

Taxi 1hour Waiting (Normal Tariff)

$59.7 $59.7

$5.60 Rp 101.6K

965.18%

Gasoline (1 liter)

$0.98 $0.98

$0.83 Rp 15.0K

18.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K $27.4K

$24.4K Rp 443.7M

12.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K $24.4K

$31.7K Rp 575.2M

-23.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$242 $242

$77.5 Rp 1.4M

212.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.34 $35.34

$6.14 Rp 111.5K

475.57%

Internet (50+ Mbps, Unlimited Data)

$76.1 $76.1

$18.92 Rp 343.3K

302.27%

Gym Membership (Monthly)

$35.03 $35.03

$51.0 Rp 925.4K

-31.30%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

Cinema Ticket

$15.31 $15.31

$4.38 Rp 79.5K

249.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,237 $1,237

$492 Rp 8.9M

151.20%

International Primary School, 1 Child (Yearly)

$25.7K $25.7K

$12.2K Rp 221.8M

110.24%

Jeans (Levis 501 Or Similar)

$52.9 $52.9

$45.16 Rp 819.6K

17.09%

Summer Dress (H&M, Zara, etc)

$25.12 $25.12

$34.89 Rp 633.2K

-28.00%

Sport Shoes (Adidas, Nike)

$63.4 $63.4

$78.3 Rp 1.4M

-19.02%

Men's Leather Business Shoes

$70.2 $70.2

$77.9 Rp 1.4M

-9.88%

1-bedroom Apartment, City Center (Monthly)

$1,588 $1,588

$1,078 Rp 19.6M

47.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,299 $1,299

$665 Rp 12.1M

95.39%

3-bedroom Apartment, City Center (Monthly)

$2,524 $2,524

$3,510 Rp 63.7M

-28.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,089 $2,089

$1,671 Rp 30.3M

25.05%

Buy Apartment in City Center (m2)

$2,508 $2,508

$2,340 Rp 42.5M

7.16%

Buy Apartment Outside City Center (m2)

$2,220 $2,220

$2,236 Rp 40.6M

-0.72%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

13.78

-52.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Inverness, FL: November 3, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Inverness, FL

$1.3K 49.4%

Ubud, Bali

$665 50% 48.8% $634

Groceries & Markets

Inverness, FL

$425 16.2%

Ubud, Bali

$279 21% 34.3% $146

Monthly Utilities & Internet

Inverness, FL

$354 13.4%

Ubud, Bali

$103 7.7% 71% $251

Eating Out

Inverness, FL

$308 11.7%

Ubud, Bali

$106 8% 65.6% $202

Clothing & Footwear

Inverness, FL

$95 3.6%

Ubud, Bali

$106 8% 11.6% $11

Getting Around

Inverness, FL

$84 3.2%

Ubud, Bali

$12 0.9% 85.8% $72

Sport & Entertainment

Inverness, FL

$66 2.5%

Ubud, Bali

$60 4.5% 9% $5.9

Cost Breakdown

A central one-bedroom costs $1,588 in Inverness, FL versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $81 in Inverness, FL versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $425 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Inverness, FL

🇮🇩 Ubud, Bali

🕒 Local time

05:36 5:36 AM

18:36 6:36 PM

13 h ahead of Inverness, FL

🌤 Weather

👥 Population

7,500

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.892 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

IDR to USD in detail →

On the map

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Between locations

Inverness, FL Ubud, Bali 17,100 km ≈ 22 h nonstop flight

From you

Inverness, FL
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Inverness, FL vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Inverness, FL is pricier by about 98%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,946 per month in Inverness, FL and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,588 in Inverness, FL.

Groceries cost about 52% more in Inverness, FL, though the gap depends on what you buy.

A mid-range dinner for two costs $81 in Inverness, FL and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,631 in Inverness, FL and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and overall it costs about 49% less, which matters a lot on a fixed budget or early-career salary.