Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Setagaya-ku

For one person, living is cheaper in Setagaya-ku: $1,183 a month against $2,984 in Hong Kong, rent and utilities included – about $21,600 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
58

Cost of Living Index in Setagaya-ku
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Setagaya-ku Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Setagaya-ku

🇯🇵 Japan

$1,183

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Setagaya-ku

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Setagaya-ku actually costs, broken down by who's living it.

A single person spends $2,984 per month in Hong Kong vs $1,183 in Setagaya-ku, rent included.

Hong Kong $2,984
Setagaya-ku $1,183

A couple spends around $4,584 per month in Hong Kong vs $1,834 in Setagaya-ku, rent included.

Hong Kong $4,584
Setagaya-ku $1,834

A family of three spends $6,183 per month in Hong Kong vs $2,484 in Setagaya-ku, rent included.

Hong Kong $6,183
Setagaya-ku $2,484

Hong Kong costs about 152% more than Setagaya-ku, and outside of rent the biggest gap is in groceries.

Hong Kong sits 121% above the global median, while Setagaya-ku is 12% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.75 HK$60.8

$6.12 ¥968

26.63%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$25.64 ¥4,050

152.26%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$4.36 ¥690

41.74%

Cappuccino

$5.08 HK$39.85

$2.97 ¥470

71.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$1.04 ¥165

25.96%

Water (0.33 liter bottle)

$1.09 HK$8.56

$0.65 ¥102

67.69%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$2.19 ¥346

241.10%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$3.22 ¥508

101.86%

Milk (1 liter)

$2.89 HK$22.71

$1.23 ¥194

134.96%

White Bread (500g)

$2.31 HK$18.14

$1.72 ¥272

34.30%

Rice (white) (1kg)

$2.13 HK$16.71

$3.64 ¥575

-41.48%

Eggs

$3.52 HK$27.65

$1.17 ¥186

200.85%

Local Cheese (1kg)

$24.72 HK$194

$10.40 ¥1,643

137.69%

Chicken Fillets (1kg)

$8.52 HK$66.9

$6.11 ¥965

39.44%

Beef Round Steak (1kg)

$18.00 HK$141

$14.25 ¥2,252

26.32%

Apples (1kg)

$4.18 HK$32.79

$5.59 ¥883

-25.22%

Banana (1kg)

$2.68 HK$21.07

$2.74 ¥433

-2.19%

Oranges (1kg)

$4.49 HK$35.22

$2.95 ¥466

52.20%

Tomato (1kg)

$4.03 HK$31.66

$4.14 ¥654

-2.66%

Potato (1kg)

$3.12 HK$24.51

$2.62 ¥415

19.08%

Onion (1kg)

$3.15 HK$24.72

$2.63 ¥416

19.77%

Lettuce (1 head)

$1.62 HK$12.75

$1.24 ¥196

30.65%

Water (1.5 liter bottle)

$1.74 HK$13.66

$0.56 ¥87.7

210.71%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$3.79 ¥599

256.20%

Wine (Bottle)

$16.54 HK$130

$6.26 ¥989

164.22%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$1.81 ¥287

7.18%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$2.09 ¥330

4.31%

One-way Ticket (Public Transport)

$1.41 HK$11.04

$1.46 ¥231

-3.42%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

$50.7 ¥8,012

74.78%

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$3.23 ¥510

14.24%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$2.66 ¥421

-50.38%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$20.85 ¥3,294

-24.36%

Gasoline (1 liter)

$4.03 HK$31.65

$1.10 ¥174

266.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$21.2K ¥3.4M

110.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.6K

$18.6K ¥2.9M

103.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$131 ¥20.6K

91.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$23.82 ¥3,764

-34.51%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$31.73 ¥5,013

-31.39%

Gym Membership (Monthly)

$94.2 HK$739

$55.0 ¥8,691

71.19%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

Cinema Ticket

$13.91 HK$109

$11.52 ¥1,820

20.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$636 ¥100.5K

82.79%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$14.7K ¥2.3M

48.63%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$62.3 ¥9,846

9.10%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$36.37 ¥5,747

15.23%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$62.1 ¥9,814

28.36%

Men's Leather Business Shoes

$122 HK$956

$102 ¥16.2K

19.09%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$534 ¥84.4K

319.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$325 ¥51.4K

428.47%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$1,152 ¥182.0K

337.57%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$674 ¥106.4K

409.79%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

$3,724 ¥588.4K

683.52%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$1,635 ¥258.4K

974.48%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

95.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Setagaya-ku: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Setagaya-ku

$325 27.5% 81.1% $1.4K

Groceries & Markets

Hong Kong

$411 13.8%

Setagaya-ku

$281 23.7% 31.7% $130

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Setagaya-ku

$186 15.7% 35.1% $101

Eating Out

Hong Kong

$201 6.8%

Setagaya-ku

$122 10.3% 39.5% $80

Clothing & Footwear

Hong Kong

$140 4.7%

Setagaya-ku

$118 10% 15.5% $22

Sport & Entertainment

Hong Kong

$122 4.1%

Setagaya-ku

$78 6.6% 36% $44

Getting Around

Hong Kong

$105 3.5%

Setagaya-ku

$73 6.2% 30.1% $31

Cost Breakdown

A central one-bedroom costs $2,241 in Hong Kong versus $534 in Setagaya-ku. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $65.0 in Hong Kong versus $26.00 in Setagaya-ku. Monthly groceries follow the same trend: $411 vs $281 – making Setagaya-ku the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇯🇵 Setagaya-ku

🕒 Local time

10:08 10:08 AM

11:08 11:08 AM

1 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

943,664

💱 Currency

Hong Kong Dollar HKD $

Japanese Yen JPY ¥

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 19, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to HKD in detail →

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Hong Kong Setagaya-ku 2,880 km ≈ 4 h nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Setagaya-ku: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,984 in Hong Kong, $1,183 in Setagaya-ku – roughly 152% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,476 per month in Hong Kong and $1,775 in Setagaya-ku. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Setagaya-ku, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $26.00 in Setagaya-ku. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,984 in Hong Kong and $1,183 in Setagaya-ku. That's a gap of about 152%.

A $1,000 monthly budget goes further in Setagaya-ku, where all-in costs run around $1,183, than in Hong Kong at $2,984. In Setagaya-ku it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,183 in Setagaya-ku to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Setagaya-ku. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.