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Cost of Living Comparison Between Indianapolis, IN and Fargo, ND Cost of Living Comparison Between Indianapolis, IN and Fargo, ND

๐Ÿ˜ Solo nomad: Indianapolis, IN is 4.5% more expensive than Fargo, ND without rent, and 28.6% more expensive with rent.
๐Ÿ™‚ Family of 3: Indianapolis, IN is 8.7% cheaper than Fargo, ND without rent, and 17% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Indianapolis, IN
Fargo, ND
Difference
Meal at Budget Restaurant
$24.99 $24.99
$15.06 $15.06
65.94%
Three-Course Dinner for Two, Mid-Range
$73.6 $73.6
$50.4 $50.4
45.87%
Fast Food Meal (McDonalds, etc)
$10.80 $10.80
$11.22 $11.22
-3.74%
Cappuccino
$5.51 $5.51
$5.17 $5.17
6.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.76 $2.76
$2.56 $2.56
7.81%
Water (0.33 liter bottle)
$2.45 $2.45
$1.94 $1.94
26.29%
Local Beer (0.5 liter draught)
$6.10 $6.10
$5.78 $5.78
5.54%
Imported Beer (0.33 liter bottle)
$8.09 $8.09
$8.16 $8.16
-0.86%
๐Ÿ›’ Groceries & Markets
Indianapolis, IN
Fargo, ND
Difference
Milk (1 liter)
$0.82 $0.82
$1.27 $1.27
-35.43%
White Bread (500g)
$2.91 $2.91
$3.56 $3.56
-18.26%
Rice (white) (1kg)
$5.26 $5.26
$5.82 $5.82
-9.62%
Eggs
$3.43 $3.43
$3.94 $3.94
-12.94%
Local Cheese (1kg)
$9.07 $9.07
$12.31 $12.31
-26.32%
Chicken Fillets (1kg)
$10.75 $10.75
$15.07 $15.07
-28.67%
Beef Round Steak (1kg)
$14.30 $14.30
$19.21 $19.21
-25.56%
Apples (1kg)
$5.02 $5.02
$8.27 $8.27
-39.30%
Banana (1kg)
$1.35 $1.35
$2.76 $2.76
-51.09%
Oranges (1kg)
$5.72 $5.72
$6.36 $6.36
-10.06%
Tomato (1kg)
$3.07 $3.07
$4.76 $4.76
-35.50%
Potato (1kg)
$2.16 $2.16
$3.89 $3.89
-44.47%
Onion (1kg)
$2.65 $2.65
$3.66 $3.66
-27.60%
Lettuce (1 head)
$1.85 $1.85
$1.96 $1.96
-5.61%
Water (1.5 liter bottle)
$2.13 $2.13
$2.64 $2.64
-19.32%
Cigarettes 20 Pack (Marlboro, Camel)
$9.34 $9.34
$9.33 $9.33
0.11%
Wine (Bottle)
$15.73 $15.73
$14.91 $14.91
5.50%
Local Beer (0.5 liter bottle)
$1.70 $1.70
$2.58 $2.58
-34.11%
Imported Beer (0.33 liter bottle)
$2.29 $2.29
$4.84 $4.84
-52.69%
๐ŸšŒ Getting Around
Indianapolis, IN
Fargo, ND
Difference
One-way Ticket (Public Transport)
$1.79 $1.79
$1.53 $1.53
16.99%
Public Transport Monthly Pass (Regular Price)
$59.2 $59.2
$42.74 $42.74
38.47%
Taxi Start (Normal Tariff)
$1.96 $1.96
$4.52 $4.52
-56.64%
Taxi (Normal Tariff) (1km)
$1.67 $1.67
$1.64 $1.64
1.83%
Taxi 1hour Waiting (Normal Tariff)
$33.72 $33.72
$29.57 $29.57
14.03%
Gasoline (1 liter)
$0.92 $0.92
$0.80 $0.80
15.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.3K $34.3K
$32.7K $32.7K
4.88%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.5K $25.5K
$25.7K $25.7K
-0.74%
๐Ÿงพ Monthly Utilities & Internet
Indianapolis, IN
Fargo, ND
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$236 $236
$160 $160
47.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.3 $63.3
$53.2 $53.2
18.99%
Internet (50+ Mbps, Unlimited Data)
$73.5 $73.5
$57.0 $57.0
28.93%
๐ŸŽ‰ Sport & Entertainment
Indianapolis, IN
Fargo, ND
Difference
Gym Membership (Monthly)
$35.26 $35.26
$56.1 $56.1
-37.10%
Tennis Court (1 Hour on Weekend)
$32.31 $32.31
-
-
Cinema Ticket
$14.52 $14.52
$13.94 $13.94
4.16%
๐Ÿงธ Childcare & Education
Indianapolis, IN
Fargo, ND
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,753 $1,753
$1,256 $1,256
39.57%
International Primary School, 1 Child (Yearly)
$27.6K $27.6K
$23.5K $23.5K
17.53%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Indianapolis, IN
Fargo, ND
Difference
Jeans (Levis 501 Or Similar)
$47.89 $47.89
$49.82 $49.82
-3.87%
Summer Dress (H&M, Zara, etc)
$41.33 $41.33
$47.00 $47.00
-12.06%
Sport Shoes (Adidas, Nike)
$99.0 $99.0
$90.5 $90.5
9.39%
Men's Leather Business Shoes
$130 $130
$111 $111
17.12%
๐Ÿ  Accommodation & Living
Indianapolis, IN
Fargo, ND
Difference
1-bedroom Apartment, City Center (Monthly)
$1,738 $1,738
$972 $972
78.84%
1-bedroom Apartment, Outside City Center (Monthly)
$1,304 $1,304
$773 $773
68.72%
3-bedroom Apartment, City Center (Monthly)
$2,865 $2,865
$2,571 $2,571
11.44%
3-bedroom Apartment, Outside City Center (Monthly)
$2,068 $2,068
$1,525 $1,525
35.64%
Buy Apartment in City Center (m2)
$2,530 $2,530
$1,815 $1,815
39.39%
Buy Apartment Outside City Center (m2)
$1,784 $1,784
$1,812 $1,812
-1.53%
๐Ÿ’ต Salaries & Financials
Indianapolis, IN
Fargo, ND
Difference
Average Monthly Net Salary (After Tax)
$4,165 $4,165
$3,773 $3,773
10.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.54
6.56
-0.30%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Indianapolis, IN: January 11, 2026

Last update for Fargo, ND: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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