Last update: Oct 2026

Cost of Living Comparison Between Iceland and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $3,841 in Iceland, rent and utilities included – about $29,900 less a year. Rent and utilities account for about half of the difference.

185

Cost of Living Index in Iceland
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Iceland Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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🇮🇸 Iceland

$3,841

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

😐 Solo nomad: Iceland is 229.6% more expensive than Ubud, Bali without rent, and 185% more expensive with rent.

😐 Family of 3: Iceland is 205.3% more expensive than Ubud, Bali without rent, and 115.4% more expensive with rent.

Meal at Budget Restaurant

$27.37 ISK 3,337

$3.33 Rp 59.6K

721.92%

Three-Course Dinner for Two, Mid-Range

$125 ISK 15.2K

$35.42 Rp 633.1K

252.51%

Fast Food Meal (McDonalds, etc)

$24.08 ISK 2,937

$5.76 Rp 102.9K

318.06%

Cappuccino

$6.19 ISK 755

$2.63 Rp 47.0K

135.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.15 ISK 384

$1.74 Rp 31.0K

81.03%

Water (0.33 liter bottle)

$2.99 ISK 365

$0.77 Rp 13.8K

288.31%

Local Beer (0.5 liter draught)

$12.47 ISK 1,521

$2.71 Rp 48.4K

360.15%

Imported Beer (0.33 liter bottle)

$12.50 ISK 1,524

$4.52 Rp 80.8K

176.55%

Milk (1 liter)

$2.11 ISK 258

$1.53 Rp 27.4K

37.91%

White Bread (500g)

$4.09 ISK 499

$2.20 Rp 39.2K

85.91%

Rice (white) (1kg)

$3.45 ISK 421

$1.22 Rp 21.8K

182.79%

Eggs

$7.23 ISK 882

$2.14 Rp 38.2K

237.85%

Local Cheese (1kg)

$20.83 ISK 2,541

$17.73 Rp 316.9K

17.48%

Chicken Fillets (1kg)

$24.61 ISK 3,001

$3.86 Rp 68.9K

537.56%

Beef Round Steak (1kg)

$42.36 ISK 5,166

$12.03 Rp 215.0K

252.12%

Apples (1kg)

$3.17 ISK 387

$3.61 Rp 64.5K

-12.19%

Banana (1kg)

$2.72 ISK 332

$1.51 Rp 27.1K

80.13%

Oranges (1kg)

$3.20 ISK 390

$2.32 Rp 41.4K

37.93%

Tomato (1kg)

$5.94 ISK 724

$2.00 Rp 35.8K

197.00%

Potato (1kg)

$3.96 ISK 483

$1.81 Rp 32.4K

118.78%

Onion (1kg)

$1.85 ISK 226

$2.39 Rp 42.7K

-22.59%

Lettuce (1 head)

$3.62 ISK 441

$0.99 Rp 17.8K

265.66%

Water (1.5 liter bottle)

$1.93 ISK 236

$0.52 Rp 9,373

271.15%

Cigarettes 20 Pack (Marlboro, Camel)

$14.12 ISK 1,721

$2.18 Rp 39.0K

547.71%

Wine (Bottle)

$23.36 ISK 2,849

$22.98 Rp 410.7K

1.65%

Local Beer (0.5 liter bottle)

$3.72 ISK 454

$2.40 Rp 42.8K

55.00%

Imported Beer (0.33 liter bottle)

$3.25 ISK 396

$3.00 Rp 53.6K

8.33%

One-way Ticket (Public Transport)

$5.54 ISK 676

$0.24 Rp 4,255

2208.33%

Public Transport Monthly Pass (Regular Price)

$92.7 ISK 11.3K

$6.99 Rp 125.0K

1226.04%

Taxi Start (Normal Tariff)

$6.87 ISK 838

$0.44 Rp 7,876

1461.36%

Taxi (Normal Tariff) (1km)

$2.90 ISK 354

$0.42 Rp 7,582

590.48%

Taxi 1hour Waiting (Normal Tariff)

$81.6 ISK 9,947

$5.45 Rp 97.4K

1396.51%

Gasoline (1 liter)

$2.36 ISK 288

$0.84 Rp 15.1K

180.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$50.2K ISK 6.1M

$24.3K Rp 434.8M

106.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$53.5K ISK 6.5M

$31.9K Rp 570.0M

67.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.5 ISK 11.8K

$80.8 Rp 1.4M

19.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.37 ISK 3,704

$6.58 Rp 117.6K

361.55%

Internet (50+ Mbps, Unlimited Data)

$88.0 ISK 10.7K

$18.24 Rp 326.1K

382.18%

Gym Membership (Monthly)

$89.8 ISK 11.0K

$55.1 Rp 985.4K

62.96%

Tennis Court (1 Hour on Weekend)

$50.7 ISK 6,183

$18.51 Rp 330.9K

173.91%

Cinema Ticket

$18.98 ISK 2,314

$4.24 Rp 75.9K

347.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,053 ISK 128.4K

$486 Rp 8.7M

116.87%

International Primary School, 1 Child (Yearly)

$30.4K ISK 3.7M

$5,676 Rp 101.5M

435.85%

Jeans (Levis 501 Or Similar)

$154 ISK 18.8K

$45.18 Rp 807.6K

241.90%

Summer Dress (H&M, Zara, etc)

$48.13 ISK 5,869

$34.57 Rp 617.9K

39.22%

Sport Shoes (Adidas, Nike)

$175 ISK 21.4K

$79.2 Rp 1.4M

121.54%

Men's Leather Business Shoes

$231 ISK 28.2K

$77.6 Rp 1.4M

197.85%

1-bedroom Apartment, City Center (Monthly)

$2,476 ISK 301.9K

$1,127 Rp 20.1M

119.76%

1-bedroom Apartment, Outside City Center (Monthly)

$1,968 ISK 240.0K

$674 Rp 12.1M

191.94%

3-bedroom Apartment, City Center (Monthly)

$3,333 ISK 406.4K

$3,618 Rp 64.7M

-7.90%

3-bedroom Apartment, Outside City Center (Monthly)

$2,708 ISK 330.2K

$1,735 Rp 31.0M

56.10%

Buy Apartment in City Center (m2)

$7,695 ISK 938.4K

$2,829 Rp 50.6M

172.01%

Buy Apartment Outside City Center (m2)

$6,295 ISK 767.7K

$2,307 Rp 41.2M

172.92%

Average Monthly Net Salary (After Tax)

$4,795 ISK 584.8K

$166 Rp 3.0M

2794.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.29

13.78

-32.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Iceland: October 3, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Iceland

$2K 51.6%

Ubud, Bali

$674 49.6% 65.7% $1.3K

Groceries & Markets

Iceland

$617 16.2%

Ubud, Bali

$290 21.4% 53% $327

Eating Out

Iceland

$477 12.5%

Ubud, Bali

$108 8% 77.4% $369

Clothing & Footwear

Iceland

$274 7.2%

Ubud, Bali

$106 7.8% 61.2% $168

Monthly Utilities & Internet

Iceland

$215 5.6%

Ubud, Bali

$106 7.8% 50.8% $109

Getting Around

Iceland

$136 3.6%

Ubud, Bali

$11 0.8% 92.3% $126

Sport & Entertainment

Iceland

$128 3.4%

Ubud, Bali

$64 4.7% 50.2% $64

Good to know

🇮🇸 Iceland

🇮🇩 Ubud, Bali

🕒 Local time

12:35 12:35 PM

20:35 8:35 PM

8 h ahead of Iceland

🌤 Weather

👥 Population

364,260

74,800

💱 Currency

Icelandic Króna ISK kr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 ISK = 8.2 USD

1,000 ISK = 7.32 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to ISK – Icelandic Króna Converter

🇺🇸 United States Dollar ($)

🇮🇸 Icelandic Króna (kr)

Icelandic Króna exchange rates as of October 10, 2026: 1 USD = 122 ISK (1,000 ISK = 8.2 USD). 1 EUR = 137 ISK (1,000 ISK = 7.32 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

USD to ISK in detail →

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