Last update: Oct 2026

Cost of Living Comparison Between Indianapolis, IN and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,684 in Indianapolis, IN, rent and utilities included – about $16,000 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Indianapolis, IN
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Indianapolis, IN Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Indianapolis, IN

🇺🇸 United States

$2,684

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Indianapolis, IN and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Indianapolis, IN and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,684 in Indianapolis, IN versus $1,349 in Ubud, Bali.

Indianapolis, IN $2,684
Ubud, Bali $1,349

Estimated couple costs with rent: $3,851 in Indianapolis, IN versus $2,305 in Ubud, Bali.

Indianapolis, IN $3,851
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $5,019 in Indianapolis, IN versus $3,261 in Ubud, Bali.

Indianapolis, IN $5,019
Ubud, Bali $3,261

Living in Indianapolis, IN is roughly 99% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$19.99 $19.99

$3.32 Rp 59.9K

502.11%

Three-Course Dinner for Two, Mid-Range

$79.7 $79.7

$35.64 Rp 642.4K

123.68%

Fast Food Meal (McDonalds, etc)

$11.89 $11.89

$5.53 Rp 99.7K

115.01%

Cappuccino

$5.65 $5.65

$2.72 Rp 49.0K

107.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.31 $3.31

$1.70 Rp 30.7K

94.71%

Water (0.33 liter bottle)

$2.64 $2.64

$0.76 Rp 13.7K

247.37%

Local Beer (0.5 liter draught)

$6.18 $6.18

$2.65 Rp 47.8K

133.21%

Imported Beer (0.33 liter bottle)

$8.06 $8.06

$4.38 Rp 79.0K

84.02%

Milk (1 liter)

$0.86 $0.86

$1.49 Rp 26.9K

-42.28%

White Bread (500g)

$3.27 $3.27

$2.28 Rp 41.0K

43.42%

Rice (white) (1kg)

$4.64 $4.64

$1.19 Rp 21.5K

289.92%

Eggs

$3.74 $3.74

$2.04 Rp 36.7K

83.33%

Local Cheese (1kg)

$12.44 $12.44

$17.70 Rp 319.1K

-29.72%

Chicken Fillets (1kg)

$12.47 $12.47

$3.96 Rp 71.4K

214.90%

Beef Round Steak (1kg)

$17.35 $17.35

$12.19 Rp 219.7K

42.33%

Apples (1kg)

$5.58 $5.58

$3.66 Rp 65.9K

52.46%

Banana (1kg)

$1.47 $1.47

$1.52 Rp 27.4K

-3.29%

Oranges (1kg)

$4.96 $4.96

$2.23 Rp 40.2K

122.42%

Tomato (1kg)

$4.22 $4.22

$1.97 Rp 35.6K

114.21%

Potato (1kg)

$2.52 $2.52

$1.85 Rp 33.3K

36.22%

Onion (1kg)

$2.91 $2.91

$2.42 Rp 43.7K

20.25%

Lettuce (1 head)

$2.43 $2.43

$0.99 Rp 17.8K

145.45%

Water (1.5 liter bottle)

$2.54 $2.54

$0.51 Rp 9,255

398.04%

Cigarettes 20 Pack (Marlboro, Camel)

$11.45 $11.45

$2.22 Rp 40.0K

415.77%

Wine (Bottle)

$15.56 $15.56

$22.24 Rp 400.9K

-30.04%

Local Beer (0.5 liter bottle)

$2.00 $2.00

$2.26 Rp 40.7K

-11.50%

Imported Beer (0.33 liter bottle)

$3.59 $3.59

$2.97 Rp 53.5K

20.88%

One-way Ticket (Public Transport)

$1.76 $1.76

$0.25 Rp 4,525

604.00%

Public Transport Monthly Pass (Regular Price)

$60.6 $60.6

$7.82 Rp 141.0K

674.81%

Taxi Start (Normal Tariff)

$2.05 $2.05

$0.44 Rp 7,923

365.91%

Taxi (Normal Tariff) (1km)

$1.69 $1.69

$0.43 Rp 7,753

293.02%

Taxi 1hour Waiting (Normal Tariff)

$33.96 $33.96

$5.41 Rp 97.5K

527.73%

Gasoline (1 liter)

$0.93 $0.93

$0.82 Rp 14.9K

13.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K $30.7K

$23.8K Rp 429.7M

28.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$31.7K Rp 572.3M

-19.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$234 $234

$79.1 Rp 1.4M

196.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.2 $61.2

$6.45 Rp 116.2K

848.53%

Internet (50+ Mbps, Unlimited Data)

$64.5 $64.5

$18.58 Rp 334.9K

247.04%

Gym Membership (Monthly)

$36.87 $36.87

$49.48 Rp 892.0K

-25.49%

Tennis Court (1 Hour on Weekend)

$41.90 $41.90

$17.65 Rp 318.1K

137.39%

Cinema Ticket

$14.80 $14.80

$4.27 Rp 77.0K

246.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,736 $1,736

$491 Rp 8.8M

253.94%

International Primary School, 1 Child (Yearly)

$24.5K $24.5K

$5,674 Rp 102.3M

331.80%

Jeans (Levis 501 Or Similar)

$56.5 $56.5

$44.64 Rp 804.7K

26.61%

Summer Dress (H&M, Zara, etc)

$44.97 $44.97

$34.95 Rp 630.1K

28.67%

Sport Shoes (Adidas, Nike)

$112 $112

$79.9 Rp 1.4M

40.01%

Men's Leather Business Shoes

$143 $143

$79.4 Rp 1.4M

80.66%

1-bedroom Apartment, City Center (Monthly)

$1,651 $1,651

$1,125 Rp 20.3M

46.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,278 $1,278

$671 Rp 12.1M

90.36%

3-bedroom Apartment, City Center (Monthly)

$2,666 $2,666

$3,565 Rp 64.3M

-25.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,909 $1,909

$1,723 Rp 31.1M

10.76%

Buy Apartment in City Center (m2)

$2,768 $2,768

$2,732 Rp 49.2M

1.34%

Buy Apartment Outside City Center (m2)

$1,751 $1,751

$2,284 Rp 41.2M

-23.33%

Average Monthly Net Salary (After Tax)

$4,222 $4,222

$164 Rp 3.0M

2477.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

13.78

-52.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Indianapolis, IN: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Indianapolis, IN

$1.3K 47.6%

Ubud, Bali

$672 49.8% 47.5% $607

Groceries & Markets

Indianapolis, IN

$406 15.1%

Ubud, Bali

$288 21.4% 29% $118

Monthly Utilities & Internet

Indianapolis, IN

$360 13.4%

Ubud, Bali

$104 7.7% 71.1% $256

Eating Out

Indianapolis, IN

$334 12.5%

Ubud, Bali

$108 8% 67.8% $227

Clothing & Footwear

Indianapolis, IN

$161 6%

Ubud, Bali

$108 8% 33% $53

Getting Around

Indianapolis, IN

$78 2.9%

Ubud, Bali

$11 0.9% 85.4% $67

Sport & Entertainment

Indianapolis, IN

$66 2.5%

Ubud, Bali

$58 4.3% 12.7% $8.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,651 in Indianapolis, IN and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Indianapolis, IN pays about 26 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $80 in Indianapolis, IN vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $406 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Indianapolis, IN

🇮🇩 Ubud, Bali

🕒 Local time

06:15 6:15 AM

18:15 6:15 PM

12 h ahead of Indianapolis, IN

🌤 Weather

👥 Population

882,039

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.899 EUR

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

IDR to USD in detail →

On the map

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Between locations

Indianapolis, IN Ubud, Bali 15,940 km ≈ 20 h nonstop flight

From you

Indianapolis, IN
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Indianapolis, IN vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 50% lower than in Indianapolis, IN. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Indianapolis, IN is about 26 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,651 in Indianapolis, IN versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $80 in Indianapolis, IN. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,684 per month in Indianapolis, IN versus $1,349 in Ubud, Bali – a 99% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,349 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 50% less than in Indianapolis, IN. Beyond cost, consider language, visa policies, and how big the international community is in each city.