Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Okazaki

For one person, living is cheaper in Okazaki: $1,313 a month against $2,984 in Hong Kong, rent and utilities included – about $20,100 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
62

Cost of Living Index in Okazaki
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Okazaki Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Okazaki

🇯🇵 Japan

$1,313

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Okazaki

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Okazaki actually costs, broken down by who's living it.

A single person spends $2,984 per month in Hong Kong vs $1,313 in Okazaki, rent included.

Hong Kong $2,984
Okazaki $1,313

A couple spends around $4,584 per month in Hong Kong vs $2,013 in Okazaki, rent included.

Hong Kong $4,584
Okazaki $2,013

A family of three spends $6,183 per month in Hong Kong vs $2,713 in Okazaki, rent included.

Hong Kong $6,183
Okazaki $2,713

Hong Kong costs about 127% more than Okazaki, and outside of rent the biggest gap is in eating out.

Hong Kong sits 121% above the global median, while Okazaki is 3% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.75 HK$60.8

$7.60 ¥1,200

1.97%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$31.06 ¥4,907

108.24%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$4.97 ¥785

24.35%

Cappuccino

$5.08 HK$39.85

$2.39 ¥378

112.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$1.19 ¥189

10.08%

Water (0.33 liter bottle)

$1.09 HK$8.56

$0.62 ¥98.0

75.81%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$2.10 ¥332

255.71%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$2.24 ¥354

190.18%

Milk (1 liter)

$2.89 HK$22.71

$1.48 ¥233

95.27%

White Bread (500g)

$2.31 HK$18.14

$1.31 ¥207

76.34%

Rice (white) (1kg)

$2.13 HK$16.71

$5.53 ¥874

-61.48%

Eggs

$3.52 HK$27.65

$2.04 ¥322

72.55%

Local Cheese (1kg)

$24.72 HK$194

$12.85 ¥2,030

92.37%

Chicken Fillets (1kg)

$8.52 HK$66.9

$9.61 ¥1,518

-11.34%

Beef Round Steak (1kg)

$18.00 HK$141

$32.52 ¥5,138

-44.65%

Apples (1kg)

$4.18 HK$32.79

$3.70 ¥585

12.97%

Banana (1kg)

$2.68 HK$21.07

$2.34 ¥369

14.53%

Oranges (1kg)

$4.49 HK$35.22

$6.44 ¥1,017

-30.28%

Tomato (1kg)

$4.03 HK$31.66

$4.09 ¥646

-1.47%

Potato (1kg)

$3.12 HK$24.51

$3.84 ¥607

-18.75%

Onion (1kg)

$3.15 HK$24.72

$3.45 ¥544

-8.70%

Lettuce (1 head)

$1.62 HK$12.75

$1.30 ¥205

24.62%

Water (1.5 liter bottle)

$1.74 HK$13.66

$1.01 ¥160

72.28%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$3.45 ¥545

291.30%

Wine (Bottle)

$16.54 HK$130

$7.99 ¥1,262

107.01%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$2.03 ¥321

-4.43%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$1.51 ¥239

44.37%

One-way Ticket (Public Transport)

$1.41 HK$11.04

$1.30 ¥205

8.46%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

$54.6 ¥8,619

62.45%

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$3.13 ¥495

17.89%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$3.06 ¥484

-56.86%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$26.40 ¥4,171

-40.27%

Gasoline (1 liter)

$4.03 HK$31.65

$1.09 ¥172

269.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$20.3K ¥3.2M

119.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.6K

$16.6K ¥2.6M

128.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$142 ¥22.5K

75.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$23.62 ¥3,731

-33.95%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$43.51 ¥6,875

-49.97%

Gym Membership (Monthly)

$94.2 HK$739

$52.0 ¥8,211

81.20%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

Cinema Ticket

$13.91 HK$109

$9.70 ¥1,532

43.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$319 ¥50.3K

264.81%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$6,212 ¥981.4K

252.06%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$49.66 ¥7,845

36.91%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$25.32 ¥4,000

65.52%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$45.94 ¥7,258

73.57%

Men's Leather Business Shoes

$122 HK$956

$66.2 ¥10.5K

84.07%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$531 ¥83.9K

321.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$357 ¥56.4K

381.09%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$1,239 ¥195.7K

306.93%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$663 ¥104.7K

418.43%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

$4,681 ¥739.6K

523.29%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$1,743 ¥275.4K

907.79%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

2.28

71.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Okazaki: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Okazaki

$357 27.2% 79.2% $1.4K

Groceries & Markets

Hong Kong

$411 13.8%

Okazaki

$386 29.4% 6% $25

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Okazaki

$209 16% 27.1% $78

Eating Out

Hong Kong

$201 6.8%

Okazaki

$127 9.7% 37.1% $75

Clothing & Footwear

Hong Kong

$140 4.7%

Okazaki

$84 6.4% 39.9% $56

Sport & Entertainment

Hong Kong

$122 4.1%

Okazaki

$71 5.4% 41.5% $51

Getting Around

Hong Kong

$105 3.5%

Okazaki

$78 6% 25.2% $26

Cost Breakdown

A central one-bedroom costs $2,241 in Hong Kong versus $531 in Okazaki. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $65.0 in Hong Kong versus $31.00 in Okazaki. Monthly groceries follow the same trend: $411 vs $386 – making Okazaki the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇯🇵 Okazaki

🕒 Local time

16:31 4:31 PM

17:31 5:31 PM

1 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

382,846

💱 Currency

Hong Kong Dollar HKD $

Japanese Yen JPY ¥

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 19, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to HKD in detail →

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Between locations

Hong Kong Okazaki 2,640 km ≈ 3 h 45 min nonstop flight

From you

Hong Kong
Okazaki

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Okazaki: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,984 in Hong Kong, $1,313 in Okazaki – roughly 127% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,476 per month in Hong Kong and $1,969 in Okazaki. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Okazaki, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $31.00 in Okazaki. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,984 in Hong Kong and $1,313 in Okazaki. That's a gap of about 127%.

A $1,500 monthly budget goes further in Okazaki, where all-in costs run around $1,313, than in Hong Kong at $2,984. In Okazaki it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,313 in Okazaki to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Okazaki. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.