Cost of Living Comparison Between Hsinchu and Kinmen Cost of Living Comparison Between Hsinchu and Kinmen

Monthly Cost of Living

A single person spends $1,167 per month in Hsinchu vs $1,155 in Kinmen, rent included.

A couple spends around $1,917 per month in Hsinchu vs $1,889 in Kinmen, rent included.

A family of three spends $2,668 per month in Hsinchu vs $2,623 in Kinmen, rent included.

Hsinchu costs about 1% more than Kinmen, driven mainly by Groceries & Markets.

Both Hsinchu and Kinmen are more affordable than the global median – Hsinchu 12% lower, Kinmen 13% lower.

Meal at Budget Restaurant

$4.16 NT$134

$5.05 NT$163

-17.62%

Three-Course Dinner for Two, Mid-Range

$33.92 NT$1,095

$30.53 NT$986

11.10%

Fast Food Meal (McDonalds, etc)

$5.37 NT$174

$5.34 NT$172

0.56%

Cappuccino

$3.07 NT$99.0

$2.91 NT$94.1

5.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.92 NT$29.71

$1.04 NT$33.56

-11.54%

Water (0.33 liter bottle)

$0.69 NT$22.38

$0.72 NT$23.29

-4.17%

Local Beer (0.5 liter draught)

$1.67 NT$53.9

$1.82 NT$58.8

-8.24%

Imported Beer (0.33 liter bottle)

$2.32 NT$74.8

$2.72 NT$87.9

-14.71%

Milk (1 liter)

$3.18 NT$103

$3.30 NT$107

-3.64%

White Bread (500g)

$1.77 NT$57.2

$1.91 NT$61.6

-7.33%

Rice (white) (1kg)

$4.34 NT$140

$2.80 NT$90.4

55.00%

Eggs

$2.52 NT$81.4

$2.87 NT$92.7

-12.20%

Local Cheese (1kg)

$14.13 NT$456

$19.07 NT$616

-25.90%

Chicken Fillets (1kg)

$4.81 NT$155

$7.97 NT$257

-39.65%

Beef Round Steak (1kg)

$15.96 NT$515

$16.83 NT$543

-5.17%

Apples (1kg)

$4.42 NT$143

$4.57 NT$148

-3.28%

Banana (1kg)

$2.44 NT$78.8

$2.46 NT$79.4

-0.81%

Oranges (1kg)

$2.83 NT$91.4

$2.69 NT$86.8

5.20%

Tomato (1kg)

$3.81 NT$123

$3.55 NT$115

7.32%

Potato (1kg)

$2.93 NT$94.7

$2.74 NT$88.4

6.93%

Onion (1kg)

$2.22 NT$71.8

$2.17 NT$70.1

2.30%

Lettuce (1 head)

$1.86 NT$60.2

$2.07 NT$66.8

-10.14%

Water (1.5 liter bottle)

$1.19 NT$38.38

$1.24 NT$40.00

-4.03%

Cigarettes 20 Pack (Marlboro, Camel)

$4.53 NT$146

$3.98 NT$129

13.82%

Wine (Bottle)

$14.10 NT$455

$13.36 NT$431

5.54%

Local Beer (0.5 liter bottle)

$1.71 NT$55.4

$1.74 NT$56.2

-1.72%

Imported Beer (0.33 liter bottle)

$2.53 NT$81.8

$2.49 NT$80.5

1.61%

One-way Ticket (Public Transport)

$0.87 NT$28.09

$0.86 NT$27.90

1.16%

Public Transport Monthly Pass (Regular Price)

$40.57 NT$1,310

$39.11 NT$1,263

3.73%

Taxi Start (Normal Tariff)

$2.91 NT$94.0

$2.96 NT$95.7

-1.69%

Taxi (Normal Tariff) (1km)

$0.72 NT$23.36

$0.78 NT$25.13

-7.69%

Taxi 1hour Waiting (Normal Tariff)

$6.17 NT$199

$10.32 NT$333

-40.21%

Gasoline (1 liter)

$1.03 NT$33.21

$1.02 NT$33.04

0.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.2K NT$1.1M

$35.4K NT$1.1M

-0.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K NT$805.0K

$26.2K NT$846.5K

-4.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.1 NT$2,394

$85.0 NT$2,745

-12.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.12 NT$811

$24.67 NT$797

1.82%

Internet (50+ Mbps, Unlimited Data)

$24.61 NT$795

$22.62 NT$730

8.80%

Gym Membership (Monthly)

$44.33 NT$1,431

$36.79 NT$1,188

20.49%

Tennis Court (1 Hour on Weekend)

$23.47 NT$758

$15.01 NT$485

56.36%

Cinema Ticket

$10.16 NT$328

$10.31 NT$333

-1.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$423 NT$13.7K

$420 NT$13.6K

0.66%

International Primary School, 1 Child (Yearly)

$11.1K NT$359.8K

$15.5K NT$500.0K

-28.04%

Jeans (Levis 501 Or Similar)

$86.8 NT$2,804

$84.2 NT$2,717

3.18%

Summer Dress (H&M, Zara, etc)

$35.85 NT$1,158

$34.58 NT$1,117

3.67%

Sport Shoes (Adidas, Nike)

$90.0 NT$2,906

$90.0 NT$2,905

0.02%

Men's Leather Business Shoes

$101 NT$3,258

$101 NT$3,252

0.18%

1-bedroom Apartment, City Center (Monthly)

$558 NT$18.0K

$439 NT$14.2K

27.03%

1-bedroom Apartment, Outside City Center (Monthly)

$361 NT$11.7K

$285 NT$9,201

26.74%

3-bedroom Apartment, City Center (Monthly)

$1,199 NT$38.7K

$1,022 NT$33.0K

17.34%

3-bedroom Apartment, Outside City Center (Monthly)

$789 NT$25.5K

$729 NT$23.5K

8.24%

Buy Apartment in City Center (m2)

$8,213 NT$265.2K

$7,837 NT$253.1K

4.80%

Buy Apartment Outside City Center (m2)

$6,061 NT$195.7K

$4,223 NT$136.4K

43.52%

Average Monthly Net Salary (After Tax)

$2,474 NT$79.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

1.57

2.18

-27.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hsinchu: July 26, 2026

Last update for Kinmen: July 25, 2026

Cost Breakdown

A central one-bedroom costs $558 in Hsinchu versus $439 in Kinmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $34.00 in Hsinchu versus $31.00 in Kinmen. Groceries tell a different story – $335 in Hsinchu vs $365 in Kinmen – so Hsinchu wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hsinchu vs Kinmen: Cost of Living - Frequently Asked Questions

Hsinchu costs about 1% more than Kinmen, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,750 per month in Hsinchu and $1,732 in Kinmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kinmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 4% less in Kinmen. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $423 per month in Hsinchu and $420 in Kinmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Kinmen, where all-in costs run around $1,155, than in Hsinchu at $1,167. In Kinmen it covers expenses comfortably, while in Hsinchu it requires careful planning or may not stretch far enough.

Families tend to lean toward Kinmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kinmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hsinchu makes more sense. Both are solid long-term options with distinct trade-offs.