Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Tsushima Island

For one person, living is cheaper in Tsushima Island: $1,243 a month against $2,984 in Hong Kong, rent and utilities included – about $20,900 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
60

Cost of Living Index in Tsushima Island
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Tsushima Island Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Tsushima Island

🇯🇵 Japan

$1,243

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Tsushima Island

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Tsushima Island actually costs, broken down by who's living it.

A single person spends $2,984 per month in Hong Kong vs $1,243 in Tsushima Island, rent included.

Hong Kong $2,984
Tsushima Island $1,243

A couple spends around $4,584 per month in Hong Kong vs $1,932 in Tsushima Island, rent included.

Hong Kong $4,584
Tsushima Island $1,932

A family of three spends $6,183 per month in Hong Kong vs $2,621 in Tsushima Island, rent included.

Hong Kong $6,183
Tsushima Island $2,621

Hong Kong costs about 140% more than Tsushima Island, and outside of rent the biggest gap is in groceries.

Hong Kong sits 121% above the global median, while Tsushima Island is 8% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.75 HK$60.8

$7.05 ¥1,115

9.93%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$34.88 ¥5,511

85.44%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$5.41 ¥855

14.23%

Cappuccino

$5.08 HK$39.85

$3.10 ¥489

63.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$1.09 ¥172

20.18%

Water (0.33 liter bottle)

$1.09 HK$8.56

$0.76 ¥121

43.42%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$2.14 ¥338

249.07%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$3.04 ¥480

113.82%

Milk (1 liter)

$2.89 HK$22.71

$1.51 ¥239

91.39%

White Bread (500g)

$2.31 HK$18.14

$1.65 ¥261

40.00%

Rice (white) (1kg)

$2.13 HK$16.71

$4.90 ¥774

-56.53%

Eggs

$3.52 HK$27.65

$2.32 ¥366

51.72%

Local Cheese (1kg)

$24.72 HK$194

$10.15 ¥1,604

143.55%

Chicken Fillets (1kg)

$8.52 HK$66.9

$6.14 ¥970

38.76%

Beef Round Steak (1kg)

$18.00 HK$141

$15.73 ¥2,485

14.43%

Apples (1kg)

$4.18 HK$32.79

$5.23 ¥826

-20.08%

Banana (1kg)

$2.68 HK$21.07

$2.55 ¥402

5.10%

Oranges (1kg)

$4.49 HK$35.22

$4.07 ¥644

10.32%

Tomato (1kg)

$4.03 HK$31.66

$4.65 ¥735

-13.33%

Potato (1kg)

$3.12 HK$24.51

$3.31 ¥523

-5.74%

Onion (1kg)

$3.15 HK$24.72

$2.68 ¥424

17.54%

Lettuce (1 head)

$1.62 HK$12.75

$1.38 ¥218

17.39%

Water (1.5 liter bottle)

$1.74 HK$13.66

$0.88 ¥139

97.73%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$4.21 ¥665

220.67%

Wine (Bottle)

$16.54 HK$130

$6.52 ¥1,031

153.68%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$2.01 ¥317

-3.48%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$2.30 ¥364

-5.22%

One-way Ticket (Public Transport)

$1.41 HK$11.04

$1.67 ¥264

-15.57%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

$55.2 ¥8,717

60.65%

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$3.45 ¥546

6.96%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$2.91 ¥460

-54.64%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$21.07 ¥3,329

-25.15%

Gasoline (1 liter)

$4.03 HK$31.65

$1.24 ¥196

225.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$23.1K ¥3.6M

93.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.6K

$17.2K ¥2.7M

119.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$139 ¥21.9K

79.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$26.86 ¥4,244

-41.92%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$34.31 ¥5,420

-36.55%

Gym Membership (Monthly)

$94.2 HK$739

$58.7 ¥9,269

60.51%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

$13.77 ¥2,176

-32.53%

Cinema Ticket

$13.91 HK$109

$13.36 ¥2,111

4.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$283 ¥44.7K

311.04%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$13.3K ¥2.1M

63.88%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$42.68 ¥6,742

59.30%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$29.86 ¥4,717

40.35%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$59.3 ¥9,365

34.51%

Men's Leather Business Shoes

$122 HK$956

$90.5 ¥14.3K

34.57%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$463 ¥73.1K

384.34%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$334 ¥52.8K

413.76%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$877 ¥138.6K

474.59%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$657 ¥103.8K

422.70%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

$2,841 ¥448.8K

927.14%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$1,775 ¥280.5K

889.79%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

1.81

116.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Tsushima Island: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Tsushima Island

$334 26.9% 80.5% $1.4K

Groceries & Markets

Hong Kong

$411 13.8%

Tsushima Island

$309 24.9% 24.8% $102

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Tsushima Island

$200 16.1% 30.3% $87

Eating Out

Hong Kong

$201 6.8%

Tsushima Island

$134 10.8% 33.5% $67

Clothing & Footwear

Hong Kong

$140 4.7%

Tsushima Island

$100 8.1% 28.6% $40

Sport & Entertainment

Hong Kong

$122 4.1%

Tsushima Island

$85 6.9% 30% $37

Getting Around

Hong Kong

$105 3.5%

Tsushima Island

$80 6.4% 23.6% $25

Cost Breakdown

A central one-bedroom costs $2,241 in Hong Kong versus $463 in Tsushima Island. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $65.0 in Hong Kong versus $35.00 in Tsushima Island. Monthly groceries follow the same trend: $411 vs $309 – making Tsushima Island the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇯🇵 Tsushima Island

🕒 Local time

17:27 5:27 PM

18:27 6:27 PM

1 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

28,000

💱 Currency

Hong Kong Dollar HKD $

Japanese Yen JPY ¥

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 19, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to HKD in detail →

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Hong Kong Tsushima Island 1,980 km ≈ 3 h nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Tsushima Island: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,984 in Hong Kong, $1,243 in Tsushima Island – roughly 140% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,476 per month in Hong Kong and $1,864 in Tsushima Island. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tsushima Island, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $35.00 in Tsushima Island. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,984 in Hong Kong and $1,243 in Tsushima Island. That's a gap of about 140%.

A $2,000 monthly budget goes further in Tsushima Island, where all-in costs run around $1,243, than in Hong Kong at $2,984. In Tsushima Island it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,243 in Tsushima Island to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tsushima Island. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.