Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Phan Thiet

For one person, living is cheaper in Phan Thiet: $647 a month against $2,984 in Hong Kong, rent and utilities included – about $28,000 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
32

Cost of Living Index in Phan Thiet
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Phan Thiet Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Phan Thiet

🇻🇳 Vietnam

$647

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Phan Thiet

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Phan Thiet actually costs, broken down by who's living it.

A single person spends $2,984 per month in Hong Kong vs $647 in Phan Thiet, rent included.

Hong Kong $2,984
Phan Thiet $647

A couple spends around $4,584 per month in Hong Kong vs $1,070 in Phan Thiet, rent included.

Hong Kong $4,584
Phan Thiet $1,070

A family of three spends $6,183 per month in Hong Kong vs $1,493 in Phan Thiet, rent included.

Hong Kong $6,183
Phan Thiet $1,493

Hong Kong costs about 361% more than Phan Thiet, and outside of rent the biggest gap is in groceries.

Hong Kong sits 121% above the global median, while Phan Thiet is 52% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.75 HK$60.8

$2.71 ₫70.3K

185.98%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$23.33 ₫603.9K

177.24%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$4.46 ₫115.4K

38.57%

Cappuccino

$5.08 HK$39.85

$0.59 ₫15.4K

761.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$0.40 ₫10.2K

227.50%

Water (0.33 liter bottle)

$1.09 HK$8.56

$0.21 ₫5,436

419.05%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$0.64 ₫16.5K

1067.19%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$1.25 ₫32.4K

420.00%

Milk (1 liter)

$2.89 HK$22.71

$1.32 ₫34.0K

118.94%

White Bread (500g)

$2.31 HK$18.14

$0.38 ₫9,834

507.89%

Rice (white) (1kg)

$2.13 HK$16.71

$0.91 ₫23.6K

134.07%

Eggs

$3.52 HK$27.65

$1.14 ₫29.5K

208.77%

Local Cheese (1kg)

$24.72 HK$194

$11.95 ₫309.3K

106.86%

Chicken Fillets (1kg)

$8.52 HK$66.9

$3.05 ₫78.9K

179.34%

Beef Round Steak (1kg)

$18.00 HK$141

$8.66 ₫224.2K

107.85%

Apples (1kg)

$4.18 HK$32.79

$1.90 ₫49.2K

120.00%

Banana (1kg)

$2.68 HK$21.07

$0.82 ₫21.3K

226.83%

Oranges (1kg)

$4.49 HK$35.22

$1.06 ₫27.5K

323.58%

Tomato (1kg)

$4.03 HK$31.66

$1.19 ₫30.7K

238.66%

Potato (1kg)

$3.12 HK$24.51

$0.77 ₫20.0K

305.19%

Onion (1kg)

$3.15 HK$24.72

$0.67 ₫17.3K

370.15%

Lettuce (1 head)

$1.62 HK$12.75

$0.59 ₫15.3K

174.58%

Water (1.5 liter bottle)

$1.74 HK$13.66

$0.51 ₫13.1K

241.18%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$1.51 ₫39.1K

794.04%

Wine (Bottle)

$16.54 HK$130

$9.43 ₫244.2K

75.40%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$0.37 ₫9,708

424.32%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$1.58 ₫40.9K

37.97%

One-way Ticket (Public Transport)

$1.41 HK$11.04

$0.29 ₫7,633

386.21%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

$5.85 ₫151.6K

1415.04%

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$0.59 ₫15.4K

525.42%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$0.60 ₫15.6K

120.00%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$2.70 ₫70.0K

484.07%

Gasoline (1 liter)

$4.03 HK$31.65

$0.85 ₫22.0K

374.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$30.3K ₫785.1M

47.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.6K

$27.6K ₫713.7M

37.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$44.46 ₫1.2M

461.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$6.64 ₫171.9K

134.94%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$9.19 ₫237.8K

136.89%

Gym Membership (Monthly)

$94.2 HK$739

$24.09 ₫623.6K

290.91%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

$7.87 ₫203.7K

18.04%

Cinema Ticket

$13.91 HK$109

$1.99 ₫51.4K

598.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$214 ₫5.6M

441.96%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$3,808 ₫98.6M

474.30%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$22.86 ₫591.8K

197.42%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$23.30 ₫603.1K

79.87%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$38.44 ₫995.1K

107.44%

Men's Leather Business Shoes

$122 HK$956

$57.7 ₫1.5M

111.10%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$355 ₫9.2M

531.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$271 ₫7.0M

534.58%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$756 ₫19.6M

567.14%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$606 ₫15.7M

466.85%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

$2,829 ₫73.2M

931.56%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$1,195 ₫30.9M

1370.80%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

8.46

-53.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Phan Thiet: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Phan Thiet

$271 41.8% 84.2% $1.4K

Groceries & Markets

Hong Kong

$411 13.8%

Phan Thiet

$163 25.2% 60.4% $248

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Phan Thiet

$60 9.3% 79% $227

Eating Out

Hong Kong

$201 6.8%

Phan Thiet

$50 7.8% 75% $151

Clothing & Footwear

Hong Kong

$140 4.7%

Phan Thiet

$64 9.9% 54.3% $76

Sport & Entertainment

Hong Kong

$122 4.1%

Phan Thiet

$28 4.3% 77% $94

Getting Around

Hong Kong

$105 3.5%

Phan Thiet

$11 1.7% 89.8% $94

Cost Breakdown

A central one-bedroom costs $2,241 in Hong Kong versus $355 in Phan Thiet. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $65.0 in Hong Kong versus $23.00 in Phan Thiet. Monthly groceries follow the same trend: $411 vs $163 – making Phan Thiet the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇻🇳 Phan Thiet

🕒 Local time

22:59 10:59 PM

21:59 9:59 PM

1 h behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

255,000

💱 Currency

Hong Kong Dollar HKD $

Vietnamese Dong VND ₫

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

Exchange rates and currency converter

VND, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 18, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Vietnamese Dong exchange rates as of October 18, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

USD to HKD in detail →

On the map

Lowest

Highest

Between locations

Hong Kong Phan Thiet 1,420 km ≈ 2 h 15 min nonstop flight

From you

Hong Kong
Phan Thiet

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Phan Thiet: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,984 in Hong Kong, $647 in Phan Thiet – roughly 361% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,476 per month in Hong Kong and $970 in Phan Thiet. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Phan Thiet, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $23.00 in Phan Thiet. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,984 in Hong Kong and $647 in Phan Thiet. That's a gap of about 361%.

A $2,000 monthly budget goes further in Phan Thiet, where all-in costs run around $647, than in Hong Kong at $2,984. In Phan Thiet it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $647 in Phan Thiet to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Phan Thiet. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.