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Cost of Living Comparison Between Indianapolis, IN and Fargo, ND Cost of Living Comparison Between Indianapolis, IN and Fargo, ND

😐 Solo nomad: Indianapolis, IN is 7% more expensive than Fargo, ND without rent, and 30.3% more expensive with rent.
😐 Family of 3: Indianapolis, IN is 3.7% more expensive than Fargo, ND without rent, and 18.6% more expensive with rent.
Currency
🍽 Eating Out
Indianapolis, IN
Fargo, ND
Difference
Meal at Budget Restaurant
$25.16 $25.16
$15.15 $15.15
66.07%
Three-Course Dinner for Two, Mid-Range
$74.5 $74.5
$50.3 $50.3
48.02%
Fast Food Meal (McDonalds, etc)
$10.95 $10.95
$10.92 $10.92
0.27%
Cappuccino
$5.41 $5.41
$5.15 $5.15
5.05%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.88 $2.88
$2.69 $2.69
7.06%
Water (0.33 liter bottle)
$2.37 $2.37
$1.99 $1.99
19.10%
Local Beer (0.5 liter draught)
$5.93 $5.93
$5.92 $5.92
0.17%
Imported Beer (0.33 liter bottle)
$8.09 $8.09
$8.11 $8.11
-0.25%
🛒 Groceries & Markets
Indianapolis, IN
Fargo, ND
Difference
Milk (1 liter)
$0.84 $0.84
$1.26 $1.26
-33.33%
White Bread (500g)
$2.95 $2.95
$3.5 $3.5
-15.71%
Rice (white) (1kg)
$5.09 $5.09
$5.81 $5.81
-12.39%
Eggs
$3.43 $3.43
$4.04 $4.04
-15.10%
Local Cheese (1kg)
$8.99 $8.99
$12.52 $12.52
-28.19%
Chicken Fillets (1kg)
$10.95 $10.95
$14.59 $14.59
-24.95%
Beef Round Steak (1kg)
$14.36 $14.36
$19.42 $19.42
-26.06%
Apples (1kg)
$5.18 $5.18
$8.1 $8.1
-36.05%
Banana (1kg)
$1.3 $1.3
$2.76 $2.76
-52.90%
Oranges (1kg)
$5.62 $5.62
$6.7 $6.7
-16.12%
Tomato (1kg)
$3.09 $3.09
$4.72 $4.72
-34.53%
Potato (1kg)
$2.13 $2.13
$3.79 $3.79
-43.80%
Onion (1kg)
$2.59 $2.59
$3.56 $3.56
-27.25%
Lettuce (1 head)
$1.76 $1.76
$1.94 $1.94
-9.28%
Water (1.5 liter bottle)
$2.14 $2.14
$2.71 $2.71
-21.03%
Cigarettes 20 Pack (Marlboro, Camel)
$9.34 $9.34
$8.93 $8.93
4.59%
Wine (Bottle)
$15.36 $15.36
$14.7 $14.7
4.49%
Local Beer (0.5 liter bottle)
$1.78 $1.78
$2.58 $2.58
-31.01%
Imported Beer (0.33 liter bottle)
$2.23 $2.23
$4.97 $4.97
-55.13%
🚌 Getting Around
Indianapolis, IN
Fargo, ND
Difference
One-way Ticket (Public Transport)
$1.78 $1.78
$1.46 $1.46
21.92%
Public Transport Monthly Pass (Regular Price)
$59.8 $59.8
$42.05 $42.05
42.12%
Taxi Start (Normal Tariff)
$1.94 $1.94
$4.58 $4.58
-57.64%
Taxi (Normal Tariff) (1km)
$1.67 $1.67
$1.6 $1.6
4.37%
Taxi 1hour Waiting (Normal Tariff)
$34.21 $34.21
$29.11 $29.11
17.52%
Gasoline (1 liter)
$0.91 $0.91
$0.86 $0.86
5.81%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.3K $33.3K
$33.1K $33.1K
0.59%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.8K $24.8K
$25.6K $25.6K
-3.15%
🧾 Monthly Utilities & Internet
Indianapolis, IN
Fargo, ND
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$239 $239
$161 $161
49.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$64.5 $64.5
$53.6 $53.6
20.49%
Internet (50+ Mbps, Unlimited Data)
$72.8 $72.8
$58.4 $58.4
24.79%
🎉 Sport & Entertainment
Indianapolis, IN
Fargo, ND
Difference
Gym Membership (Monthly)
$35.35 $35.35
$54.5 $54.5
-35.17%
Tennis Court (1 Hour on Weekend)
$31.42 $31.42
-
-
Cinema Ticket
$14.84 $14.84
$13.48 $13.48
10.09%
🧸 Childcare & Education
Indianapolis, IN
Fargo, ND
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,798 $1,798
$1,228 $1,228
46.43%
International Primary School, 1 Child (Yearly)
$27.5K $27.5K
$23.2K $23.2K
18.24%
👕👟 Clothing & Footwear
Indianapolis, IN
Fargo, ND
Difference
Jeans (Levis 501 Or Similar)
$46.86 $46.86
$50.2 $50.2
-6.73%
Summer Dress (H&M, Zara, etc)
$41.23 $41.23
$46.42 $46.42
-11.18%
Sport Shoes (Adidas, Nike)
$100 $100
$88.8 $88.8
12.93%
Men's Leather Business Shoes
$128 $128
$108 $108
18.04%
🏠 Accommodation & Living
Indianapolis, IN
Fargo, ND
Difference
1-bedroom Apartment, City Center (Monthly)
$1,743 $1,743
$949 $949
83.71%
1-bedroom Apartment, Outside City Center (Monthly)
$1,276 $1,276
$763 $763
67.11%
3-bedroom Apartment, City Center (Monthly)
$2,838 $2,838
$2,573 $2,573
10.31%
3-bedroom Apartment, Outside City Center (Monthly)
$2,109 $2,109
$1,557 $1,557
35.46%
Buy Apartment in City Center (m2)
$1,710 $1,710
$1,815 $1,815
-5.80%
Buy Apartment Outside City Center (m2)
$1,615 $1,615
$1,766 $1,766
-8.54%
💵 Salaries & Financials
Indianapolis, IN
Fargo, ND
Difference
Average Monthly Net Salary (After Tax)
$4,405 $4,405
$3,728 $3,728
18.15%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.54
6.56
-0.30%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Indianapolis, IN: December 2, 2025

Last update for Fargo, ND: November 29, 2025

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