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Cost of Living Comparison Between Hong Kong and St. Andrews Cost of Living Comparison Between Hong Kong and St. Andrews

๐Ÿ™‚ Solo nomad: Hong Kong is 9.8% cheaper than St. Andrews without rent, and 30.8% more expensive with rent.
๐Ÿ™‚ Family of 3: Hong Kong is 1.7% cheaper than St. Andrews without rent, and 5.5% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Hong Kong
St. Andrews
Difference
Meal at Budget Restaurant
$9.17 HK$71.6
$21.64 ยฃ16.17
-57.62%
Three-Course Dinner for Two, Mid-Range
$64.0 HK$499
$82.8 ยฃ61.8
-22.74%
Fast Food Meal (McDonalds, etc)
$6.52 HK$50.8
$10.19 ยฃ7.61
-36.02%
Cappuccino
$5.23 HK$40.82
$4.58 ยฃ3.42
14.19%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 HK$10.50
$2.08 ยฃ1.56
-35.10%
Water (0.33 liter bottle)
$1.06 HK$8.23
$1.36 ยฃ1.01
-22.06%
Local Beer (0.5 liter draught)
$6.54 HK$51.0
$5.97 ยฃ4.46
9.55%
Imported Beer (0.33 liter bottle)
$6.27 HK$48.89
$5.96 ยฃ4.45
5.20%
๐Ÿ›’ Groceries & Markets
Hong Kong
St. Andrews
Difference
Milk (1 liter)
$3.12 HK$24.36
$1.75 ยฃ1.31
78.29%
White Bread (500g)
$2.24 HK$17.50
$1.56 ยฃ1.17
43.59%
Rice (white) (1kg)
$2.05 HK$16.02
$1.78 ยฃ1.33
15.17%
Eggs
$3.47 HK$27.09
$4.17 ยฃ3.12
-16.79%
Local Cheese (1kg)
$25.24 HK$197
$8.36 ยฃ6.24
201.91%
Chicken Fillets (1kg)
$10.44 HK$81.5
$10.00 ยฃ7.47
4.40%
Beef Round Steak (1kg)
$22.27 HK$174
$13.91 ยฃ10.39
60.10%
Apples (1kg)
$3.62 HK$28.27
$3.26 ยฃ2.44
11.04%
Banana (1kg)
$2.26 HK$17.60
$2.35 ยฃ1.75
-3.83%
Oranges (1kg)
$3.74 HK$29.16
$2.61 ยฃ1.95
43.30%
Tomato (1kg)
$3.07 HK$23.96
$4.15 ยฃ3.10
-26.02%
Potato (1kg)
$2.37 HK$18.48
$2.20 ยฃ1.64
7.73%
Onion (1kg)
$2.22 HK$17.33
$1.85 ยฃ1.38
20.00%
Lettuce (1 head)
$1.69 HK$13.21
$1.28 ยฃ0.95
32.03%
Water (1.5 liter bottle)
$1.73 HK$13.50
$2.08 ยฃ1.55
-16.83%
Cigarettes 20 Pack (Marlboro, Camel)
$12.87 HK$100
$19.25 ยฃ14.38
-33.14%
Wine (Bottle)
$15.50 HK$121
$11.30 ยฃ8.44
37.17%
Local Beer (0.5 liter bottle)
$1.77 HK$13.79
$2.16 ยฃ1.61
-18.06%
Imported Beer (0.33 liter bottle)
$2.64 HK$20.63
$2.34 ยฃ1.75
12.82%
๐ŸšŒ Getting Around
Hong Kong
St. Andrews
Difference
One-way Ticket (Public Transport)
$1.71 HK$13.30
$4.13 ยฃ3.08
-58.60%
Public Transport Monthly Pass (Regular Price)
$62.6 HK$488
$80.4 ยฃ60.1
-22.10%
Taxi Start (Normal Tariff)
$3.58 HK$27.92
$4.89 ยฃ3.66
-26.79%
Taxi (Normal Tariff) (1km)
$1.38 HK$10.77
$1.40 ยฃ1.05
-1.43%
Taxi 1hour Waiting (Normal Tariff)
$15.14 HK$118
$35.08 ยฃ26.20
-56.84%
Gasoline (1 liter)
$3.13 HK$24.38
$1.90 ยฃ1.42
64.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.8K HK$303.0K
$38.2K ยฃ28.5K
1.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K HK$255.8K
$40.5K ยฃ30.2K
-18.94%
๐Ÿงพ Monthly Utilities & Internet
Hong Kong
St. Andrews
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$228 HK$1,777
$232 ยฃ173
-1.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.59 HK$137
$14.61 ยฃ10.91
20.40%
Internet (50+ Mbps, Unlimited Data)
$22.72 HK$177
$44.97 ยฃ33.59
-49.48%
๐ŸŽ‰ Sport & Entertainment
Hong Kong
St. Andrews
Difference
Gym Membership (Monthly)
$77.3 HK$603
$42.94 ยฃ32.07
80.09%
Tennis Court (1 Hour on Weekend)
$8.65 HK$67.5
$20.73 ยฃ15.48
-58.27%
Cinema Ticket
$12.80 HK$99.9
$12.28 ยฃ9.17
4.23%
๐Ÿงธ Childcare & Education
Hong Kong
St. Andrews
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,003 HK$7,821
$1,618 ยฃ1,209
-38.03%
International Primary School, 1 Child (Yearly)
$22.0K HK$171.5K
$15.1K ยฃ11.3K
45.66%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Hong Kong
St. Andrews
Difference
Jeans (Levis 501 Or Similar)
$72.2 HK$563
$83.0 ยฃ62.0
-13.08%
Summer Dress (H&M, Zara, etc)
$39.23 HK$306
$40.57 ยฃ30.30
-3.30%
Sport Shoes (Adidas, Nike)
$90.3 HK$704
$94.4 ยฃ70.5
-4.35%
Men's Leather Business Shoes
$142 HK$1,109
$119 ยฃ89.3
19.01%
๐Ÿ  Accommodation & Living
Hong Kong
St. Andrews
Difference
1-bedroom Apartment, City Center (Monthly)
$2,244 HK$17.5K
$1,228 ยฃ918
82.73%
1-bedroom Apartment, Outside City Center (Monthly)
$1,581 HK$12.3K
$888 ยฃ663
78.12%
3-bedroom Apartment, City Center (Monthly)
$4,793 HK$37.4K
$2,684 ยฃ2,005
78.61%
3-bedroom Apartment, Outside City Center (Monthly)
$3,103 HK$24.2K
$2,809 ยฃ2,098
10.49%
Buy Apartment in City Center (m2)
$25.5K HK$199.1K
$6,297 ยฃ4,704
305.39%
Buy Apartment Outside City Center (m2)
$16.2K HK$126.4K
$2,761 ยฃ2,063
486.94%
๐Ÿ’ต Salaries & Financials
Hong Kong
St. Andrews
Difference
Average Monthly Net Salary (After Tax)
$3,309 HK$25.8K
$3,125 ยฃ2,335
5.89%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.97
5.9
-32.71%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Hong Kong: January 11, 2026

Last update for St. Andrews: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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