Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Nam Dinh

For one person, living is cheaper in Nam Dinh: $783 a month against $2,984 in Hong Kong, rent and utilities included – about $26,400 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
38

Cost of Living Index in Nam Dinh
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Nam Dinh Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Nam Dinh

🇻🇳 Vietnam

$783

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Nam Dinh

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Nam Dinh actually costs, broken down by who's living it.

A single person spends $2,984 per month in Hong Kong vs $783 in Nam Dinh, rent included.

Hong Kong $2,984
Nam Dinh $783

A couple spends around $4,584 per month in Hong Kong vs $1,265 in Nam Dinh, rent included.

Hong Kong $4,584
Nam Dinh $1,265

A family of three spends $6,183 per month in Hong Kong vs $1,747 in Nam Dinh, rent included.

Hong Kong $6,183
Nam Dinh $1,747

Hong Kong costs about 281% more than Nam Dinh, and outside of rent the biggest gap is in groceries.

Hong Kong sits 121% above the global median, while Nam Dinh is 42% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.75 HK$60.8

$2.14 ₫55.3K

262.15%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$22.61 ₫585.4K

186.07%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$4.31 ₫111.6K

43.39%

Cappuccino

$5.08 HK$39.85

$1.89 ₫49.1K

168.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$0.51 ₫13.1K

156.86%

Water (0.33 liter bottle)

$1.09 HK$8.56

$0.30 ₫7,668

263.33%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$1.06 ₫27.5K

604.72%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$1.89 ₫48.8K

243.92%

Milk (1 liter)

$2.89 HK$22.71

$1.47 ₫37.9K

96.60%

White Bread (500g)

$2.31 HK$18.14

$1.06 ₫27.6K

117.92%

Rice (white) (1kg)

$2.13 HK$16.71

$0.74 ₫19.2K

187.84%

Eggs

$3.52 HK$27.65

$1.50 ₫38.8K

134.67%

Local Cheese (1kg)

$24.72 HK$194

$10.21 ₫264.4K

142.12%

Chicken Fillets (1kg)

$8.52 HK$66.9

$3.80 ₫98.4K

124.21%

Beef Round Steak (1kg)

$18.00 HK$141

$9.97 ₫258.1K

80.54%

Apples (1kg)

$4.18 HK$32.79

$3.39 ₫87.8K

23.30%

Banana (1kg)

$2.68 HK$21.07

$1.04 ₫26.9K

157.69%

Oranges (1kg)

$4.49 HK$35.22

$1.32 ₫34.2K

240.15%

Tomato (1kg)

$4.03 HK$31.66

$1.15 ₫29.7K

250.43%

Potato (1kg)

$3.12 HK$24.51

$0.92 ₫23.8K

239.13%

Onion (1kg)

$3.15 HK$24.72

$1.09 ₫28.1K

188.99%

Lettuce (1 head)

$1.62 HK$12.75

$0.55 ₫14.2K

194.55%

Water (1.5 liter bottle)

$1.74 HK$13.66

$0.52 ₫13.4K

234.62%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$1.39 ₫35.9K

871.22%

Wine (Bottle)

$16.54 HK$130

$12.51 ₫324.0K

32.21%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$0.88 ₫22.8K

120.45%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$1.74 ₫45.1K

25.29%

One-way Ticket (Public Transport)

$1.41 HK$11.04

$0.32 ₫8,215

340.62%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

$6.71 ₫173.7K

1220.86%

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$0.74 ₫19.0K

398.65%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$0.60 ₫15.5K

120.00%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$2.36 ₫61.0K

568.22%

Gasoline (1 liter)

$4.03 HK$31.65

$0.88 ₫22.8K

357.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$31.0K ₫802.2M

44.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.6K

$29.7K ₫769.8M

27.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$85.6 ₫2.2M

191.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$5.31 ₫137.5K

193.79%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$8.66 ₫224.3K

151.39%

Gym Membership (Monthly)

$94.2 HK$739

$22.24 ₫575.8K

323.43%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

$7.64 ₫197.8K

21.60%

Cinema Ticket

$13.91 HK$109

$4.34 ₫112.3K

220.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$161 ₫4.2M

620.12%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$27.7K ₫718.2M

-21.17%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$48.87 ₫1.3M

39.12%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$26.46 ₫684.9K

58.39%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$83.5 ₫2.2M

-4.45%

Men's Leather Business Shoes

$122 HK$956

$79.5 ₫2.1M

53.14%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$415 ₫10.7M

440.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$274 ₫7.1M

527.38%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$756 ₫19.6M

566.56%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$624 ₫16.2M

450.55%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

$2,789 ₫72.2M

946.28%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$1,323 ₫34.2M

1228.38%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

8.28

-52.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Nam Dinh: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Nam Dinh

$274 35% 84.1% $1.4K

Groceries & Markets

Hong Kong

$411 13.8%

Nam Dinh

$194 24.8% 52.7% $216

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Nam Dinh

$100 12.7% 65.3% $187

Eating Out

Hong Kong

$201 6.8%

Nam Dinh

$65 8.3% 67.7% $136

Clothing & Footwear

Hong Kong

$140 4.7%

Nam Dinh

$107 13.7% 23.5% $33

Sport & Entertainment

Hong Kong

$122 4.1%

Nam Dinh

$31 4% 74.7% $91

Getting Around

Hong Kong

$105 3.5%

Nam Dinh

$12 1.5% 88.8% $93

Cost Breakdown

A central one-bedroom costs $2,241 in Hong Kong versus $415 in Nam Dinh. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $65.0 in Hong Kong versus $23.00 in Nam Dinh. Monthly groceries follow the same trend: $411 vs $194 – making Nam Dinh the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇻🇳 Nam Dinh

🕒 Local time

00:46 12:46 AM

23:46 11:46 PM

1 h behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

179,229

💱 Currency

Hong Kong Dollar HKD $

Vietnamese Dong VND ₫

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

Exchange rates and currency converter

VND, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 17, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Vietnamese Dong exchange rates as of October 17, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,108 VND (100,000 VND = 3.44 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Nam Dinh 850 km ≈ 1 h 30 min nonstop flight

From you

Hong Kong
Nam Dinh

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Nam Dinh: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,984 in Hong Kong, $783 in Nam Dinh – roughly 281% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,476 per month in Hong Kong and $1,174 in Nam Dinh. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nam Dinh, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $23.00 in Nam Dinh. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,984 in Hong Kong and $783 in Nam Dinh. That's a gap of about 281%.

A $1,500 monthly budget goes further in Nam Dinh, where all-in costs run around $783, than in Hong Kong at $2,984. In Nam Dinh it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $783 in Nam Dinh to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nam Dinh. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.