Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Tsu

For one person, living is cheaper in Tsu: $1,269 a month against $2,984 in Hong Kong, rent and utilities included – about $20,600 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
62

Cost of Living Index in Tsu
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Tsu Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Tsu

🇯🇵 Japan

$1,269

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Tsu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Tsu actually costs, broken down by who's living it.

A single person spends $2,984 per month in Hong Kong vs $1,269 in Tsu, rent included.

Hong Kong $2,984
Tsu $1,269

A couple spends around $4,584 per month in Hong Kong vs $1,979 in Tsu, rent included.

Hong Kong $4,584
Tsu $1,979

A family of three spends $6,183 per month in Hong Kong vs $2,688 in Tsu, rent included.

Hong Kong $6,183
Tsu $2,688

Hong Kong costs about 135% more than Tsu, and outside of rent the biggest gap is in eating out.

Hong Kong sits 121% above the global median, while Tsu is 6% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.75 HK$60.8

$6.48 ¥1,023

19.60%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$17.81 ¥2,814

263.17%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$3.84 ¥606

60.94%

Cappuccino

$5.08 HK$39.85

$2.34 ¥370

117.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$1.19 ¥188

10.08%

Water (0.33 liter bottle)

$1.09 HK$8.56

$0.63 ¥98.8

73.02%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$2.00 ¥317

273.50%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$2.34 ¥369

177.78%

Milk (1 liter)

$2.89 HK$22.71

$1.51 ¥238

91.39%

White Bread (500g)

$2.31 HK$18.14

$1.26 ¥199

83.33%

Rice (white) (1kg)

$2.13 HK$16.71

$5.42 ¥856

-60.70%

Eggs

$3.52 HK$27.65

$1.99 ¥315

76.88%

Local Cheese (1kg)

$24.72 HK$194

$12.71 ¥2,008

94.49%

Chicken Fillets (1kg)

$8.52 HK$66.9

$9.73 ¥1,537

-12.44%

Beef Round Steak (1kg)

$18.00 HK$141

$32.13 ¥5,076

-43.98%

Apples (1kg)

$4.18 HK$32.79

$3.78 ¥596

10.58%

Banana (1kg)

$2.68 HK$21.07

$2.28 ¥361

17.54%

Oranges (1kg)

$4.49 HK$35.22

$6.23 ¥985

-27.93%

Tomato (1kg)

$4.03 HK$31.66

$4.19 ¥661

-3.82%

Potato (1kg)

$3.12 HK$24.51

$3.86 ¥610

-19.17%

Onion (1kg)

$3.15 HK$24.72

$3.53 ¥558

-10.76%

Lettuce (1 head)

$1.62 HK$12.75

$1.28 ¥202

26.56%

Water (1.5 liter bottle)

$1.74 HK$13.66

$1.01 ¥159

72.28%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$3.52 ¥557

283.52%

Wine (Bottle)

$16.54 HK$130

$8.02 ¥1,266

106.23%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$2.03 ¥321

-4.43%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$1.45 ¥230

50.34%

One-way Ticket (Public Transport)

$1.41 HK$11.04

$1.50 ¥236

-6.00%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

$52.4 ¥8,283

69.04%

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$3.17 ¥502

16.40%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$3.08 ¥486

-57.14%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$26.27 ¥4,151

-39.97%

Gasoline (1 liter)

$4.03 HK$31.65

$1.07 ¥169

276.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$19.0K ¥3.0M

135.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.6K

$16.3K ¥2.6M

131.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$147 ¥23.3K

69.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$24.31 ¥3,840

-35.83%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$43.93 ¥6,940

-50.44%

Gym Membership (Monthly)

$94.2 HK$739

$51.9 ¥8,195

81.55%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

$12.83 ¥2,028

-27.59%

Cinema Ticket

$13.91 HK$109

$8.17 ¥1,290

70.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$318 ¥50.3K

265.23%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$6,203 ¥980.0K

252.56%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$49.88 ¥7,880

36.31%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$24.95 ¥3,941

67.98%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$44.99 ¥7,108

77.24%

Men's Leather Business Shoes

$122 HK$956

$66.1 ¥10.4K

84.09%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$521 ¥82.4K

329.89%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$327 ¥51.7K

425.45%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$1,113 ¥175.9K

352.80%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$726 ¥114.7K

373.25%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

$4,165 ¥658.0K

600.60%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$1,745 ¥275.8K

906.64%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

$1,509 ¥238.4K

116.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

1.9

105.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Tsu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Tsu

$327 25.8% 81% $1.4K

Groceries & Markets

Hong Kong

$411 13.8%

Tsu

$384 30.2% 6.5% $27

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Tsu

$216 17% 24.9% $71

Eating Out

Hong Kong

$201 6.8%

Tsu

$113 8.9% 43.7% $88

Clothing & Footwear

Hong Kong

$140 4.7%

Tsu

$84 6.6% 40.3% $56

Sport & Entertainment

Hong Kong

$122 4.1%

Tsu

$68 5.4% 44.1% $54

Getting Around

Hong Kong

$105 3.5%

Tsu

$77 6.1% 26.4% $28

Cost Breakdown

A central one-bedroom costs $2,241 in Hong Kong versus $521 in Tsu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 117% higher in Hong Kong, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $65.0 in Hong Kong versus $18.00 in Tsu. Monthly groceries follow the same trend: $411 vs $384 – making Tsu the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇯🇵 Tsu

🕒 Local time

12:26 12:26 PM

13:26 1:26 PM

1 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

279,241

💱 Currency

Hong Kong Dollar HKD $

Japanese Yen JPY ¥

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 19, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Tsu 2,580 km ≈ 3 h 45 min nonstop flight

From you

Hong Kong
Tsu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Tsu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,984 in Hong Kong, $1,269 in Tsu – roughly 135% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,476 per month in Hong Kong and $1,903 in Tsu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tsu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $18.00 in Tsu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,984 in Hong Kong and $1,269 in Tsu. That's a gap of about 135%.

A $1,000 monthly budget goes further in Tsu, where all-in costs run around $1,269, than in Hong Kong at $2,984. In Tsu it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,269 in Tsu to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tsu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.