Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Toyama

For one person, living is cheaper in Toyama: $1,156 a month against $2,984 in Hong Kong, rent and utilities included – about $21,900 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
57

Cost of Living Index in Toyama
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Toyama Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Toyama

🇯🇵 Japan

$1,156

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Toyama

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Toyama actually costs, broken down by who's living it.

A single person spends $2,984 per month in Hong Kong vs $1,156 in Toyama, rent included.

Hong Kong $2,984
Toyama $1,156

A couple spends around $4,584 per month in Hong Kong vs $1,838 in Toyama, rent included.

Hong Kong $4,584
Toyama $1,838

A family of three spends $6,183 per month in Hong Kong vs $2,519 in Toyama, rent included.

Hong Kong $6,183
Toyama $2,519

Hong Kong costs about 158% more than Toyama, and outside of rent the biggest gap is in groceries.

Hong Kong sits 121% above the global median, while Toyama is 14% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.75 HK$60.8

$3.93 ¥621

97.20%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$41.37 ¥6,536

56.35%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$5.18 ¥819

19.31%

Cappuccino

$5.08 HK$39.85

$3.51 ¥555

44.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$1.04 ¥164

25.96%

Water (0.33 liter bottle)

$1.09 HK$8.56

$0.74 ¥117

47.30%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$2.59 ¥410

188.42%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$3.19 ¥504

103.76%

Milk (1 liter)

$2.89 HK$22.71

$1.07 ¥169

170.09%

White Bread (500g)

$2.31 HK$18.14

$0.77 ¥122

200.00%

Rice (white) (1kg)

$2.13 HK$16.71

$3.66 ¥579

-41.80%

Eggs

$3.52 HK$27.65

$1.98 ¥313

77.78%

Local Cheese (1kg)

$24.72 HK$194

$10.52 ¥1,662

134.98%

Chicken Fillets (1kg)

$8.52 HK$66.9

$5.98 ¥945

42.47%

Beef Round Steak (1kg)

$18.00 HK$141

$14.45 ¥2,283

24.57%

Apples (1kg)

$4.18 HK$32.79

$5.75 ¥909

-27.30%

Banana (1kg)

$2.68 HK$21.07

$2.70 ¥426

-0.74%

Oranges (1kg)

$4.49 HK$35.22

$2.95 ¥467

52.20%

Tomato (1kg)

$4.03 HK$31.66

$4.20 ¥663

-4.05%

Potato (1kg)

$3.12 HK$24.51

$2.52 ¥398

23.81%

Onion (1kg)

$3.15 HK$24.72

$2.53 ¥400

24.51%

Lettuce (1 head)

$1.62 HK$12.75

$1.23 ¥195

31.71%

Water (1.5 liter bottle)

$1.74 HK$13.66

$0.64 ¥102

171.88%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$3.80 ¥600

255.26%

Wine (Bottle)

$16.54 HK$130

$6.25 ¥988

164.64%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$1.82 ¥287

6.59%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$2.00 ¥315

9.00%

One-way Ticket (Public Transport)

$1.41 HK$11.04

$1.52 ¥240

-7.24%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

$58.7 ¥9,270

51.04%

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$3.19 ¥503

15.67%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$2.71 ¥428

-51.29%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$20.33 ¥3,211

-22.43%

Gasoline (1 liter)

$4.03 HK$31.65

$1.11 ¥176

263.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$21.7K ¥3.4M

105.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.6K

$18.2K ¥2.9M

107.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$133 ¥21.0K

87.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$23.98 ¥3,788

-34.95%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$32.22 ¥5,091

-32.43%

Gym Membership (Monthly)

$94.2 HK$739

$52.9 ¥8,351

78.15%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

Cinema Ticket

$13.91 HK$109

$11.50 ¥1,817

20.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$634 ¥100.2K

83.27%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$14.6K ¥2.3M

50.08%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$61.6 ¥9,735

10.34%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$37.28 ¥5,889

12.42%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$60.7 ¥9,583

31.48%

Men's Leather Business Shoes

$122 HK$956

$100 ¥15.8K

21.55%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$233 ¥36.8K

862.94%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$303 ¥47.8K

467.33%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$1,105 ¥174.6K

356.20%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$648 ¥102.4K

429.69%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

$3,962 ¥625.9K

636.52%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$1,608 ¥254.1K

992.66%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

2.64

48.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Toyama: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Toyama

$303 26.2% 82.4% $1.4K

Groceries & Markets

Hong Kong

$411 13.8%

Toyama

$274 23.7% 33.2% $136

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Toyama

$189 16.4% 34.1% $98

Eating Out

Hong Kong

$201 6.8%

Toyama

$116 10% 42.6% $86

Clothing & Footwear

Hong Kong

$140 4.7%

Toyama

$117 10.1% 16.6% $23

Sport & Entertainment

Hong Kong

$122 4.1%

Toyama

$76 6.6% 37.8% $46

Getting Around

Hong Kong

$105 3.5%

Toyama

$81 7.1% 22% $23

Cost Breakdown

A central one-bedroom costs $2,241 in Hong Kong versus $233 in Toyama. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $65.0 in Hong Kong versus $41.00 in Toyama. Monthly groceries follow the same trend: $411 vs $274 – making Toyama the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇯🇵 Toyama

🕒 Local time

21:14 9:14 PM

22:14 10:14 PM

1 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

421,259

💱 Currency

Hong Kong Dollar HKD $

Japanese Yen JPY ¥

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 18, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Japanese Yen exchange rates as of October 18, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Toyama 2,730 km ≈ 4 h nonstop flight

From you

Hong Kong
Toyama

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Toyama: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,984 in Hong Kong, $1,156 in Toyama – roughly 158% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,476 per month in Hong Kong and $1,735 in Toyama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toyama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $41.00 in Toyama. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,984 in Hong Kong and $1,156 in Toyama. That's a gap of about 158%.

A $1,500 monthly budget goes further in Toyama, where all-in costs run around $1,156, than in Hong Kong at $2,984. In Toyama it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,156 in Toyama to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toyama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.