Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Toyonaka

For one person, living is cheaper in Toyonaka: $1,214 a month against $3,005 in Hong Kong, rent and utilities included – about $21,500 less a year. Rent and utilities account for most of the difference.

145

Cost of Living Index in Hong Kong
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Hong Kong Living Index
59

Cost of Living Index in Toyonaka
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Toyonaka Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,005

/mo nomad

Toyonaka

🇯🇵 Japan

$1,214

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Toyonaka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Toyonaka actually costs, broken down by who's living it.

A single person spends $3,005 per month in Hong Kong vs $1,214 in Toyonaka, rent included.

Hong Kong $3,005
Toyonaka $1,214

A couple spends around $4,643 per month in Hong Kong vs $1,950 in Toyonaka, rent included.

Hong Kong $4,643
Toyonaka $1,950

A family of three spends $6,281 per month in Hong Kong vs $2,686 in Toyonaka, rent included.

Hong Kong $6,281
Toyonaka $2,686

Hong Kong costs about 148% more than Toyonaka, and outside of rent the biggest gap is in eating out.

Hong Kong sits 122% above the global median, while Toyonaka is 10% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.80 HK$61.2

$7.68 ¥1,213

1.56%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$31.42 ¥4,964

105.98%

Fast Food Meal (McDonalds, etc)

$6.24 HK$48.97

$4.91 ¥775

27.09%

Cappuccino

$5.01 HK$39.34

$2.32 ¥367

115.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.29 HK$10.12

$1.13 ¥178

14.16%

Water (0.33 liter bottle)

$1.11 HK$8.74

$0.59 ¥93.0

88.14%

Local Beer (0.5 liter draught)

$7.77 HK$61.0

$2.10 ¥332

270.00%

Imported Beer (0.33 liter bottle)

$6.41 HK$50.3

$2.29 ¥361

179.91%

Milk (1 liter)

$2.90 HK$22.79

$1.55 ¥245

87.10%

White Bread (500g)

$2.33 HK$18.29

$1.32 ¥208

76.52%

Rice (white) (1kg)

$2.23 HK$17.51

$4.03 ¥637

-44.67%

Eggs

$3.45 HK$27.04

$2.00 ¥316

72.50%

Local Cheese (1kg)

$24.96 HK$196

$12.85 ¥2,030

94.24%

Chicken Fillets (1kg)

$8.79 HK$69.0

$6.78 ¥1,072

29.65%

Beef Round Steak (1kg)

$17.71 HK$139

$17.48 ¥2,762

1.32%

Apples (1kg)

$4.15 HK$32.59

$7.80 ¥1,232

-46.79%

Banana (1kg)

$2.63 HK$20.62

$3.00 ¥474

-12.33%

Oranges (1kg)

$4.54 HK$35.65

$5.08 ¥803

-10.63%

Tomato (1kg)

$4.09 HK$32.08

$7.90 ¥1,249

-48.23%

Potato (1kg)

$3.22 HK$25.25

$3.89 ¥615

-17.22%

Onion (1kg)

$3.26 HK$25.56

$3.42 ¥541

-4.68%

Lettuce (1 head)

$1.65 HK$12.94

$1.18 ¥186

39.83%

Water (1.5 liter bottle)

$1.74 HK$13.62

$0.95 ¥150

83.16%

Cigarettes 20 Pack (Marlboro, Camel)

$13.45 HK$106

$3.39 ¥536

296.76%

Wine (Bottle)

$15.16 HK$119

$8.01 ¥1,266

89.26%

Local Beer (0.5 liter bottle)

$1.97 HK$15.44

$1.98 ¥312

-0.51%

Imported Beer (0.33 liter bottle)

$2.22 HK$17.42

$1.49 ¥235

48.99%

One-way Ticket (Public Transport)

$1.28 HK$10.04

$1.51 ¥238

-15.23%

Public Transport Monthly Pass (Regular Price)

$90.1 HK$707

$53.6 ¥8,463

68.21%

Taxi Start (Normal Tariff)

$3.67 HK$28.84

$3.17 ¥501

15.77%

Taxi (Normal Tariff) (1km)

$1.35 HK$10.60

$2.81 ¥444

-51.96%

Taxi 1hour Waiting (Normal Tariff)

$16.21 HK$127

$15.73 ¥2,485

3.05%

Gasoline (1 liter)

$4.20 HK$32.94

$1.09 ¥173

285.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.9K HK$352.2K

$19.9K ¥3.1M

125.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.8K HK$288.9K

$14.9K ¥2.4M

147.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$238 HK$1,865

$114 ¥18.0K

108.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.70 HK$123

$22.93 ¥3,623

-31.53%

Internet (50+ Mbps, Unlimited Data)

$21.91 HK$172

$30.97 ¥4,893

-29.25%

Gym Membership (Monthly)

$91.1 HK$715

$52.6 ¥8,306

73.34%

Tennis Court (1 Hour on Weekend)

$9.14 HK$71.8

Cinema Ticket

$12.96 HK$102

$11.31 ¥1,787

14.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,172 HK$9,201

$327 ¥51.6K

258.69%

International Primary School, 1 Child (Yearly)

$22.2K HK$174.2K

$6,074 ¥959.6K

265.48%

Jeans (Levis 501 Or Similar)

$67.9 HK$533

$51.1 ¥8,072

32.96%

Summer Dress (H&M, Zara, etc)

$43.57 HK$342

$24.94 ¥3,941

74.70%

Sport Shoes (Adidas, Nike)

$83.1 HK$652

$45.91 ¥7,253

80.94%

Men's Leather Business Shoes

$123 HK$963

$64.2 ¥10.1K

91.32%

1-bedroom Apartment, City Center (Monthly)

$2,255 HK$17.7K

$533 ¥84.2K

323.09%

1-bedroom Apartment, Outside City Center (Monthly)

$1,752 HK$13.7K

$326 ¥51.5K

437.42%

3-bedroom Apartment, City Center (Monthly)

$5,173 HK$40.6K

$1,111 ¥175.5K

365.66%

3-bedroom Apartment, Outside City Center (Monthly)

$3,543 HK$27.8K

$742 ¥117.2K

377.59%

Buy Apartment in City Center (m2)

$29.3K HK$229.7K

$4,216 ¥666.1K

594.10%

Buy Apartment Outside City Center (m2)

$17.5K HK$137.1K

$1,789 ¥282.6K

876.72%

Average Monthly Net Salary (After Tax)

$3,285 HK$25.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

2.02

87.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 17, 2026

Last update for Toyonaka: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.3%

Toyonaka

$326 26.9% 81.4% $1.4K

Groceries & Markets

Hong Kong

$410 13.7%

Toyonaka

$358 29.5% 12.7% $52

Monthly Utilities & Internet

Hong Kong

$275 9.2%

Toyonaka

$168 13.8% 38.9% $107

Eating Out

Hong Kong

$203 6.7%

Toyonaka

$126 10.4% 37.8% $77

Clothing & Footwear

Hong Kong

$143 4.8%

Toyonaka

$84 6.9% 41.4% $59

Sport & Entertainment

Hong Kong

$117 3.9%

Toyonaka

$75 6.2% 35.8% $42

Getting Around

Hong Kong

$106 3.5%

Toyonaka

$77 6.3% 27.3% $29

Cost Breakdown

A central one-bedroom costs $2,255 in Hong Kong versus $533 in Toyonaka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $65.0 in Hong Kong versus $31.00 in Toyonaka. Monthly groceries follow the same trend: $410 vs $358 – making Toyonaka the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇯🇵 Toyonaka

🕒 Local time

05:22 5:22 AM

06:22 6:22 AM

1 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

394,788

💱 Currency

Hong Kong Dollar HKD $

Japanese Yen JPY ¥

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 20, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Japanese Yen exchange rates as of October 20, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to HKD in detail →

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Hong Kong Toyonaka 2,490 km ≈ 3 h 30 min nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Toyonaka: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,005 in Hong Kong, $1,214 in Toyonaka – roughly 148% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,508 per month in Hong Kong and $1,821 in Toyonaka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toyonaka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $31.00 in Toyonaka. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,005 in Hong Kong and $1,214 in Toyonaka. That's a gap of about 148%.

A $2,000 monthly budget goes further in Toyonaka, where all-in costs run around $1,214, than in Hong Kong at $3,005. In Toyonaka it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,214 in Toyonaka to $3,005 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toyonaka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.