Cost of Living Comparison Between Indianapolis, IN and Montclair, NJ Cost of Living Comparison Between Indianapolis, IN and Montclair, NJ

😐 Solo nomad: Indianapolis, IN is 11.9% more expensive than Montclair, NJ without rent, and 7.3% cheaper with rent.

🙂 Family of 3: Indianapolis, IN is 8.5% cheaper than Montclair, NJ without rent, and 12.8% cheaper with rent.

Meal at Budget Restaurant

$25.16 $25.16

$17.16 $17.16

46.62%

Three-Course Dinner for Two, Mid-Range

$74.5 $74.5

$99.8 $99.8

-25.34%

Fast Food Meal (McDonalds, etc)

$10.95 $10.95

$12.1 $12.1

-9.50%

Cappuccino

$5.41 $5.41

$5.85 $5.85

-7.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.88 $2.88

$3.06 $3.06

-5.88%

Water (0.33 liter bottle)

$2.37 $2.37

$1.55 $1.55

52.90%

Local Beer (0.5 liter draught)

$5.93 $5.93

$7.84 $7.84

-24.36%

Imported Beer (0.33 liter bottle)

$8.09 $8.09

$11.97 $11.97

-32.41%

Milk (1 liter)

$0.84 $0.84

$1.31 $1.31

-35.88%

White Bread (500g)

$2.95 $2.95

$4.21 $4.21

-29.93%

Rice (white) (1kg)

$5.09 $5.09

$5.6 $5.6

-9.11%

Eggs

$3.43 $3.43

$6.6 $6.6

-48.03%

Local Cheese (1kg)

$8.99 $8.99

$14.18 $14.18

-36.60%

Chicken Fillets (1kg)

$10.95 $10.95

$10.38 $10.38

5.49%

Beef Round Steak (1kg)

$14.36 $14.36

$19.76 $19.76

-27.33%

Apples (1kg)

$5.18 $5.18

$5.59 $5.59

-7.33%

Banana (1kg)

$1.3 $1.3

$2.46 $2.46

-47.15%

Oranges (1kg)

$5.62 $5.62

$4.39 $4.39

28.02%

Tomato (1kg)

$3.09 $3.09

$4.18 $4.18

-26.08%

Potato (1kg)

$2.13 $2.13

$3.06 $3.06

-30.39%

Onion (1kg)

$2.59 $2.59

$2.66 $2.66

-2.63%

Lettuce (1 head)

$1.76 $1.76

$2.87 $2.87

-38.68%

Water (1.5 liter bottle)

$2.14 $2.14

$2.45 $2.45

-12.65%

Cigarettes 20 Pack (Marlboro, Camel)

$9.34 $9.34

$17.45 $17.45

-46.48%

Wine (Bottle)

$15.36 $15.36

$15.21 $15.21

0.99%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$1.77 $1.77

0.56%

Imported Beer (0.33 liter bottle)

$2.23 $2.23

$3.69 $3.69

-39.57%

One-way Ticket (Public Transport)

$1.78 $1.78

$1.99 $1.99

-10.55%

Public Transport Monthly Pass (Regular Price)

$59.8 $59.8

Taxi Start (Normal Tariff)

$1.94 $1.94

$2.97 $2.97

-34.68%

Taxi (Normal Tariff) (1km)

$1.67 $1.67

$2.11 $2.11

-20.85%

Taxi 1hour Waiting (Normal Tariff)

$34.21 $34.21

$42.55 $42.55

-19.60%

Gasoline (1 liter)

$0.91 $0.91

$0.87 $0.87

4.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K $33.3K

$23.7K $23.7K

40.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$25.1K $25.1K

-1.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$239 $239

$181 $181

32.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$64.5 $64.5

$53.5 $53.5

20.51%

Internet (50+ Mbps, Unlimited Data)

$72.8 $72.8

$62.2 $62.2

17.14%

Gym Membership (Monthly)

$35.35 $35.35

$42.75 $42.75

-17.31%

Tennis Court (1 Hour on Weekend)

$31.42 $31.42

Cinema Ticket

$14.84 $14.84

$19.65 $19.65

-24.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,798 $1,798

$1,781 $1,781

0.99%

International Primary School, 1 Child (Yearly)

$27.5K $27.5K

$16.2K $16.2K

69.93%

Jeans (Levis 501 Or Similar)

$46.86 $46.86

$66.2 $66.2

-29.20%

Summer Dress (H&M, Zara, etc)

$41.23 $41.23

$47.38 $47.38

-12.98%

Sport Shoes (Adidas, Nike)

$100 $100

$101 $101

-0.51%

Men's Leather Business Shoes

$128 $128

$121 $121

5.41%

1-bedroom Apartment, City Center (Monthly)

$1,743 $1,743

$2,308 $2,308

-24.48%

1-bedroom Apartment, Outside City Center (Monthly)

$1,276 $1,276

$1,567 $1,567

-18.57%

3-bedroom Apartment, City Center (Monthly)

$2,838 $2,838

$3,793 $3,793

-25.18%

3-bedroom Apartment, Outside City Center (Monthly)

$2,109 $2,109

$2,699 $2,699

-21.84%

Buy Apartment in City Center (m2)

$1,710 $1,710

Buy Apartment Outside City Center (m2)

$1,615 $1,615

Average Monthly Net Salary (After Tax)

$4,405 $4,405

20-Year Fixed Mortgage Interest Rate (Annual %)

6.54

6.44

1.55%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Indianapolis, IN: December 2, 2025

Last update for Montclair, NJ: December 2, 2025

Digital Nomad Cost of Living Index

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