Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Naha

For one person, living is cheaper in Naha: $1,343 a month against $3,005 in Hong Kong, rent and utilities included – about $19,900 less a year. Rent and utilities account for most of the difference.

145

Cost of Living Index in Hong Kong
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Hong Kong Living Index
65

Cost of Living Index in Naha
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Naha Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,005

/mo nomad

Naha

🇯🇵 Japan

$1,343

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Naha

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Naha actually costs, broken down by who's living it.

A single person spends $3,005 per month in Hong Kong vs $1,343 in Naha, rent included.

Hong Kong $3,005
Naha $1,343

A couple spends around $4,643 per month in Hong Kong vs $2,092 in Naha, rent included.

Hong Kong $4,643
Naha $2,092

A family of three spends $6,281 per month in Hong Kong vs $2,840 in Naha, rent included.

Hong Kong $6,281
Naha $2,840

Hong Kong costs about 124% more than Naha, and outside of rent the biggest gap is in leisure.

Hong Kong sits 122% above the global median, while Naha is 1% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.80 HK$61.2

$5.12 ¥808

52.34%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$30.17 ¥4,767

114.52%

Fast Food Meal (McDonalds, etc)

$6.24 HK$48.97

$5.20 ¥821

20.00%

Cappuccino

$5.01 HK$39.34

$3.12 ¥493

60.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.29 HK$10.12

$1.29 ¥203

Water (0.33 liter bottle)

$1.11 HK$8.74

$0.87 ¥137

27.59%

Local Beer (0.5 liter draught)

$7.77 HK$61.0

$2.56 ¥405

203.52%

Imported Beer (0.33 liter bottle)

$6.41 HK$50.3

$3.92 ¥619

63.52%

Milk (1 liter)

$2.90 HK$22.79

$1.56 ¥247

85.90%

White Bread (500g)

$2.33 HK$18.29

$2.07 ¥327

12.56%

Rice (white) (1kg)

$2.23 HK$17.51

$3.87 ¥612

-42.38%

Eggs

$3.45 HK$27.04

$1.74 ¥276

98.28%

Local Cheese (1kg)

$24.96 HK$196

$17.91 ¥2,829

39.36%

Chicken Fillets (1kg)

$8.79 HK$69.0

$4.80 ¥758

83.13%

Beef Round Steak (1kg)

$17.71 HK$139

$22.38 ¥3,536

-20.87%

Apples (1kg)

$4.15 HK$32.59

$3.67 ¥580

13.08%

Banana (1kg)

$2.63 HK$20.62

$2.69 ¥425

-2.23%

Oranges (1kg)

$4.54 HK$35.65

$2.22 ¥351

104.50%

Tomato (1kg)

$4.09 HK$32.08

$5.15 ¥814

-20.58%

Potato (1kg)

$3.22 HK$25.25

$2.39 ¥377

34.73%

Onion (1kg)

$3.26 HK$25.56

$2.47 ¥390

31.98%

Lettuce (1 head)

$1.65 HK$12.94

$1.24 ¥196

33.06%

Water (1.5 liter bottle)

$1.74 HK$13.62

$0.79 ¥124

120.25%

Cigarettes 20 Pack (Marlboro, Camel)

$13.45 HK$106

$3.88 ¥613

246.65%

Wine (Bottle)

$15.16 HK$119

$6.28 ¥992

141.40%

Local Beer (0.5 liter bottle)

$1.97 HK$15.44

$1.92 ¥304

2.60%

Imported Beer (0.33 liter bottle)

$2.22 HK$17.42

$3.23 ¥510

-31.27%

One-way Ticket (Public Transport)

$1.28 HK$10.04

Public Transport Monthly Pass (Regular Price)

$90.1 HK$707

Taxi Start (Normal Tariff)

$3.67 HK$28.84

$3.96 ¥626

-7.32%

Taxi (Normal Tariff) (1km)

$1.35 HK$10.60

$3.40 ¥537

-60.29%

Taxi 1hour Waiting (Normal Tariff)

$16.21 HK$127

$11.52 ¥1,820

40.71%

Gasoline (1 liter)

$4.20 HK$32.94

$1.06 ¥168

296.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.9K HK$352.2K

$21.0K ¥3.3M

114.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.8K HK$288.9K

$15.5K ¥2.4M

138.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$238 HK$1,865

$96.0 ¥15.2K

147.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.70 HK$123

$24.81 ¥3,919

-36.72%

Internet (50+ Mbps, Unlimited Data)

$21.91 HK$172

$52.6 ¥8,305

-58.32%

Gym Membership (Monthly)

$91.1 HK$715

Tennis Court (1 Hour on Weekend)

$9.14 HK$71.8

Cinema Ticket

$12.96 HK$102

$12.17 ¥1,922

6.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,172 HK$9,201

$329 ¥52.0K

255.97%

International Primary School, 1 Child (Yearly)

$22.2K HK$174.2K

$5,565 ¥879.2K

298.89%

Jeans (Levis 501 Or Similar)

$67.9 HK$533

$49.25 ¥7,782

37.93%

Summer Dress (H&M, Zara, etc)

$43.57 HK$342

$22.99 ¥3,632

89.52%

Sport Shoes (Adidas, Nike)

$83.1 HK$652

$78.8 ¥12.4K

5.42%

Men's Leather Business Shoes

$123 HK$963

$96.3 ¥15.2K

27.43%

1-bedroom Apartment, City Center (Monthly)

$2,255 HK$17.7K

$717 ¥113.3K

214.53%

1-bedroom Apartment, Outside City Center (Monthly)

$1,752 HK$13.7K

$562 ¥88.8K

211.59%

3-bedroom Apartment, City Center (Monthly)

$5,173 HK$40.6K

$1,158 ¥183.0K

346.68%

3-bedroom Apartment, Outside City Center (Monthly)

$3,543 HK$27.8K

$1,138 ¥179.8K

211.36%

Buy Apartment in City Center (m2)

$29.3K HK$229.7K

Buy Apartment Outside City Center (m2)

$17.5K HK$137.1K

Average Monthly Net Salary (After Tax)

$3,285 HK$25.8K

$1,337 ¥211.2K

145.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

2.23

69.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 17, 2026

Last update for Naha: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.3%

Naha

$562 41.9% 67.9% $1.2K

Groceries & Markets

Hong Kong

$410 13.7%

Naha

$328 24.4% 20.1% $82

Monthly Utilities & Internet

Hong Kong

$275 9.2%

Naha

$173 12.9% 37% $102

Eating Out

Hong Kong

$203 6.7%

Naha

$123 9.2% 39.2% $79

Clothing & Footwear

Hong Kong

$143 4.8%

Naha

$111 8.3% 22% $31

Sport & Entertainment

Hong Kong

$117 3.9%

Naha

$24 * 1.8% 79.2% $93

Getting Around

Hong Kong

$106 3.5%

Naha

$21 * 1.6% 80.2% $85

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,255 in Hong Kong versus $717 in Naha. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 146% higher in Hong Kong, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $65.0 in Hong Kong versus $30.00 in Naha. Monthly groceries follow the same trend: $410 vs $328 – making Naha the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇯🇵 Naha

🕒 Local time

00:08 12:08 AM

01:08 1:08 AM

1 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

317,625

💱 Currency

Hong Kong Dollar HKD $

Japanese Yen JPY ¥

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 20, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Japanese Yen exchange rates as of October 20, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to HKD in detail →

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Hong Kong Naha 1,440 km ≈ 2 h 15 min nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Naha: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,005 in Hong Kong, $1,343 in Naha – roughly 124% apart. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $4,508 per month in Hong Kong and $2,015 in Naha. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Naha, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $30.00 in Naha. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 25% more in Hong Kong, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Naha, where all-in costs run around $1,343, than in Hong Kong at $3,005. In Naha it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,343 in Naha to $3,005 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Naha. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.