Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Phu Quoc

For one person, living is cheaper in Phu Quoc: $730 a month against $3,005 in Hong Kong, rent and utilities included – about $27,300 less a year. Rent and utilities account for most of the difference.

145

Cost of Living Index in Hong Kong
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Hong Kong Living Index
35

Cost of Living Index in Phu Quoc
Learn more

Phu Quoc Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,005

/mo nomad

Phu Quoc

🇻🇳 Vietnam

$730

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Phu Quoc

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Phu Quoc actually costs, broken down by who's living it.

A single person spends $3,005 per month in Hong Kong vs $730 in Phu Quoc, rent included.

Hong Kong $3,005
Phu Quoc $730

A couple spends around $4,643 per month in Hong Kong vs $1,165 in Phu Quoc, rent included.

Hong Kong $4,643
Phu Quoc $1,165

A family of three spends $6,281 per month in Hong Kong vs $1,600 in Phu Quoc, rent included.

Hong Kong $6,281
Phu Quoc $1,600

Hong Kong costs about 312% more than Phu Quoc, and outside of rent the biggest gap is in groceries.

Hong Kong sits 122% above the global median, while Phu Quoc is 46% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.80 HK$61.2

$1.94 ₫50.3K

302.06%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$21.47 ₫555.9K

201.44%

Fast Food Meal (McDonalds, etc)

$6.24 HK$48.97

$4.71 ₫122.0K

32.48%

Cappuccino

$5.01 HK$39.34

$1.77 ₫45.7K

183.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.29 HK$10.12

$0.50 ₫13.0K

158.00%

Water (0.33 liter bottle)

$1.11 HK$8.74

$0.30 ₫7,877

270.00%

Local Beer (0.5 liter draught)

$7.77 HK$61.0

$0.99 ₫25.7K

684.85%

Imported Beer (0.33 liter bottle)

$6.41 HK$50.3

$1.50 ₫38.9K

327.33%

Milk (1 liter)

$2.90 HK$22.79

$1.36 ₫35.2K

113.24%

White Bread (500g)

$2.33 HK$18.29

$1.01 ₫26.3K

130.69%

Rice (white) (1kg)

$2.23 HK$17.51

$0.98 ₫25.5K

127.55%

Eggs

$3.45 HK$27.04

$1.41 ₫36.6K

144.68%

Local Cheese (1kg)

$24.96 HK$196

$11.76 ₫304.3K

112.24%

Chicken Fillets (1kg)

$8.79 HK$69.0

$3.62 ₫93.8K

142.82%

Beef Round Steak (1kg)

$17.71 HK$139

$10.15 ₫262.9K

74.48%

Apples (1kg)

$4.15 HK$32.59

$2.67 ₫69.0K

55.43%

Banana (1kg)

$2.63 HK$20.62

$1.05 ₫27.2K

150.48%

Oranges (1kg)

$4.54 HK$35.65

$1.29 ₫33.4K

251.94%

Tomato (1kg)

$4.09 HK$32.08

$1.08 ₫28.1K

278.70%

Potato (1kg)

$3.22 HK$25.25

$1.03 ₫26.7K

212.62%

Onion (1kg)

$3.26 HK$25.56

$1.05 ₫27.2K

210.48%

Lettuce (1 head)

$1.65 HK$12.94

$0.65 ₫16.9K

153.85%

Water (1.5 liter bottle)

$1.74 HK$13.62

$0.51 ₫13.2K

241.18%

Cigarettes 20 Pack (Marlboro, Camel)

$13.45 HK$106

$1.38 ₫35.7K

874.64%

Wine (Bottle)

$15.16 HK$119

$11.26 ₫291.5K

34.64%

Local Beer (0.5 liter bottle)

$1.97 HK$15.44

$0.74 ₫19.1K

166.22%

Imported Beer (0.33 liter bottle)

$2.22 HK$17.42

$1.59 ₫41.2K

39.62%

One-way Ticket (Public Transport)

$1.28 HK$10.04

$0.35 ₫8,958

265.71%

Public Transport Monthly Pass (Regular Price)

$90.1 HK$707

$6.50 ₫168.2K

1286.31%

Taxi Start (Normal Tariff)

$3.67 HK$28.84

$0.72 ₫18.7K

409.72%

Taxi (Normal Tariff) (1km)

$1.35 HK$10.60

$0.62 ₫16.0K

117.74%

Taxi 1hour Waiting (Normal Tariff)

$16.21 HK$127

$2.70 ₫69.9K

500.37%

Gasoline (1 liter)

$4.20 HK$32.94

$0.86 ₫22.2K

388.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.9K HK$352.2K

$35.3K ₫914.1M

27.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.8K HK$288.9K

$31.6K ₫818.3M

16.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$238 HK$1,865

$74.4 ₫1.9M

219.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.70 HK$123

$5.96 ₫154.4K

163.42%

Internet (50+ Mbps, Unlimited Data)

$21.91 HK$172

$8.48 ₫219.5K

158.37%

Gym Membership (Monthly)

$91.1 HK$715

$21.85 ₫565.8K

317.12%

Tennis Court (1 Hour on Weekend)

$9.14 HK$71.8

$7.84 ₫202.9K

16.58%

Cinema Ticket

$12.96 HK$102

$3.05 ₫79.1K

324.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,172 HK$9,201

$262 ₫6.8M

348.32%

International Primary School, 1 Child (Yearly)

$22.2K HK$174.2K

$11.5K ₫297.4M

93.24%

Jeans (Levis 501 Or Similar)

$67.9 HK$533

$41.39 ₫1.1M

64.12%

Summer Dress (H&M, Zara, etc)

$43.57 HK$342

$22.91 ₫593.1K

90.18%

Sport Shoes (Adidas, Nike)

$83.1 HK$652

$84.8 ₫2.2M

-2.01%

Men's Leather Business Shoes

$123 HK$963

$74.4 ₫1.9M

65.07%

1-bedroom Apartment, City Center (Monthly)

$2,255 HK$17.7K

$359 ₫9.3M

528.72%

1-bedroom Apartment, Outside City Center (Monthly)

$1,752 HK$13.7K

$248 ₫6.4M

605.87%

3-bedroom Apartment, City Center (Monthly)

$5,173 HK$40.6K

$717 ₫18.6M

621.78%

3-bedroom Apartment, Outside City Center (Monthly)

$3,543 HK$27.8K

$527 ₫13.6M

572.02%

Buy Apartment in City Center (m2)

$29.3K HK$229.7K

$2,109 ₫54.6M

1287.47%

Buy Apartment Outside City Center (m2)

$17.5K HK$137.1K

$1,229 ₫31.8M

1322.22%

Average Monthly Net Salary (After Tax)

$3,285 HK$25.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

9.1

-58.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 17, 2026

Last update for Phu Quoc: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.3%

Phu Quoc

$248 34% 85.8% $1.5K

Groceries & Markets

Hong Kong

$410 13.7%

Phu Quoc

$191 26.1% 53.5% $220

Monthly Utilities & Internet

Hong Kong

$275 9.2%

Phu Quoc

$89 12.2% 67.7% $186

Eating Out

Hong Kong

$203 6.7%

Phu Quoc

$62 8.5% 69.4% $140

Clothing & Footwear

Hong Kong

$143 4.8%

Phu Quoc

$101 13.8% 29.6% $42

Sport & Entertainment

Hong Kong

$117 3.9%

Phu Quoc

$28 3.8% 76.1% $89

Getting Around

Hong Kong

$106 3.5%

Phu Quoc

$12 1.6% 88.9% $94

Cost Breakdown

A central one-bedroom costs $2,255 in Hong Kong versus $359 in Phu Quoc. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $65.0 in Hong Kong versus $21.00 in Phu Quoc. Monthly groceries follow the same trend: $410 vs $191 – making Phu Quoc the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇻🇳 Phu Quoc

🕒 Local time

04:37 4:37 AM

03:37 3:37 AM

1 h behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

144,460

💱 Currency

Hong Kong Dollar HKD $

Vietnamese Dong VND ₫

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

Exchange rates and currency converter

VND, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 20, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Vietnamese Dong exchange rates as of October 20, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

USD to HKD in detail →

On the map

Lowest

Highest

Between locations

Hong Kong Phu Quoc 1,720 km ≈ 2 h 45 min nonstop flight

From you

Hong Kong
Phu Quoc

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Phu Quoc: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,005 in Hong Kong, $730 in Phu Quoc – roughly 312% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,508 per month in Hong Kong and $1,095 in Phu Quoc. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Phu Quoc, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $21.00 in Phu Quoc. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,005 in Hong Kong and $730 in Phu Quoc. That's a gap of about 312%.

A $1,000 monthly budget goes further in Phu Quoc, where all-in costs run around $730, than in Hong Kong at $3,005. In Phu Quoc it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $730 in Phu Quoc to $3,005 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Phu Quoc. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.