Last update: Oct 2026

Cost of Living Comparison Between Hsinchu and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Ho Chi Minh City (Saigon): $859 a month against $1,154 in Hsinchu, rent and utilities included – about $3,500 less a year. The total is higher in Hsinchu despite lower rent and utilities.

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Cost of Living Index in Hsinchu
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Hsinchu Living Index
42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index

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Hsinchu

🇹🇼 Taiwan

$1,154

/mo nomad

Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$859

/mo nomad

Monthly Cost of Living

How much you'll spend in Hsinchu and in Ho Chi Minh City (Saigon)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hsinchu and in Ho Chi Minh City (Saigon) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,154 in Hsinchu versus $859 in Ho Chi Minh City (Saigon).

Hsinchu $1,154
Ho Chi Minh City (Saigon) $859

Estimated couple costs with rent: $1,937 in Hsinchu versus $1,395 in Ho Chi Minh City (Saigon).

Hsinchu $1,937
Ho Chi Minh City (Saigon) $1,395

Monthly costs for a family of three with rent: $2,719 in Hsinchu versus $1,931 in Ho Chi Minh City (Saigon).

Hsinchu $2,719
Ho Chi Minh City (Saigon) $1,931

Living in Hsinchu is roughly 34% more expensive than in Ho Chi Minh City (Saigon), and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Hsinchu 15% lower, Ho Chi Minh City (Saigon) 36% lower.

Meal at Budget Restaurant

$3.66 NT$119

$1.91 ₫49.6K

91.62%

Three-Course Dinner for Two, Mid-Range

$28.02 NT$909

$22.84 ₫591.2K

22.68%

Fast Food Meal (McDonalds, etc)

$4.64 NT$151

$4.54 ₫117.6K

2.20%

Cappuccino

$2.95 NT$95.7

$1.85 ₫48.0K

59.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.97 NT$31.52

$0.56 ₫14.6K

73.21%

Water (0.33 liter bottle)

$0.66 NT$21.26

$0.32 ₫8,185

106.25%

Local Beer (0.5 liter draught)

$1.83 NT$59.2

$1.06 ₫27.5K

72.64%

Imported Beer (0.33 liter bottle)

$2.26 NT$73.2

$1.72 ₫44.5K

31.40%

Milk (1 liter)

$2.78 NT$90.1

$1.66 ₫42.9K

67.47%

White Bread (500g)

$1.65 NT$53.5

$1.11 ₫28.7K

48.65%

Rice (white) (1kg)

$4.61 NT$150

$1.00 ₫25.9K

361.00%

Eggs

$2.75 NT$89.3

$1.67 ₫43.1K

64.67%

Local Cheese (1kg)

$36.03 NT$1,168

$12.08 ₫312.8K

198.26%

Chicken Fillets (1kg)

$6.69 NT$217

$3.68 ₫95.2K

81.79%

Beef Round Steak (1kg)

$21.15 NT$686

$10.24 ₫265.1K

106.54%

Apples (1kg)

$2.60 NT$84.2

$2.96 ₫76.5K

-12.16%

Banana (1kg)

$2.57 NT$83.4

$1.24 ₫32.2K

107.26%

Oranges (1kg)

$3.32 NT$108

$1.56 ₫40.3K

112.82%

Tomato (1kg)

$3.00 NT$97.3

$1.30 ₫33.6K

130.77%

Potato (1kg)

$2.30 NT$74.4

$1.23 ₫31.9K

86.99%

Onion (1kg)

$2.29 NT$74.2

$1.15 ₫29.8K

99.13%

Lettuce (1 head)

$2.02 NT$65.4

$0.74 ₫19.1K

172.97%

Water (1.5 liter bottle)

$1.36 NT$44.08

$0.56 ₫14.4K

142.86%

Cigarettes 20 Pack (Marlboro, Camel)

$4.00 NT$130

$1.24 ₫32.1K

222.58%

Wine (Bottle)

$12.55 NT$407

$12.60 ₫326.1K

-0.40%

Local Beer (0.5 liter bottle)

$1.93 NT$62.5

$0.96 ₫24.9K

101.04%

Imported Beer (0.33 liter bottle)

$2.40 NT$77.8

$1.53 ₫39.6K

56.86%

One-way Ticket (Public Transport)

$0.61 NT$19.78

$0.26 ₫6,694

134.62%

Public Transport Monthly Pass (Regular Price)

$40.83 NT$1,324

$11.51 ₫297.9K

254.74%

Taxi Start (Normal Tariff)

$3.09 NT$100

$0.75 ₫19.5K

312.00%

Taxi (Normal Tariff) (1km)

$0.30 NT$9.63

$0.67 ₫17.4K

-55.22%

Taxi 1hour Waiting (Normal Tariff)

$10.04 NT$325

$3.03 ₫78.5K

231.35%

Gasoline (1 liter)

$1.00 NT$32.34

$0.96 ₫24.8K

4.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K NT$1.1M

$31.1K ₫804.3M

8.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K NT$857.3K

$30.4K ₫785.9M

-12.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 NT$3,337

$102 ₫2.6M

0.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.95 NT$614

$5.89 ₫152.5K

221.73%

Internet (50+ Mbps, Unlimited Data)

$20.99 NT$681

$10.49 ₫271.6K

100.10%

Gym Membership (Monthly)

$50.8 NT$1,649

$25.54 ₫661.2K

99.06%

Tennis Court (1 Hour on Weekend)

$11.92 ₫308.5K

Cinema Ticket

$10.21 NT$331

$3.53 ₫91.3K

189.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$750 NT$24.3K

$436 ₫11.3M

71.77%

International Primary School, 1 Child (Yearly)

$16.4K NT$533.0K

$23.3K ₫602.8M

-29.40%

Jeans (Levis 501 Or Similar)

$56.9 NT$1,846

$52.8 ₫1.4M

7.89%

Summer Dress (H&M, Zara, etc)

$35.65 NT$1,156

$34.15 ₫884.1K

4.39%

Sport Shoes (Adidas, Nike)

$79.5 NT$2,579

$90.3 ₫2.3M

-11.90%

Men's Leather Business Shoes

$106 NT$3,449

$95.0 ₫2.5M

11.98%

1-bedroom Apartment, City Center (Monthly)

$440 NT$14.3K

$589 ₫15.3M

-25.43%

1-bedroom Apartment, Outside City Center (Monthly)

$257 NT$8,335

$298 ₫7.7M

-13.69%

3-bedroom Apartment, City Center (Monthly)

$1,141 NT$37.0K

$1,292 ₫33.5M

-11.69%

3-bedroom Apartment, Outside City Center (Monthly)

$755 NT$24.5K

$711 ₫18.4M

6.18%

Buy Apartment in City Center (m2)

$8,071 NT$261.7K

$4,676 ₫121.1M

72.60%

Buy Apartment Outside City Center (m2)

$6,095 NT$197.6K

$1,904 ₫49.3M

220.16%

Average Monthly Net Salary (After Tax)

$2,506 NT$81.3K

$490 ₫12.7M

411.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.13

8.64

-75.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hsinchu: October 11, 2026

Last update for Ho Chi Minh City (Saigon): October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Hsinchu

$411 35.6%

Ho Chi Minh City (Saigon)

$207 24.1% 49.5% $204

Accommodation & Living

Hsinchu

$257 22.3%

Ho Chi Minh City (Saigon)

$298 34.7% 15.9% $41

Monthly Utilities & Internet

Hsinchu

$143 12.4%

Ho Chi Minh City (Saigon)

$118 13.8% 17.1% $24

Clothing & Footwear

Hsinchu

$125 10.9%

Ho Chi Minh City (Saigon)

$122 14.3% 2.3% $2.8

Eating Out

Hsinchu

$99 8.6%

Ho Chi Minh City (Saigon)

$63 7.4% 35.7% $35

Sport & Entertainment

Hsinchu

$71 6.2%

Ho Chi Minh City (Saigon)

$33 3.8% 54.3% $39

Getting Around

Hsinchu

$48 4.2%

Ho Chi Minh City (Saigon)

$17 1.9% 65.2% $31

Cost Breakdown

A one-bedroom apartment in the center runs $440 in Hsinchu and $589 in Ho Chi Minh City (Saigon). Housing cost is often the main lever when comparing two cities.

Hsinchu pays 412% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $28.00 in Hsinchu vs $23.00 in Ho Chi Minh City (Saigon) for a mid-range dinner for two. Groceries echo the gap at $411 vs $207 per month, with Ho Chi Minh City (Saigon) cheaper across the board.

Good to know

🇹🇼 Hsinchu

🇻🇳 Ho Chi Minh City (Saigon)

🕒 Local time

19:37 7:37 PM

18:37 6:37 PM

1 h behind Hsinchu

🌤 Weather

👥 Population

453,120

9,456,700

💱 Currency

New Taiwan Dollar TWD NT$

Vietnamese Dong VND ₫

📈 Exchange rate

100 TWD = 3.08 USD

100 TWD = 2.74 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

Exchange rates and currency converter

VND, USD, EUR to TWD – New Taiwan Dollar Converter

🇺🇸 United States Dollar ($)

🇹🇼 New Taiwan Dollar (NT$)

New Taiwan Dollar exchange rates as of October 18, 2026: 1 USD = 32.43 TWD (100 TWD = 3.08 USD). 1 EUR = 36.46 TWD (100 TWD = 2.74 EUR).

Vietnamese Dong exchange rates as of October 18, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

USD to TWD in detail →

On the map

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Between locations

Hsinchu Ho Chi Minh City (Saigon) 2,170 km ≈ 3 h 15 min nonstop flight

From you

Hsinchu
Ho Chi Minh City (Saigon)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hsinchu vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions

Ho Chi Minh City (Saigon) wins on cost – living expenses run 34% lower than in Hsinchu. Housing and daily spending are where you'll feel the difference most, making Ho Chi Minh City (Saigon) the obvious pick if budget is a priority.

Average pay runs 412% higher in Hsinchu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $440 in Hsinchu versus $589 in Ho Chi Minh City (Saigon). Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,154 per month in Hsinchu versus $859 in Ho Chi Minh City (Saigon) – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ho Chi Minh City (Saigon) runs roughly 255% less than in Hsinchu. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $859 in Ho Chi Minh City (Saigon) versus $1,154 in Hsinchu, a $1,000 budget is realistic in Ho Chi Minh City (Saigon) but tight or insufficient in Hsinchu. The gap between the two cities makes Ho Chi Minh City (Saigon) the clear choice for anyone on this budget.

Both work as nomad bases, but Ho Chi Minh City (Saigon) delivers better value – similar infrastructure at $859 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ho Chi Minh City (Saigon) hard to pass up.

Safety-wise, Hsinchu and Ho Chi Minh City (Saigon) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ho Chi Minh City (Saigon) gentler on the wallet – expenses run 34% less than in Hsinchu. Beyond cost, consider language, visa policies, and how big the international community is in each city.