Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Nganjuk

For one person, living is cheaper in Nganjuk: $625 a month against $3,005 in Hong Kong, rent and utilities included – about $28,600 less a year. Rent and utilities account for most of the difference.

145

Cost of Living Index in Hong Kong
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Hong Kong Living Index
30

Cost of Living Index in Nganjuk
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Nganjuk Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,005

/mo nomad

Nganjuk

🇮🇩 Indonesia

$625

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Nganjuk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Nganjuk actually costs, broken down by who's living it.

A single person spends $3,005 per month in Hong Kong vs $625 in Nganjuk, rent included.

Hong Kong $3,005
Nganjuk $625

A couple spends around $4,643 per month in Hong Kong vs $991 in Nganjuk, rent included.

Hong Kong $4,643
Nganjuk $991

A family of three spends $6,281 per month in Hong Kong vs $1,357 in Nganjuk, rent included.

Hong Kong $6,281
Nganjuk $1,357

Hong Kong costs about 381% more than Nganjuk, and outside of rent the biggest gap is in groceries.

Hong Kong sits 122% above the global median, while Nganjuk is 54% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.80 HK$61.2

$1.71 Rp 30.7K

356.14%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$13.91 Rp 250.5K

365.28%

Fast Food Meal (McDonalds, etc)

$6.24 HK$48.97

$3.27 Rp 58.8K

90.83%

Cappuccino

$5.01 HK$39.34

$1.53 Rp 27.5K

227.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.29 HK$10.12

$0.47 Rp 8,373

174.47%

Water (0.33 liter bottle)

$1.11 HK$8.74

$0.23 Rp 4,139

382.61%

Local Beer (0.5 liter draught)

$7.77 HK$61.0

$2.18 Rp 39.2K

256.42%

Imported Beer (0.33 liter bottle)

$6.41 HK$50.3

$3.52 Rp 63.4K

82.10%

Milk (1 liter)

$2.90 HK$22.79

$1.13 Rp 20.3K

156.64%

White Bread (500g)

$2.33 HK$18.29

$1.10 Rp 19.8K

111.82%

Rice (white) (1kg)

$2.23 HK$17.51

$0.82 Rp 14.8K

171.95%

Eggs

$3.45 HK$27.04

$1.47 Rp 26.4K

134.69%

Local Cheese (1kg)

$24.96 HK$196

$7.13 Rp 128.4K

250.07%

Chicken Fillets (1kg)

$8.79 HK$69.0

$3.02 Rp 54.4K

191.06%

Beef Round Steak (1kg)

$17.71 HK$139

$7.83 Rp 140.9K

126.18%

Apples (1kg)

$4.15 HK$32.59

$2.28 Rp 41.1K

82.02%

Banana (1kg)

$2.63 HK$20.62

$1.31 Rp 23.6K

100.76%

Oranges (1kg)

$4.54 HK$35.65

$1.70 Rp 30.6K

167.06%

Tomato (1kg)

$4.09 HK$32.08

$1.22 Rp 22.0K

235.25%

Potato (1kg)

$3.22 HK$25.25

$1.25 Rp 22.5K

157.60%

Onion (1kg)

$3.26 HK$25.56

$1.91 Rp 34.3K

70.68%

Lettuce (1 head)

$1.65 HK$12.94

$0.79 Rp 14.2K

108.86%

Water (1.5 liter bottle)

$1.74 HK$13.62

$0.40 Rp 7,203

335.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.45 HK$106

$2.72 Rp 48.9K

394.49%

Wine (Bottle)

$15.16 HK$119

$21.24 Rp 382.3K

-28.63%

Local Beer (0.5 liter bottle)

$1.97 HK$15.44

$1.90 Rp 34.3K

3.68%

Imported Beer (0.33 liter bottle)

$2.22 HK$17.42

$2.92 Rp 52.6K

-23.97%

One-way Ticket (Public Transport)

$1.28 HK$10.04

$0.27 Rp 4,843

374.07%

Public Transport Monthly Pass (Regular Price)

$90.1 HK$707

Taxi Start (Normal Tariff)

$3.67 HK$28.84

$0.50 Rp 8,913

634.00%

Taxi (Normal Tariff) (1km)

$1.35 HK$10.60

$0.35 Rp 6,257

285.71%

Taxi 1hour Waiting (Normal Tariff)

$16.21 HK$127

$2.61 Rp 46.9K

521.07%

Gasoline (1 liter)

$4.20 HK$32.94

$0.80 Rp 14.4K

425.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.9K HK$352.2K

$23.6K Rp 425.3M

89.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.8K HK$288.9K

$30.7K Rp 553.3M

19.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$238 HK$1,865

$67.3 Rp 1.2M

252.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.70 HK$123

$4.40 Rp 79.2K

256.82%

Internet (50+ Mbps, Unlimited Data)

$21.91 HK$172

$19.40 Rp 349.1K

12.94%

Gym Membership (Monthly)

$91.1 HK$715

$19.93 Rp 358.8K

357.30%

Tennis Court (1 Hour on Weekend)

$9.14 HK$71.8

$8.44 Rp 152.0K

8.29%

Cinema Ticket

$12.96 HK$102

$2.71 Rp 48.8K

378.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,172 HK$9,201

$94.1 Rp 1.7M

1146.31%

International Primary School, 1 Child (Yearly)

$22.2K HK$174.2K

$7,683 Rp 138.3M

188.93%

Jeans (Levis 501 Or Similar)

$67.9 HK$533

$44.01 Rp 792.1K

54.35%

Summer Dress (H&M, Zara, etc)

$43.57 HK$342

$28.55 Rp 513.8K

52.61%

Sport Shoes (Adidas, Nike)

$83.1 HK$652

$73.1 Rp 1.3M

13.69%

Men's Leather Business Shoes

$123 HK$963

$71.6 Rp 1.3M

71.41%

1-bedroom Apartment, City Center (Monthly)

$2,255 HK$17.7K

$232 Rp 4.2M

872.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,752 HK$13.7K

$148 Rp 2.7M

1087.60%

3-bedroom Apartment, City Center (Monthly)

$5,173 HK$40.6K

$544 Rp 9.8M

851.28%

3-bedroom Apartment, Outside City Center (Monthly)

$3,543 HK$27.8K

$359 Rp 6.5M

886.69%

Buy Apartment in City Center (m2)

$29.3K HK$229.7K

$1,181 Rp 21.2M

2379.02%

Buy Apartment Outside City Center (m2)

$17.5K HK$137.1K

$789 Rp 14.2M

2115.48%

Average Monthly Net Salary (After Tax)

$3,285 HK$25.8K

$83.6 Rp 1.5M

3828.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

9.46

-59.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 17, 2026

Last update for Nganjuk: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.3%

Nganjuk

$148 23.6% 91.6% $1.6K

Groceries & Markets

Hong Kong

$410 13.7%

Nganjuk

$197 31.5% 52% $213

Monthly Utilities & Internet

Hong Kong

$275 9.2%

Nganjuk

$91 14.6% 66.9% $184

Eating Out

Hong Kong

$203 6.7%

Nganjuk

$63 10% 69.1% $140

Clothing & Footwear

Hong Kong

$143 4.8%

Nganjuk

$98 15.7% 31.5% $45

Sport & Entertainment

Hong Kong

$117 3.9%

Nganjuk

$25 4.1% 78.3% $92

Getting Around

Hong Kong

$106 3.5%

Nganjuk

$3.3 * 0.5% 96.9% $102

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,255 in Hong Kong versus $232 in Nganjuk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3828% higher in Hong Kong, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $65.0 in Hong Kong versus $14.00 in Nganjuk. Monthly groceries follow the same trend: $410 vs $197 – making Nganjuk the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇮🇩 Nganjuk

🕒 Local time

00:10 12:10 AM

23:10 11:10 PM

1 h behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

69,011

💱 Currency

Hong Kong Dollar HKD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 20, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to HKD in detail →

On the map

Lowest

Highest

Between locations

Hong Kong Nganjuk 3,330 km ≈ 4 h 45 min nonstop flight

From you

Hong Kong
Nganjuk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Nganjuk: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,005 in Hong Kong, $625 in Nganjuk – roughly 381% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,508 per month in Hong Kong and $937 in Nganjuk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nganjuk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $14.00 in Nganjuk. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 108% more in Hong Kong, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Nganjuk, where all-in costs run around $625, than in Hong Kong at $3,005. In Nganjuk it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $625 in Nganjuk to $3,005 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nganjuk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.