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Cost of Living Comparison Between Hong Kong and St. Andrews Cost of Living Comparison Between Hong Kong and St. Andrews

🙂 Solo nomad: Hong Kong is 1.2% cheaper than St. Andrews without rent, and 33.9% more expensive with rent.
😐 Family of 3: Hong Kong is 10.4% more expensive than St. Andrews without rent, and 2.3% more expensive with rent.
Currency
🍽 Eating Out
Hong Kong
St. Andrews
Difference
Meal at Budget Restaurant
$8.7 HK$67.7
$21.96 £16.63
-60.38%
Three-Course Dinner for Two, Mid-Range
$63.1 HK$491
$80.7 £61.1
-21.91%
Fast Food Meal (McDonalds, etc)
$6.41 HK$49.93
$10 £7.57
-35.90%
Cappuccino
$4.98 HK$38.82
$4.5 £3.41
10.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.36 HK$10.57
$2.08 £1.57
-34.62%
Water (0.33 liter bottle)
$1.09 HK$8.48
$1.31 £0.99
-16.79%
Local Beer (0.5 liter draught)
$6.93 HK$54
$5.67 £4.3
22.22%
Imported Beer (0.33 liter bottle)
$6.49 HK$50.6
$5.97 £4.52
8.71%
🛒 Groceries & Markets
Hong Kong
St. Andrews
Difference
Milk (1 liter)
$2.97 HK$23.13
$1.7 £1.29
74.71%
White Bread (500g)
$2.22 HK$17.27
$1.54 £1.16
44.16%
Rice (white) (1kg)
$1.94 HK$15.13
$1.85 £1.4
4.86%
Eggs
$3.37 HK$26.23
$4.07 £3.08
-17.20%
Local Cheese (1kg)
$25.59 HK$199
$8.04 £6.08
218.28%
Chicken Fillets (1kg)
$10.49 HK$81.7
$10.07 £7.62
4.17%
Beef Round Steak (1kg)
$21.83 HK$170
$13.51 £10.23
61.58%
Apples (1kg)
$3.56 HK$27.72
$3.24 £2.45
9.88%
Banana (1kg)
$2.26 HK$17.59
$2.33 £1.76
-3.00%
Oranges (1kg)
$3.81 HK$29.71
$2.62 £1.99
45.42%
Tomato (1kg)
$2.94 HK$22.91
$4.11 £3.11
-28.47%
Potato (1kg)
$2.26 HK$17.6
$2.17 £1.64
4.15%
Onion (1kg)
$2.31 HK$18.02
$1.95 £1.48
18.46%
Lettuce (1 head)
$1.77 HK$13.78
$1.23 £0.93
43.90%
Water (1.5 liter bottle)
$1.63 HK$12.69
$2.06 £1.56
-20.87%
Cigarettes 20 Pack (Marlboro, Camel)
$12.95 HK$101
$18.85 £14.27
-31.30%
Wine (Bottle)
$15.53 HK$121
$10.01 £7.58
55.14%
Local Beer (0.5 liter bottle)
$1.83 HK$14.28
$2.26 £1.71
-19.03%
Imported Beer (0.33 liter bottle)
$2.68 HK$20.9
$2.3 £1.74
16.52%
🚌 Getting Around
Hong Kong
St. Andrews
Difference
One-way Ticket (Public Transport)
$1.71 HK$13.28
$4.01 £3.04
-57.36%
Public Transport Monthly Pass (Regular Price)
$64.5 HK$502
$81.1 £61.4
-20.47%
Taxi Start (Normal Tariff)
$3.79 HK$29.54
$4.75 £3.59
-20.21%
Taxi (Normal Tariff) (1km)
$1.38 HK$10.73
$1.36 £1.03
1.47%
Taxi 1hour Waiting (Normal Tariff)
$15.04 HK$117
$35.27 £26.7
-57.36%
Gasoline (1 liter)
$3.1 HK$24.12
$1.94 £1.47
59.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.5K HK$300K
$38.6K £29.2K
-0.30%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.1K HK$258.1K
$41.8K £31.6K
-20.68%
🧾 Monthly Utilities & Internet
Hong Kong
St. Andrews
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$234 HK$1,819
$234 £177
-0.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.78 HK$138
$14.13 £10.7
25.83%
Internet (50+ Mbps, Unlimited Data)
$22.57 HK$176
$44.78 £33.9
-49.60%
🎉 Sport & Entertainment
Hong Kong
St. Andrews
Difference
Gym Membership (Monthly)
$76.9 HK$599
$42.61 £32.26
80.54%
Tennis Court (1 Hour on Weekend)
$8.68 HK$67.6
$20.37 £15.42
-57.39%
Cinema Ticket
$12.72 HK$99.1
$12.13 £9.19
4.86%
🧸 Childcare & Education
Hong Kong
St. Andrews
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$987 HK$7,684
$1,622 £1,228
-39.18%
International Primary School, 1 Child (Yearly)
$21.9K HK$170.5K
$15K £11.4K
45.67%
👕👟 Clothing & Footwear
Hong Kong
St. Andrews
Difference
Jeans (Levis 501 Or Similar)
$72.3 HK$563
$84.4 £63.9
-14.33%
Summer Dress (H&M, Zara, etc)
$38.78 HK$302
$41.55 £31.45
-6.67%
Sport Shoes (Adidas, Nike)
$91.5 HK$713
$96.3 £72.9
-4.96%
Men's Leather Business Shoes
$141 HK$1,098
$121 £91.5
16.68%
🏠 Accommodation & Living
Hong Kong
St. Andrews
Difference
1-bedroom Apartment, City Center (Monthly)
$2,175 HK$16.9K
$1,223 £926
77.81%
1-bedroom Apartment, Outside City Center (Monthly)
$1,539 HK$12K
$887 £672
73.47%
3-bedroom Apartment, City Center (Monthly)
$4,882 HK$38K
$2,630 £1,991
85.59%
3-bedroom Apartment, Outside City Center (Monthly)
$3,045 HK$23.7K
$2,870 £2,173
6.10%
Buy Apartment in City Center (m2)
$25.4K HK$198K
$6,124 £4,636
315.28%
Buy Apartment Outside City Center (m2)
$15.8K HK$123.3K
$2,719 £2,058
482.14%
💵 Salaries & Financials
Hong Kong
St. Andrews
Difference
Average Monthly Net Salary (After Tax)
$3,636 HK$28.3K
$3,064 £2,320
18.66%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.97
5.9
-32.71%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 30, 2025

Last update for St. Andrews: November 30, 2025

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