Last update: Oct 2026

Cost of Living Comparison Between Hsinchu and Kinmen

For one person, living is cheaper in Kinmen: $1,069 a month against $1,140 in Hsinchu, rent and utilities included – about $850 less a year. Other living expenses account for most of the difference.

Hsinchu, Taiwan
Kinmen, Taiwan
Hsinchu
🇹🇼 Taiwan
$1,140
/mo nomad
Kinmen
🇹🇼 Taiwan
$1,069
/mo nomad
Monthly Cost of Living

How much you'll spend in Hsinchu and in Kinmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hsinchu and in Kinmen actually costs, broken down by who's living it.

A single person spends $1,140 per month in Hsinchu vs $1,069 in Kinmen, rent included.

  • Hsinchu $1,140
  • Kinmen $1,069

A couple spends around $1,917 per month in Hsinchu vs $1,808 in Kinmen, rent included.

  • Hsinchu $1,917
  • Kinmen $1,808

A family of three spends $2,693 per month in Hsinchu vs $2,548 in Kinmen, rent included.

  • Hsinchu $2,693
  • Kinmen $2,548

Hsinchu costs about 7% more than Kinmen, and outside of rent the biggest gap is in groceries.

Both Hsinchu and Kinmen are more affordable than the global median – Hsinchu 16% lower, Kinmen 21% lower.

Currency
🍽 Eating Out
Hsinchu
Kinmen
Difference
Meal at Budget Restaurant
$3.67 NT$120
$4.72 NT$154
-22.25%
Three-Course Dinner for Two, Mid-Range
$27.83 NT$907
$30.66 NT$1,000
-9.23%
Fast Food Meal (McDonalds, etc)
$4.75 NT$155
$4.97 NT$162
-4.43%
Cappuccino
$2.99 NT$97.3
$2.94 NT$96.0
1.70%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.90 NT$29.37
$0.89 NT$29.15
1.12%
Water (0.33 liter bottle)
$0.66 NT$21.37
$0.70 NT$22.87
-5.71%
Local Beer (0.5 liter draught)
$1.89 NT$61.7
$1.73 NT$56.4
9.25%
Imported Beer (0.33 liter bottle)
$2.24 NT$73.1
$2.40 NT$78.3
-6.67%
🛒 Groceries & Markets
Hsinchu
Kinmen
Difference
Milk (1 liter)
$2.75 NT$89.7
$2.94 NT$95.9
-6.46%
White Bread (500g)
$1.62 NT$52.9
$1.78 NT$58.0
-8.99%
Rice (white) (1kg)
$4.35 NT$142
$2.83 NT$92.1
53.71%
Eggs
$2.76 NT$90.1
$2.68 NT$87.5
2.99%
Local Cheese (1kg)
$35.37 NT$1,153
$19.11 NT$623
85.09%
Chicken Fillets (1kg)
$6.92 NT$226
$7.93 NT$259
-12.74%
Beef Round Steak (1kg)
$20.54 NT$670
$20.63 NT$673
-0.44%
Apples (1kg)
$2.60 NT$84.7
$4.11 NT$134
-36.74%
Banana (1kg)
$2.43 NT$79.2
$2.40 NT$78.2
1.25%
Oranges (1kg)
$3.24 NT$106
$2.89 NT$94.3
12.11%
Tomato (1kg)
$3.10 NT$101
$3.17 NT$103
-2.21%
Potato (1kg)
$2.36 NT$76.9
$2.65 NT$86.4
-10.94%
Onion (1kg)
$2.31 NT$75.4
$2.03 NT$66.1
13.79%
Lettuce (1 head)
$1.96 NT$63.9
$2.16 NT$70.3
-9.26%
Water (1.5 liter bottle)
$1.36 NT$44.32
$1.03 NT$33.58
32.04%
Cigarettes 20 Pack (Marlboro, Camel)
$3.90 NT$127
$3.79 NT$124
2.90%
Wine (Bottle)
$12.08 NT$394
$11.63 NT$379
3.87%
Local Beer (0.5 liter bottle)
$1.88 NT$61.4
$1.59 NT$51.9
18.24%
Imported Beer (0.33 liter bottle)
$2.29 NT$74.6
$2.21 NT$72.0
3.62%
🚌 Getting Around
Hsinchu
Kinmen
Difference
One-way Ticket (Public Transport)
$0.51 NT$16.76
$0.59 NT$19.21
-13.56%
Public Transport Monthly Pass (Regular Price)
$38.54 NT$1,257
$33.25 NT$1,084
15.91%
Taxi Start (Normal Tariff)
$2.99 NT$97.6
$2.66 NT$86.7
12.41%
Taxi (Normal Tariff) (1km)
$0.30 NT$9.64
$0.74 NT$24.08
-59.46%
Taxi 1hour Waiting (Normal Tariff)
$9.82 NT$320
$9.47 NT$309
3.70%
Gasoline (1 liter)
$1.01 NT$32.98
$1.03 NT$33.54
-1.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.7K NT$1.1M
$35.4K NT$1.2M
-1.84%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.6K NT$769.1K
$23.1K NT$752.0K
2.27%
🧾 Monthly Utilities & Internet
Hsinchu
Kinmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$102 NT$3,315
$87.0 NT$2,836
16.90%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.11 NT$623
$17.11 NT$558
11.69%
Internet (50+ Mbps, Unlimited Data)
$20.66 NT$674
$22.39 NT$730
-7.73%
🎉 Sport & Entertainment
Hsinchu
Kinmen
Difference
Gym Membership (Monthly)
$51.0 NT$1,664
$35.98 NT$1,173
41.80%
Cinema Ticket
$10.28 NT$335
$10.13 NT$330
1.48%
🧸 Childcare & Education
Hsinchu
Kinmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$735 NT$24.0K
$565 NT$18.4K
29.90%
International Primary School, 1 Child (Yearly)
$16.3K NT$531.6K
$16.5K NT$538.6K
-1.31%
👕👟 Clothing & Footwear
Hsinchu
Kinmen
Difference
Jeans (Levis 501 Or Similar)
$56.1 NT$1,829
$61.8 NT$2,016
-9.30%
Summer Dress (H&M, Zara, etc)
$34.95 NT$1,140
$31.20 NT$1,017
12.02%
Sport Shoes (Adidas, Nike)
$75.7 NT$2,467
$81.6 NT$2,660
-7.26%
Men's Leather Business Shoes
$103 NT$3,352
$102 NT$3,314
1.16%
🏠 Accommodation & Living
Hsinchu
Kinmen
Difference
1-bedroom Apartment, City Center (Monthly)
$418 NT$13.6K
$414 NT$13.5K
1.08%
1-bedroom Apartment, Outside City Center (Monthly)
$257 NT$8,377
$253 NT$8,245
1.61%
3-bedroom Apartment, City Center (Monthly)
$1,100 NT$35.9K
$1,053 NT$34.3K
4.45%
3-bedroom Apartment, Outside City Center (Monthly)
$756 NT$24.7K
$722 NT$23.6K
4.69%
Buy Apartment in City Center (m2)
$6,930 NT$226.0K
$7,706 NT$251.3K
-10.07%
Buy Apartment Outside City Center (m2)
$4,621 NT$150.7K
$4,832 NT$157.6K
-4.37%
💵 Salaries & Financials
Hsinchu
Kinmen
Difference
Average Monthly Net Salary (After Tax)
$2,398 NT$78.2K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
2.13
2.39
-10.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hsinchu: October 26, 2026

Last update for Kinmen: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Hsinchu
$405
Kinmen
$359 11.2% $45
Accommodation & Living
Hsinchu
$257
Kinmen
$253 1.6% $4.1
Monthly Utilities & Internet
Hsinchu
$141
Kinmen
$126 10.6% $15
Clothing & Footwear
Hsinchu
$121
Kinmen
$124 2.5% $3
Eating Out
Hsinchu
$100
Kinmen
$108 8.3% $8.2
Sport & Entertainment
Hsinchu
$72
Kinmen
$56 21.5% $15
Getting Around
Hsinchu
$45
Kinmen
$42 6.9% $3.1

Cost Breakdown

A central one-bedroom costs $418 in Hsinchu versus $414 in Kinmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $28 in Hsinchu versus $31 in Kinmen. Groceries tell a different story – $405 in Hsinchu vs $359 in Kinmen – so Kinmen wins on supermarket bills even if dining out costs more.

Good to know
🇹🇼 Hsinchu
🇹🇼 Kinmen
🕒 Local time
07:48 7:48 AM
07:48 7:48 AM
Same time as Hsinchu
🌤 Weather
👥 Population
453,120
12,568
💱 Currency
Exchange rates and currency converter

USD, EUR to TWD – New Taiwan Dollar Converter

New Taiwan Dollar exchange rates as of October 31, 2026: 1 USD = 32.61 TWD (100 TWD = 3.07 USD). 1 EUR = 36.41 TWD (100 TWD = 2.75 EUR).

On the map
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  • Hsinchu Kinmen 280 km
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  • Hsinchu
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hsinchu vs Kinmen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Hsinchu or Kinmen?
Hsinchu costs about 7% more than Kinmen, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Hsinchu and in Kinmen?
For a comfortable life, plan on about $1,711 per month in Hsinchu and $1,603 in Kinmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How much does a 1-bedroom apartment cost in Hsinchu compared to Kinmen?
A central 1-bedroom goes for about $418 in Hsinchu and $414 in Kinmen. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.
How expensive is transport in Hsinchu compared to Kinmen?
Public transport costs about 14% less in Kinmen. For daily commuters, that gap adds up to noticeable savings over a year.
How do childcare costs compare in Hsinchu and in Kinmen?
Kindergarten costs $735 per month in Hsinchu and $565 in Kinmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,500/month in Hsinchu or in Kinmen?
$1,500 covers both cities comfortably – all-in costs are $1,140 in Hsinchu and $1,069 in Kinmen, leaving budget for savings and extras in both cases.
How safe is Hsinchu compared to Kinmen?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

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