Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Tanjung Pandan

For one person, living is cheaper in Tanjung Pandan: $617 a month against $3,028 in Hong Kong, rent and utilities included – about $28,900 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
30

Cost of Living Index in Tanjung Pandan
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Tanjung Pandan Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,028

/mo nomad

Tanjung Pandan

🇮🇩 Indonesia

$617

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Tanjung Pandan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Tanjung Pandan actually costs, broken down by who's living it.

A single person spends $3,028 per month in Hong Kong vs $617 in Tanjung Pandan, rent included.

Hong Kong $3,028
Tanjung Pandan $617

A couple spends around $4,727 per month in Hong Kong vs $1,000 in Tanjung Pandan, rent included.

Hong Kong $4,727
Tanjung Pandan $1,000

A family of three spends $6,426 per month in Hong Kong vs $1,383 in Tanjung Pandan, rent included.

Hong Kong $6,426
Tanjung Pandan $1,383

Hong Kong costs about 391% more than Tanjung Pandan, and outside of rent the biggest gap is in groceries.

Hong Kong sits 123% above the global median, while Tanjung Pandan is 55% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.11 HK$63.6

$1.59 Rp 28.9K

410.06%

Three-Course Dinner for Two, Mid-Range

$62.9 HK$493

$15.06 Rp 273.3K

317.46%

Fast Food Meal (McDonalds, etc)

$6.33 HK$49.65

$3.59 Rp 65.2K

76.32%

Cappuccino

$5.03 HK$39.44

$1.50 Rp 27.3K

235.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.27 HK$9.98

$0.42 Rp 7,687

202.38%

Water (0.33 liter bottle)

$1.08 HK$8.47

$0.22 Rp 3,943

390.91%

Local Beer (0.5 liter draught)

$7.74 HK$60.7

$2.04 Rp 37.0K

279.41%

Imported Beer (0.33 liter bottle)

$6.55 HK$51.4

$3.33 Rp 60.4K

96.70%

Milk (1 liter)

$2.87 HK$22.51

$1.06 Rp 19.2K

170.75%

White Bread (500g)

$2.44 HK$19.11

$1.00 Rp 18.1K

144.00%

Rice (white) (1kg)

$2.13 HK$16.69

$0.94 Rp 17.1K

126.60%

Eggs

$3.43 HK$26.88

$1.25 Rp 22.7K

174.40%

Local Cheese (1kg)

$24.73 HK$194

$6.37 Rp 115.5K

288.23%

Chicken Fillets (1kg)

$8.86 HK$69.5

$3.26 Rp 59.2K

171.78%

Beef Round Steak (1kg)

$17.81 HK$140

$8.49 Rp 154.1K

109.78%

Apples (1kg)

$4.21 HK$32.99

$1.93 Rp 35.0K

118.13%

Banana (1kg)

$2.60 HK$20.36

$1.13 Rp 20.5K

130.09%

Oranges (1kg)

$4.65 HK$36.51

$1.76 Rp 31.9K

164.20%

Tomato (1kg)

$4.05 HK$31.80

$1.24 Rp 22.5K

226.61%

Potato (1kg)

$3.18 HK$24.97

$1.08 Rp 19.7K

194.44%

Onion (1kg)

$3.25 HK$25.46

$1.90 Rp 34.5K

71.05%

Lettuce (1 head)

$1.59 HK$12.47

$0.78 Rp 14.1K

103.85%

Water (1.5 liter bottle)

$1.72 HK$13.50

$0.40 Rp 7,297

330.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.27 HK$104

$2.51 Rp 45.6K

428.69%

Wine (Bottle)

$15.22 HK$119

$23.14 Rp 419.9K

-34.23%

Local Beer (0.5 liter bottle)

$1.93 HK$15.18

$1.82 Rp 33.0K

6.04%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.91

$3.38 Rp 61.3K

-32.54%

One-way Ticket (Public Transport)

$1.28 HK$10.05

$0.25 Rp 4,557

412.00%

Public Transport Monthly Pass (Regular Price)

$88.0 HK$691

$10.41 Rp 188.8K

745.73%

Taxi Start (Normal Tariff)

$3.75 HK$29.38

$0.47 Rp 8,524

697.87%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.23

$0.36 Rp 6,501

261.11%

Taxi 1hour Waiting (Normal Tariff)

$15.92 HK$125

$2.47 Rp 44.9K

544.53%

Gasoline (1 liter)

$4.05 HK$31.80

$0.88 Rp 16.1K

360.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.6K HK$349.5K

$20.2K Rp 366.3M

120.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.5K HK$294.3K

$30.6K Rp 555.6M

22.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$242 HK$1,895

$60.5 Rp 1.1M

299.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.72 HK$123

$4.22 Rp 76.5K

272.51%

Internet (50+ Mbps, Unlimited Data)

$21.12 HK$166

$20.00 Rp 362.9K

5.60%

Gym Membership (Monthly)

$99.8 HK$783

$19.60 Rp 355.7K

409.03%

Tennis Court (1 Hour on Weekend)

$9.52 HK$74.7

$8.42 Rp 152.8K

13.06%

Cinema Ticket

$12.80 HK$100

$3.08 Rp 55.9K

315.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,287 HK$10.1K

$88.3 Rp 1.6M

1357.82%

International Primary School, 1 Child (Yearly)

$22.0K HK$172.7K

$7,394 Rp 134.2M

197.77%

Jeans (Levis 501 Or Similar)

$66.7 HK$523

$40.55 Rp 735.7K

64.44%

Summer Dress (H&M, Zara, etc)

$42.46 HK$333

$27.32 Rp 495.8K

55.42%

Sport Shoes (Adidas, Nike)

$83.6 HK$655

$81.0 Rp 1.5M

3.12%

Men's Leather Business Shoes

$122 HK$957

$60.3 Rp 1.1M

102.19%

1-bedroom Apartment, City Center (Monthly)

$2,432 HK$19.1K

$204 Rp 3.7M

1092.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,764 HK$13.8K

$141 Rp 2.6M

1150.45%

3-bedroom Apartment, City Center (Monthly)

$5,347 HK$41.9K

$533 Rp 9.7M

904.16%

3-bedroom Apartment, Outside City Center (Monthly)

$3,677 HK$28.8K

$379 Rp 6.9M

870.82%

Buy Apartment in City Center (m2)

$28.4K HK$223.0K

$1,263 Rp 22.9M

2150.86%

Buy Apartment Outside City Center (m2)

$18.1K HK$141.8K

$883 Rp 16.0M

1947.93%

Average Monthly Net Salary (After Tax)

$3,264 HK$25.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

9.46

-59.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 27, 2026

Last update for Tanjung Pandan: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.2%

Tanjung Pandan

$141 22.9% 92% $1.6K

Groceries & Markets

Hong Kong

$410 13.6%

Tanjung Pandan

$197 31.9% 52% $213

Monthly Utilities & Internet

Hong Kong

$278 9.2%

Tanjung Pandan

$85 13.7% 69.6% $194

Eating Out

Hong Kong

$205 6.8%

Tanjung Pandan

$61 9.9% 70.3% $144

Clothing & Footwear

Hong Kong

$142 4.7%

Tanjung Pandan

$94 15.3% 33.5% $47

Sport & Entertainment

Hong Kong

$125 4.1%

Tanjung Pandan

$26 4.2% 79.5% $100

Getting Around

Hong Kong

$103 3.4%

Tanjung Pandan

$14 2.2% 86.8% $90

Cost Breakdown

A central one-bedroom costs $2,432 in Hong Kong versus $204 in Tanjung Pandan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $63 in Hong Kong versus $15 in Tanjung Pandan. Monthly groceries follow the same trend: $410 vs $197 – making Tanjung Pandan the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇮🇩 Tanjung Pandan

🕒 Local time

00:00 12:00 AM

23:00 11:00 PM

1 h behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

103,062

💱 Currency

Hong Kong Dollar HKD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 27, 2026: 1 USD = 7.84 HKD (1 HKD = 0.127 USD). 1 EUR = 8.77 HKD (1 HKD = 0.114 EUR).

Indonesian Rupiah exchange rates as of October 27, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,281 IDR (100,000 IDR = 4.93 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Tanjung Pandan 2,870 km ≈ 4 h nonstop flight

From you

Hong Kong
Tanjung Pandan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Tanjung Pandan: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,028 in Hong Kong, $617 in Tanjung Pandan – roughly 391% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,543 per month in Hong Kong and $926 in Tanjung Pandan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tanjung Pandan, especially for central apartments: a one-bedroom in the center costs $204 there versus $2,432 in Hong Kong.

A mid-range dinner for two costs $63 in Hong Kong and $15 in Tanjung Pandan. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,028 in Hong Kong and $617 in Tanjung Pandan. That’s a gap of about 391%.

A $1,200 monthly budget goes further in Tanjung Pandan, where all-in costs run around $617, than in Hong Kong at $3,028. In Tanjung Pandan it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

Families tend to lean toward Tanjung Pandan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Tanjung Pandan is the easier option financially – housing and daily costs are lower, and the 391% gap matters a lot on a fixed budget or early-career salary.