Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Takamatsu

For one person, living is cheaper in Takamatsu: $1,191 a month against $3,005 in Hong Kong, rent and utilities included – about $21,800 less a year. Rent and utilities account for most of the difference.

145

Cost of Living Index in Hong Kong
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Hong Kong Living Index
57

Cost of Living Index in Takamatsu
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Takamatsu Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,005

/mo nomad

Takamatsu

🇯🇵 Japan

$1,191

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Takamatsu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Takamatsu actually costs, broken down by who's living it.

A single person spends $3,005 per month in Hong Kong vs $1,191 in Takamatsu, rent included.

Hong Kong $3,005
Takamatsu $1,191

A couple spends around $4,643 per month in Hong Kong vs $1,881 in Takamatsu, rent included.

Hong Kong $4,643
Takamatsu $1,881

A family of three spends $6,281 per month in Hong Kong vs $2,571 in Takamatsu, rent included.

Hong Kong $6,281
Takamatsu $2,571

Hong Kong costs about 152% more than Takamatsu, and outside of rent the biggest gap is in groceries.

Hong Kong sits 122% above the global median, while Takamatsu is 12% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.80 HK$61.2

$6.20 ¥980

25.81%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$31.99 ¥5,054

102.31%

Fast Food Meal (McDonalds, etc)

$6.24 HK$48.97

$5.12 ¥809

21.88%

Cappuccino

$5.01 HK$39.34

$3.13 ¥495

60.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.29 HK$10.12

$1.19 ¥189

8.40%

Water (0.33 liter bottle)

$1.11 HK$8.74

$0.80 ¥126

38.75%

Local Beer (0.5 liter draught)

$7.77 HK$61.0

$2.60 ¥410

198.85%

Imported Beer (0.33 liter bottle)

$6.41 HK$50.3

$3.22 ¥508

99.07%

Milk (1 liter)

$2.90 HK$22.79

$1.50 ¥238

93.33%

White Bread (500g)

$2.33 HK$18.29

$1.60 ¥252

45.63%

Rice (white) (1kg)

$2.23 HK$17.51

$1.76 ¥278

26.70%

Eggs

$3.45 HK$27.04

$2.29 ¥361

50.66%

Local Cheese (1kg)

$24.96 HK$196

$10.37 ¥1,639

140.69%

Chicken Fillets (1kg)

$8.79 HK$69.0

$6.60 ¥1,043

33.18%

Beef Round Steak (1kg)

$17.71 HK$139

$16.83 ¥2,659

5.23%

Apples (1kg)

$4.15 HK$32.59

$3.69 ¥583

12.47%

Banana (1kg)

$2.63 HK$20.62

$2.28 ¥360

15.35%

Oranges (1kg)

$4.54 HK$35.65

$2.90 ¥458

56.55%

Tomato (1kg)

$4.09 HK$32.08

$4.24 ¥671

-3.54%

Potato (1kg)

$3.22 HK$25.25

$2.48 ¥391

29.84%

Onion (1kg)

$3.26 HK$25.56

$2.46 ¥389

32.52%

Lettuce (1 head)

$1.65 HK$12.94

$1.27 ¥201

29.92%

Water (1.5 liter bottle)

$1.74 HK$13.62

$0.79 ¥124

120.25%

Cigarettes 20 Pack (Marlboro, Camel)

$13.45 HK$106

$3.67 ¥580

266.49%

Wine (Bottle)

$15.16 HK$119

$6.63 ¥1,048

128.66%

Local Beer (0.5 liter bottle)

$1.97 HK$15.44

$1.88 ¥298

4.79%

Imported Beer (0.33 liter bottle)

$2.22 HK$17.42

$2.11 ¥333

5.21%

One-way Ticket (Public Transport)

$1.28 HK$10.04

$1.46 ¥231

-12.33%

Public Transport Monthly Pass (Regular Price)

$90.1 HK$707

$53.3 ¥8,414

69.19%

Taxi Start (Normal Tariff)

$3.67 HK$28.84

$3.18 ¥503

15.41%

Taxi (Normal Tariff) (1km)

$1.35 HK$10.60

$2.79 ¥442

-51.61%

Taxi 1hour Waiting (Normal Tariff)

$16.21 HK$127

$18.60 ¥2,938

-12.85%

Gasoline (1 liter)

$4.20 HK$32.94

$1.06 ¥168

296.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.9K HK$352.2K

$21.5K ¥3.4M

108.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.8K HK$288.9K

$15.1K ¥2.4M

143.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$238 HK$1,865

$137 ¥21.6K

73.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.70 HK$123

$23.78 ¥3,757

-33.98%

Internet (50+ Mbps, Unlimited Data)

$21.91 HK$172

$30.79 ¥4,865

-28.84%

Gym Membership (Monthly)

$91.1 HK$715

$51.7 ¥8,161

76.42%

Tennis Court (1 Hour on Weekend)

$9.14 HK$71.8

$3.11 ¥491

193.89%

Cinema Ticket

$12.96 HK$102

$11.79 ¥1,862

9.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,172 HK$9,201

$521 ¥82.3K

125.15%

International Primary School, 1 Child (Yearly)

$22.2K HK$174.2K

$12.7K ¥2.0M

75.36%

Jeans (Levis 501 Or Similar)

$67.9 HK$533

$48.96 ¥7,736

38.75%

Summer Dress (H&M, Zara, etc)

$43.57 HK$342

$31.24 ¥4,936

39.47%

Sport Shoes (Adidas, Nike)

$83.1 HK$652

$60.1 ¥9,499

38.15%

Men's Leather Business Shoes

$123 HK$963

$90.5 ¥14.3K

35.57%

1-bedroom Apartment, City Center (Monthly)

$2,255 HK$17.7K

$529 ¥83.6K

326.23%

1-bedroom Apartment, Outside City Center (Monthly)

$1,752 HK$13.7K

$334 ¥52.8K

424.06%

3-bedroom Apartment, City Center (Monthly)

$5,173 HK$40.6K

$1,089 ¥172.0K

375.21%

3-bedroom Apartment, Outside City Center (Monthly)

$3,543 HK$27.8K

$735 ¥116.1K

382.30%

Buy Apartment in City Center (m2)

$29.3K HK$229.7K

$4,144 ¥654.7K

606.22%

Buy Apartment Outside City Center (m2)

$17.5K HK$137.1K

$1,783 ¥281.6K

880.21%

Average Monthly Net Salary (After Tax)

$3,285 HK$25.8K

$1,761 ¥278.1K

86.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

2.21

71.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 17, 2026

Last update for Takamatsu: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.3%

Takamatsu

$334 28.1% 80.9% $1.4K

Groceries & Markets

Hong Kong

$410 13.7%

Takamatsu

$280 23.5% 31.7% $130

Monthly Utilities & Internet

Hong Kong

$275 9.2%

Takamatsu

$191 16.1% 30.5% $84

Eating Out

Hong Kong

$203 6.7%

Takamatsu

$130 10.9% 35.8% $73

Clothing & Footwear

Hong Kong

$143 4.8%

Takamatsu

$104 8.7% 27.2% $39

Sport & Entertainment

Hong Kong

$117 3.9%

Takamatsu

$75 6.3% 35.7% $42

Getting Around

Hong Kong

$106 3.5%

Takamatsu

$76 6.4% 27.8% $29

Cost Breakdown

A central one-bedroom costs $2,255 in Hong Kong versus $529 in Takamatsu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 87% higher in Hong Kong, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $65.0 in Hong Kong versus $32.00 in Takamatsu. Monthly groceries follow the same trend: $410 vs $280 – making Takamatsu the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇯🇵 Takamatsu

🕒 Local time

11:43 11:43 AM

12:43 12:43 PM

1 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

426,514

💱 Currency

Hong Kong Dollar HKD $

Japanese Yen JPY ¥

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 21, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Japanese Yen exchange rates as of October 21, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to HKD in detail →

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Hong Kong Takamatsu 2,360 km ≈ 3 h 30 min nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Takamatsu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,005 in Hong Kong, $1,191 in Takamatsu – roughly 152% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,508 per month in Hong Kong and $1,787 in Takamatsu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Takamatsu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $32.00 in Takamatsu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,005 in Hong Kong and $1,191 in Takamatsu. That's a gap of about 152%.

A $2,000 monthly budget goes further in Takamatsu, where all-in costs run around $1,191, than in Hong Kong at $3,005. In Takamatsu it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,191 in Takamatsu to $3,005 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Takamatsu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.