Cost of Living Comparison Between Indianapolis, IN and New York, NY Cost of Living Comparison Between Indianapolis, IN and New York, NY

🙂 Solo nomad: Indianapolis, IN is 29.6% cheaper than New York, NY without rent, and 39.9% cheaper with rent.
🙂 Family of 3: Indianapolis, IN is 33.7% cheaper than New York, NY without rent, and 48.6% cheaper with rent.
Currency
🍽 Eating Out
Indianapolis, IN
New York, NY
Difference
Meal at Budget Restaurant
$25.41 $25.41
$29.68 $29.68
-14.39%
Three-Course Dinner for Two, Mid-Range
$75.2 $75.2
$144 $144
-47.86%
Fast Food Meal (McDonalds, etc)
$11.08 $11.08
$12.43 $12.43
-10.86%
Cappuccino
$5.54 $5.54
$5.84 $5.84
-5.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.81 $2.81
$3.26 $3.26
-13.80%
Water (0.33 liter bottle)
$2.49 $2.49
$2.58 $2.58
-3.49%
Local Beer (0.5 liter draught)
$5.9 $5.9
$8.24 $8.24
-28.40%
Imported Beer (0.33 liter bottle)
$7.97 $7.97
$11.86 $11.86
-32.80%
🛒 Groceries & Markets
Indianapolis, IN
New York, NY
Difference
Milk (1 liter)
$0.83 $0.83
$1.56 $1.56
-46.79%
White Bread (500g)
$3.02 $3.02
$5.23 $5.23
-42.26%
Rice (white) (1kg)
$5.17 $5.17
$8.11 $8.11
-36.25%
Eggs
$3.43 $3.43
$7.25 $7.25
-52.69%
Local Cheese (1kg)
$9.42 $9.42
$17.08 $17.08
-44.85%
Chicken Fillets (1kg)
$10.71 $10.71
$16.24 $16.24
-34.05%
Beef Round Steak (1kg)
$14.59 $14.59
$20.02 $20.02
-27.12%
Apples (1kg)
$5.07 $5.07
$7.49 $7.49
-32.31%
Banana (1kg)
$1.35 $1.35
$2.55 $2.55
-47.06%
Oranges (1kg)
$5.71 $5.71
$5.82 $5.82
-1.89%
Tomato (1kg)
$3.07 $3.07
$6.52 $6.52
-52.91%
Potato (1kg)
$2.15 $2.15
$3.72 $3.72
-42.20%
Onion (1kg)
$2.7 $2.7
$3.9 $3.9
-30.77%
Lettuce (1 head)
$1.77 $1.77
$3.07 $3.07
-42.35%
Water (1.5 liter bottle)
$2.07 $2.07
$2.57 $2.57
-19.46%
Cigarettes 20 Pack (Marlboro, Camel)
$9.37 $9.37
$19.21 $19.21
-51.22%
Wine (Bottle)
$15.21 $15.21
$17.79 $17.79
-14.50%
Local Beer (0.5 liter bottle)
$1.72 $1.72
$3.01 $3.01
-42.86%
Imported Beer (0.33 liter bottle)
$2.29 $2.29
$3.72 $3.72
-38.44%
🚌 Getting Around
Indianapolis, IN
New York, NY
Difference
One-way Ticket (Public Transport)
$1.76 $1.76
$2.92 $2.92
-39.73%
Public Transport Monthly Pass (Regular Price)
$60.7 $60.7
$134 $134
-54.69%
Taxi Start (Normal Tariff)
$2.03 $2.03
$5.13 $5.13
-60.43%
Taxi (Normal Tariff) (1km)
$1.74 $1.74
$2.15 $2.15
-19.07%
Taxi 1hour Waiting (Normal Tariff)
$34.62 $34.62
$41.57 $41.57
-16.72%
Gasoline (1 liter)
$0.92 $0.92
$0.95 $0.95
-3.16%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.6K $33.6K
$35K $35K
-4.22%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.2K $25.2K
$27.7K $27.7K
-9.19%
🧾 Monthly Utilities & Internet
Indianapolis, IN
New York, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$240 $240
$179 $179
34.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$64.7 $64.7
$60 $60
7.80%
Internet (50+ Mbps, Unlimited Data)
$72.7 $72.7
$63.8 $63.8
13.88%
🎉 Sport & Entertainment
Indianapolis, IN
New York, NY
Difference
Gym Membership (Monthly)
$34.96 $34.96
$141 $141
-75.15%
Tennis Court (1 Hour on Weekend)
$31.66 $31.66
$63.9 $63.9
-50.45%
Cinema Ticket
$14.67 $14.67
$19.9 $19.9
-26.28%
🧸 Childcare & Education
Indianapolis, IN
New York, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,752 $1,752
$3,206 $3,206
-45.35%
International Primary School, 1 Child (Yearly)
$27.9K $27.9K
$56.5K $56.5K
-50.68%
👕👟 Clothing & Footwear
Indianapolis, IN
New York, NY
Difference
Jeans (Levis 501 Or Similar)
$47.26 $47.26
$65.7 $65.7
-28.08%
Summer Dress (H&M, Zara, etc)
$41.53 $41.53
$48.75 $48.75
-14.81%
Sport Shoes (Adidas, Nike)
$96.4 $96.4
$111 $111
-13.31%
Men's Leather Business Shoes
$131 $131
$172 $172
-23.82%
🏠 Accommodation & Living
Indianapolis, IN
New York, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,716 $1,716
$4,165 $4,165
-58.79%
1-bedroom Apartment, Outside City Center (Monthly)
$1,272 $1,272
$2,653 $2,653
-52.06%
3-bedroom Apartment, City Center (Monthly)
$2,787 $2,787
$8,412 $8,412
-66.87%
3-bedroom Apartment, Outside City Center (Monthly)
$2,123 $2,123
$5,277 $5,277
-59.77%
Buy Apartment in City Center (m2)
$1,973 $1,973
$15.6K $15.6K
-87.37%
Buy Apartment Outside City Center (m2)
$1,539 $1,539
$11.2K $11.2K
-86.21%
💵 Salaries & Financials
Indianapolis, IN
New York, NY
Difference
Average Monthly Net Salary (After Tax)
$4,635 $4,635
$5,616 $5,616
-17.47%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.54
6.44
1.55%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Indianapolis, IN: October 29, 2025

Last update for New York, NY: October 28, 2025

Similar cities

Join the CityCost newsletter – low traffic, no spam, and easy to unsubscribe. Your email stays private.