Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Phan Rang

For one person, living is cheaper in Phan Rang: $707 a month against $2,984 in Hong Kong, rent and utilities included – about $27,300 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
34

Cost of Living Index in Phan Rang
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Phan Rang Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Phan Rang

🇻🇳 Vietnam

$707

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Phan Rang

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Phan Rang actually costs, broken down by who's living it.

A single person spends $2,984 per month in Hong Kong vs $707 in Phan Rang, rent included.

Hong Kong $2,984
Phan Rang $707

A couple spends around $4,584 per month in Hong Kong vs $1,161 in Phan Rang, rent included.

Hong Kong $4,584
Phan Rang $1,161

A family of three spends $6,183 per month in Hong Kong vs $1,615 in Phan Rang, rent included.

Hong Kong $6,183
Phan Rang $1,615

Hong Kong costs about 322% more than Phan Rang, and outside of rent the biggest gap is in groceries.

Hong Kong sits 121% above the global median, while Phan Rang is 48% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.75 HK$60.8

$1.18 ₫30.6K

556.78%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$23.16 ₫599.5K

179.27%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$4.47 ₫115.8K

38.26%

Cappuccino

$5.08 HK$39.85

$1.72 ₫44.4K

195.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$0.52 ₫13.6K

151.92%

Water (0.33 liter bottle)

$1.09 HK$8.56

$0.26 ₫6,667

319.23%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$1.06 ₫27.4K

604.72%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$1.70 ₫44.0K

282.35%

Milk (1 liter)

$2.89 HK$22.71

$1.19 ₫30.8K

142.86%

White Bread (500g)

$2.31 HK$18.14

$1.05 ₫27.3K

120.00%

Rice (white) (1kg)

$2.13 HK$16.71

$0.99 ₫25.7K

115.15%

Eggs

$3.52 HK$27.65

$1.22 ₫31.6K

188.52%

Local Cheese (1kg)

$24.72 HK$194

$5.75 ₫148.9K

329.91%

Chicken Fillets (1kg)

$8.52 HK$66.9

$3.55 ₫91.9K

140.00%

Beef Round Steak (1kg)

$18.00 HK$141

$5.60 ₫145.1K

221.43%

Apples (1kg)

$4.18 HK$32.79

$2.61 ₫67.7K

60.15%

Banana (1kg)

$2.68 HK$21.07

$1.30 ₫33.6K

106.15%

Oranges (1kg)

$4.49 HK$35.22

$1.62 ₫41.9K

177.16%

Tomato (1kg)

$4.03 HK$31.66

$1.30 ₫33.6K

210.00%

Potato (1kg)

$3.12 HK$24.51

$1.22 ₫31.5K

155.74%

Onion (1kg)

$3.15 HK$24.72

$1.18 ₫30.6K

166.95%

Lettuce (1 head)

$1.62 HK$12.75

$0.76 ₫19.7K

113.16%

Water (1.5 liter bottle)

$1.74 HK$13.66

$0.36 ₫9,356

383.33%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$1.26 ₫32.7K

971.43%

Wine (Bottle)

$16.54 HK$130

$12.23 ₫316.7K

35.24%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$0.60 ₫15.4K

223.33%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$1.01 ₫26.1K

115.84%

One-way Ticket (Public Transport)

$1.41 HK$11.04

$0.31 ₫8,128

354.84%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

$6.37 ₫164.9K

1291.37%

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$0.75 ₫19.4K

392.00%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$0.61 ₫15.7K

116.39%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$3.06 ₫79.2K

415.36%

Gasoline (1 liter)

$4.03 HK$31.65

$0.89 ₫23.1K

352.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$30.1K ₫780.5M

48.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.6K

$31.0K ₫802.8M

21.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$37.90 ₫981.1K

558.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$5.66 ₫146.6K

175.62%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$8.37 ₫216.7K

160.10%

Gym Membership (Monthly)

$94.2 HK$739

$22.32 ₫577.8K

321.91%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

$7.65 ₫198.0K

21.44%

Cinema Ticket

$13.91 HK$109

$3.42 ₫88.6K

306.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$234 ₫6.1M

396.35%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$23.1K ₫597.5M

-5.25%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$51.0 ₫1.3M

33.37%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$34.52 ₫893.6K

21.41%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$91.6 ₫2.4M

-12.95%

Men's Leather Business Shoes

$122 HK$956

$95.8 ₫2.5M

27.16%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$399 ₫10.3M

462.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$277 ₫7.2M

520.42%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$756 ₫19.6M

566.76%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$611 ₫15.8M

462.09%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

$2,891 ₫74.8M

909.34%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$1,286 ₫33.3M

1265.94%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

8.64

-54.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Phan Rang: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Phan Rang

$277 39.2% 83.9% $1.4K

Groceries & Markets

Hong Kong

$411 13.8%

Phan Rang

$160 22.6% 61.1% $251

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Phan Rang

$52 7.3% 81.9% $235

Eating Out

Hong Kong

$201 6.8%

Phan Rang

$55 7.8% 72.5% $146

Clothing & Footwear

Hong Kong

$140 4.7%

Phan Rang

$123 17.4% 12.4% $17

Sport & Entertainment

Hong Kong

$122 4.1%

Phan Rang

$29 4.1% 76.1% $93

Getting Around

Hong Kong

$105 3.5%

Phan Rang

$11 1.6% 89.1% $93

Cost Breakdown

A central one-bedroom costs $2,241 in Hong Kong versus $399 in Phan Rang. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $65.0 in Hong Kong versus $23.00 in Phan Rang. Monthly groceries follow the same trend: $411 vs $160 – making Phan Rang the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇻🇳 Phan Rang

🕒 Local time

02:08 2:08 AM

01:08 1:08 AM

1 h behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

207,998

💱 Currency

Hong Kong Dollar HKD $

Vietnamese Dong VND ₫

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

Exchange rates and currency converter

VND, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 17, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Vietnamese Dong exchange rates as of October 17, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,108 VND (100,000 VND = 3.44 EUR).

USD to HKD in detail →

On the map

Lowest

Highest

Between locations

Hong Kong Phan Rang 1,310 km ≈ 2 h 15 min nonstop flight

From you

Hong Kong
Phan Rang

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Phan Rang: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,984 in Hong Kong, $707 in Phan Rang – roughly 322% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,476 per month in Hong Kong and $1,061 in Phan Rang. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Phan Rang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $23.00 in Phan Rang. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,984 in Hong Kong and $707 in Phan Rang. That's a gap of about 322%.

A $1,500 monthly budget goes further in Phan Rang, where all-in costs run around $707, than in Hong Kong at $2,984. In Phan Rang it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $707 in Phan Rang to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Phan Rang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.