Last update: Nov 2026

Cost of Living Comparison Between Hong Kong and Ragama

For one person, living is cheaper in Ragama: $510 a month against $3,050 in Hong Kong, rent and utilities included – about $30,500 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
24

Cost of Living Index in Ragama
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Ragama Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,050

/mo nomad

Ragama

🇱🇰 Sri Lanka

$510

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Ragama

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Ragama actually costs, broken down by who's living it.

A single person spends $3,050 per month in Hong Kong vs $510 in Ragama, rent included.

Hong Kong $3,050
Ragama $510

A couple spends around $4,786 per month in Hong Kong vs $828 in Ragama, rent included.

Hong Kong $4,786
Ragama $828

A family of three spends $6,522 per month in Hong Kong vs $1,146 in Ragama, rent included.

Hong Kong $6,522
Ragama $1,146

Hong Kong costs about 498% more than Ragama, and outside of rent the biggest gap is in groceries.

Hong Kong sits 126% above the global median, while Ragama is 62% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.37 HK$65.6

$3.88 LKR 1,289

115.72%

Three-Course Dinner for Two, Mid-Range

$63.4 HK$497

$24.68 LKR 8,207

156.81%

Fast Food Meal (McDonalds, etc)

$6.53 HK$51.2

$7.40 LKR 2,459

-11.76%

Cappuccino

$5.15 HK$40.33

$2.44 LKR 813

111.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 HK$10.80

$0.67 LKR 223

105.97%

Water (0.33 liter bottle)

$1.13 HK$8.86

$0.25 LKR 82.8

352.00%

Local Beer (0.5 liter draught)

$7.73 HK$60.6

$2.22 LKR 740

248.20%

Imported Beer (0.33 liter bottle)

$5.56 HK$43.62

$2.96 LKR 984

87.84%

Milk (1 liter)

$2.94 HK$23.01

$1.64 LKR 544

79.27%

White Bread (500g)

$2.41 HK$18.91

$0.53 LKR 176

354.72%

Rice (white) (1kg)

$2.22 HK$17.42

$0.80 LKR 267

177.50%

Eggs

$3.41 HK$26.73

$1.63 LKR 542

109.20%

Local Cheese (1kg)

$23.18 HK$182

$15.16 LKR 5,041

52.90%

Chicken Fillets (1kg)

$8.67 HK$68.0

$5.02 LKR 1,668

72.71%

Beef Round Steak (1kg)

$17.90 HK$140

$7.73 LKR 2,569

131.57%

Apples (1kg)

$4.21 HK$33.02

$6.65 LKR 2,211

-36.69%

Banana (1kg)

$2.58 HK$20.19

$0.87 LKR 290

196.55%

Oranges (1kg)

$4.68 HK$36.68

$4.17 LKR 1,387

12.23%

Tomato (1kg)

$4.00 HK$31.33

$1.27 LKR 422

214.96%

Potato (1kg)

$3.19 HK$24.98

$1.03 LKR 343

209.71%

Onion (1kg)

$3.27 HK$25.60

$0.82 LKR 273

298.78%

Lettuce (1 head)

$1.57 HK$12.29

$1.21 LKR 404

29.75%

Water (1.5 liter bottle)

$1.71 HK$13.44

$0.46 LKR 152

271.74%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 HK$105

$10.12 LKR 3,365

31.72%

Wine (Bottle)

$15.56 HK$122

$13.32 LKR 4,429

16.82%

Local Beer (0.5 liter bottle)

$2.02 HK$15.87

$1.89 LKR 627

6.88%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.83

$2.86 LKR 951

-20.28%

One-way Ticket (Public Transport)

$1.23 HK$9.67

Public Transport Monthly Pass (Regular Price)

$87.6 HK$686

Taxi Start (Normal Tariff)

$3.76 HK$29.46

$0.40 LKR 134

840.00%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.19

$0.31 LKR 102

319.35%

Taxi 1hour Waiting (Normal Tariff)

$15.93 HK$125

$0.87 LKR 289

1731.03%

Gasoline (1 liter)

$4.27 HK$33.48

$1.33 LKR 441

221.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.0K HK$352.7K

$42.8K LKR 14.2M

5.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K HK$294.8K

$45.3K LKR 15.1M

-17.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 HK$1,859

$56.8 LKR 18.9K

317.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 HK$121

$4.18 LKR 1,389

269.86%

Internet (50+ Mbps, Unlimited Data)

$22.46 HK$176

$20.40 LKR 6,784

10.10%

Gym Membership (Monthly)

$97.4 HK$764

Tennis Court (1 Hour on Weekend)

$9.02 HK$70.7

Cinema Ticket

$12.98 HK$102

$4.62 LKR 1,535

180.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 HK$10.2K

$40.68 LKR 13.5K

3100.39%

International Primary School, 1 Child (Yearly)

$30.3K HK$237.2K

$17.0K LKR 5.7M

77.53%

Jeans (Levis 501 Or Similar)

$68.0 HK$533

$17.86 LKR 5,939

280.57%

Summer Dress (H&M, Zara, etc)

$42.80 HK$335

$17.69 LKR 5,881

141.94%

Sport Shoes (Adidas, Nike)

$81.3 HK$637

$79.7 LKR 26.5K

2.02%

Men's Leather Business Shoes

$121 HK$949

$41.15 LKR 13.7K

194.24%

1-bedroom Apartment, City Center (Monthly)

$2,385 HK$18.7K

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 HK$14.1K

3-bedroom Apartment, City Center (Monthly)

$5,695 HK$44.6K

3-bedroom Apartment, Outside City Center (Monthly)

$3,786 HK$29.7K

Buy Apartment in City Center (m2)

$28.8K HK$226.0K

Buy Apartment Outside City Center (m2)

$18.9K HK$147.9K

Average Monthly Net Salary (After Tax)

$3,194 HK$25.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

12.5

-68.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: November 2, 2026

Last update for Ragama: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.8%

Ragama

- * 0% 100%

Groceries & Markets

Hong Kong

$407 13.3%

Ragama

$244 47.8% 40.1% $163

Monthly Utilities & Internet

Hong Kong

$275 9%

Ragama

$81 16% 70.4% $194

Eating Out

Hong Kong

$208 6.8%

Ragama

$103 20.3% 50.4% $105

Clothing & Footwear

Hong Kong

$141 4.6%

Ragama

$70 13.8% 50.1% $71

Sport & Entertainment

Hong Kong

$123 4%

Ragama

$9.2 * 1.8% 92.5% $114

Getting Around

Hong Kong

$103 3.4%

Ragama

$1.9 * 0.4% 98.1% $101

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $63 in Hong Kong versus $25 in Ragama. Monthly groceries follow the same trend: $407 vs $244 – making Ragama the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇱🇰 Ragama

🕒 Local time

16:25 4:25 PM

13:55 1:55 PM

2 h 30 min behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

15,000

💱 Currency

Hong Kong Dollar HKD $

Sri Lankan Rupee LKR Rs

📈 Exchange rate

1 HKD = 0.128 USD

1 HKD = 0.114 EUR

1,000 LKR = 3.01 USD

1,000 LKR = 2.68 EUR

Exchange rates and currency converter

LKR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of November 6, 2026: 1 USD = 7.84 HKD (1 HKD = 0.128 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

Sri Lankan Rupee exchange rates as of November 6, 2026: 1 USD = 333 LKR (1,000 LKR = 3.01 USD). 1 EUR = 373 LKR (1,000 LKR = 2.68 EUR).

USD to HKD in detail →

On the map

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Hong Kong Ragama 4,040 km ≈ 6 h nonstop flight

From you

Hong Kong
Ragama

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Ragama: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,050 in Hong Kong, $510 in Ragama – Ragama comes out roughly 83% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,576 per month in Hong Kong and $765 in Ragama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $63 in Hong Kong and $25 in Ragama. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 67% more in Hong Kong, though the gap depends on what you buy.

A $1,200 monthly budget goes further in Ragama, where all-in costs run around $510, than in Hong Kong at $3,050. In Ragama it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $510 in Ragama to $3,050 in Hong Kong. Climate, culture, job market, and personal taste all factor in.