Last update: Oct 2026

Cost of Living Comparison Between Hulhumale and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $1,450 in Hulhumale, rent and utilities included – about $1,200 less a year. Rent and utilities account for most of the difference.

70

Cost of Living Index in Hulhumale
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Hulhumale Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Hulhumale

🇲🇻 Maldives

$1,450

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Monthly Cost of Living

How much you'll spend in Hulhumale and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hulhumale and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,450 in Hulhumale versus $1,348 in Ubud, Bali.

Hulhumale $1,450
Ubud, Bali $1,348

Estimated couple costs with rent: $2,606 in Hulhumale versus $2,312 in Ubud, Bali.

Hulhumale $2,606
Ubud, Bali $2,312

Monthly costs for a family of three with rent: $3,762 in Hulhumale versus $3,276 in Ubud, Bali.

Hulhumale $3,762
Ubud, Bali $3,276

Living in Hulhumale is roughly 8% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Hulhumale 8% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$6.15 MVR 94.9

$3.33 Rp 59.6K

84.68%

Three-Course Dinner for Two, Mid-Range

$38.70 MVR 597

$35.42 Rp 633.1K

9.26%

Fast Food Meal (McDonalds, etc)

$9.60 MVR 148

$5.76 Rp 102.9K

66.67%

Local Non-Alcoholic Beer (0.5 liter draught)

$4.78 MVR 73.6

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.96 MVR 76.5

Cappuccino

$3.56 MVR 54.8

$2.63 Rp 47.0K

35.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.61 MVR 24.81

$1.74 Rp 31.0K

-7.47%

Water (0.33 liter bottle)

$0.31 MVR 4.83

$0.77 Rp 13.8K

-59.74%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

Milk (1 liter)

$1.60 MVR 24.63

$1.53 Rp 27.4K

4.58%

White Bread (500g)

$1.64 MVR 25.27

$2.20 Rp 39.2K

-25.45%

Rice (white) (1kg)

$0.33 MVR 5.11

$1.22 Rp 21.8K

-72.95%

Eggs

$1.85 MVR 28.55

$2.14 Rp 38.2K

-13.55%

Local Cheese (1kg)

$3.30 MVR 50.8

$17.73 Rp 316.9K

-81.39%

Chicken Fillets (1kg)

$6.17 MVR 95.2

$3.86 Rp 68.9K

59.84%

Beef Round Steak (1kg)

$9.60 MVR 148

$12.03 Rp 215.0K

-20.20%

Apples (1kg)

$3.91 MVR 60.3

$3.61 Rp 64.5K

8.31%

Banana (1kg)

$3.08 MVR 47.48

$1.51 Rp 27.1K

103.97%

Oranges (1kg)

$2.82 MVR 43.56

$2.32 Rp 41.4K

21.55%

Tomato (1kg)

$2.71 MVR 41.71

$2.00 Rp 35.8K

35.50%

Potato (1kg)

$1.22 MVR 18.88

$1.81 Rp 32.4K

-32.60%

Onion (1kg)

$1.11 MVR 17.10

$2.39 Rp 42.7K

-53.56%

Lettuce (1 head)

$2.12 MVR 32.72

$0.99 Rp 17.8K

114.14%

Water (1.5 liter bottle)

$0.62 MVR 9.50

$0.52 Rp 9,373

19.23%

Bottle of Non-Alcoholic Wine (Mid-Range)

$12.11 MVR 187

Local Non-Alcoholic Beer (0.5 liter bottle)

$2.67 MVR 41.25

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.01 MVR 30.94

Cigarettes 20 Pack (Marlboro, Camel)

$12.87 MVR 198

$2.18 Rp 39.0K

490.37%

Wine (Bottle)

$22.98 Rp 410.7K

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

One-way Ticket (Public Transport)

$0.24 Rp 4,255

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

Taxi Start (Normal Tariff)

$1.89 MVR 29.12

$0.44 Rp 7,876

329.55%

Taxi (Normal Tariff) (1km)

$1.91 MVR 29.39

$0.42 Rp 7,582

354.76%

Taxi 1hour Waiting (Normal Tariff)

$10.07 MVR 155

$5.45 Rp 97.4K

84.77%

Gasoline (1 liter)

$0.98 MVR 15.12

$0.84 Rp 15.1K

16.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K MVR 508.2K

$24.3K Rp 434.8M

35.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.5K MVR 455.6K

$31.9K Rp 570.0M

-7.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 MVR 1,568

$80.8 Rp 1.4M

25.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.38 MVR 469

$6.58 Rp 117.6K

361.70%

Internet (50+ Mbps, Unlimited Data)

$72.4 MVR 1,117

$18.24 Rp 326.1K

296.98%

Gym Membership (Monthly)

$55.1 Rp 985.4K

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

Cinema Ticket

$9.82 MVR 151

$4.24 Rp 75.9K

131.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$186 MVR 2,863

$486 Rp 8.7M

-61.77%

International Primary School, 1 Child (Yearly)

$3,007 MVR 46.4K

$5,676 Rp 101.5M

-47.02%

Jeans (Levis 501 Or Similar)

$38.95 MVR 601

$45.18 Rp 807.6K

-13.79%

Summer Dress (H&M, Zara, etc)

$50.3 MVR 775

$34.57 Rp 617.9K

45.36%

Sport Shoes (Adidas, Nike)

$86.9 MVR 1,340

$79.2 Rp 1.4M

9.78%

Men's Leather Business Shoes

$51.6 MVR 796

$77.6 Rp 1.4M

-33.47%

1-bedroom Apartment, City Center (Monthly)

$1,118 MVR 17.2K

$1,127 Rp 20.1M

-0.74%

1-bedroom Apartment, Outside City Center (Monthly)

$786 MVR 12.1K

$674 Rp 12.1M

16.64%

3-bedroom Apartment, City Center (Monthly)

$2,270 MVR 35.0K

$3,618 Rp 64.7M

-37.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,293 MVR 35.4K

$1,735 Rp 31.0M

32.19%

Buy Apartment in City Center (m2)

$5,453 MVR 84.1K

$2,829 Rp 50.6M

92.75%

Buy Apartment Outside City Center (m2)

$506 MVR 7,802

$2,307 Rp 41.2M

-78.06%

Average Monthly Net Salary (After Tax)

$710 MVR 10.9K

$166 Rp 3.0M

328.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hulhumale: October 4, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hulhumale

$786 54.3%

Ubud, Bali

$674 49.6% 14.3% $112

Monthly Utilities & Internet

Hulhumale

$204 14.1%

Ubud, Bali

$106 7.8% 48.3% $99

Groceries & Markets

Hulhumale

$195 13.5%

Ubud, Bali

$290 21.4% 48.6% $95

Eating Out

Hulhumale

$128 8.9%

Ubud, Bali

$108 8% 15.8% $20

Clothing & Footwear

Hulhumale

$102 7.1%

Ubud, Bali

$106 7.8% 3.9% $4

Sport & Entertainment

Hulhumale

$20 * 1.4%

Ubud, Bali

$64 4.7% 224% $44

Getting Around

Hulhumale

$11 * 0.8%

Ubud, Bali

$11 0.8% 8.1% $0.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,118 in Hulhumale and $1,127 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Hulhumale pays 329% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Hulhumale vs $35.00 in Ubud, Bali. Groceries flip the comparison at $195 vs $290, with Hulhumale cheaper for home cooking.

Good to know

🇲🇻 Hulhumale

🇮🇩 Ubud, Bali

🕒 Local time

15:41 3:41 PM

18:41 6:41 PM

3 h ahead of Hulhumale

🌤 Weather

👥 Population

5,000

74,800

💱 Currency

Maldivian Rufiyaa MVR Rf

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 MVR = 6.49 USD

100 MVR = 5.79 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to MVR – Maldivian Rufiyaa Converter

🇺🇸 United States Dollar ($)

🇲🇻 Maldivian Rufiyaa (Rf)

Maldivian Rufiyaa exchange rates as of October 10, 2026: 1 USD = 15.42 MVR (100 MVR = 6.49 USD). 1 EUR = 17.28 MVR (100 MVR = 5.79 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

USD to MVR in detail →

On the map

Lowest

Highest

Between locations

Hulhumale Ubud, Bali 4,840 km ≈ 7 h nonstop flight

From you

Hulhumale
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hulhumale vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 8% lower than in Hulhumale. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 329% higher in Hulhumale, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,118 in Hulhumale versus $1,127 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $186 in Hulhumale versus $486 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $39.00 in Hulhumale. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,348 in Ubud, Bali versus $1,450 in Hulhumale, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Hulhumale. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,348 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Hulhumale and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 8% less than in Hulhumale. Beyond cost, consider language, visa policies, and how big the international community is in each city.