Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Nagoya

For one person, living is cheaper in Nagoya: $1,369 a month against $2,984 in Hong Kong, rent and utilities included – about $19,400 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
Learn more

Hong Kong Living Index
67

Cost of Living Index in Nagoya
Learn more

Nagoya Living Index

Jump to prices

Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Nagoya

🇯🇵 Japan

$1,369

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Nagoya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Nagoya actually costs, broken down by who's living it.

A single person spends $2,984 per month in Hong Kong vs $1,369 in Nagoya, rent included.

Hong Kong $2,984
Nagoya $1,369

A couple spends around $4,584 per month in Hong Kong vs $2,170 in Nagoya, rent included.

Hong Kong $4,584
Nagoya $2,170

A family of three spends $6,183 per month in Hong Kong vs $2,972 in Nagoya, rent included.

Hong Kong $6,183
Nagoya $2,972

Hong Kong costs about 118% more than Nagoya, and outside of rent the biggest gap is in eating out.

Both Hong Kong and Nagoya sit above the global median – Hong Kong by 121%, Nagoya by 1%.

Meal at Budget Restaurant

$7.75 HK$60.8

$8.57 ¥1,355

-9.57%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$31.14 ¥4,919

107.71%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$5.11 ¥808

20.94%

Cappuccino

$5.08 HK$39.85

$2.39 ¥377

112.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$1.24 ¥195

5.65%

Water (0.33 liter bottle)

$1.09 HK$8.56

$0.85 ¥135

28.24%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$3.09 ¥489

141.75%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$3.20 ¥505

103.12%

Milk (1 liter)

$2.89 HK$22.71

$1.51 ¥239

91.39%

White Bread (500g)

$2.31 HK$18.14

$1.52 ¥241

51.97%

Rice (white) (1kg)

$2.13 HK$16.71

$4.03 ¥637

-47.15%

Eggs

$3.52 HK$27.65

$2.15 ¥339

63.72%

Local Cheese (1kg)

$24.72 HK$194

$15.68 ¥2,477

57.65%

Chicken Fillets (1kg)

$8.52 HK$66.9

$7.14 ¥1,129

19.33%

Beef Round Steak (1kg)

$18.00 HK$141

$16.92 ¥2,674

6.38%

Apples (1kg)

$4.18 HK$32.79

$8.42 ¥1,330

-50.36%

Banana (1kg)

$2.68 HK$21.07

$2.90 ¥459

-7.59%

Oranges (1kg)

$4.49 HK$35.22

$4.86 ¥768

-7.61%

Tomato (1kg)

$4.03 HK$31.66

$7.84 ¥1,238

-48.60%

Potato (1kg)

$3.12 HK$24.51

$4.08 ¥645

-23.53%

Onion (1kg)

$3.15 HK$24.72

$4.75 ¥750

-33.68%

Lettuce (1 head)

$1.62 HK$12.75

$1.14 ¥180

42.11%

Water (1.5 liter bottle)

$1.74 HK$13.66

$0.94 ¥148

85.11%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$3.86 ¥610

249.74%

Wine (Bottle)

$16.54 HK$130

$9.47 ¥1,496

74.66%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$2.49 ¥393

-22.09%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$2.18 ¥345

One-way Ticket (Public Transport)

$1.41 HK$11.04

$1.49 ¥235

-5.37%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

$118 ¥18.6K

-24.82%

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$3.20 ¥505

15.31%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$2.85 ¥451

-53.68%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$15.80 ¥2,495

-0.19%

Gasoline (1 liter)

$4.03 HK$31.65

$1.10 ¥173

266.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$21.6K ¥3.4M

106.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.6K

$14.9K ¥2.4M

153.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$115 ¥18.2K

116.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$23.65 ¥3,736

-34.04%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$31.18 ¥4,926

-30.18%

Gym Membership (Monthly)

$94.2 HK$739

$50.5 ¥7,971

86.66%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

$13.41 ¥2,119

-30.72%

Cinema Ticket

$13.91 HK$109

$11.29 ¥1,784

23.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$572 ¥90.3K

103.34%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$14.8K ¥2.3M

47.80%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$49.53 ¥7,826

37.27%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$35.86 ¥5,666

16.87%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$59.7 ¥9,427

33.63%

Men's Leather Business Shoes

$122 HK$956

$99.5 ¥15.7K

22.33%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$537 ¥84.9K

316.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$352 ¥55.6K

388.61%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$1,199 ¥189.5K

320.30%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$749 ¥118.3K

358.70%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

$2,031 ¥320.8K

1336.95%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$1,030 ¥162.7K

1606.18%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

$1,882 ¥297.4K

73.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

2.02

93.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Nagoya: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Nagoya

$352 25.7% 79.5% $1.4K

Groceries & Markets

Hong Kong

$411 13.8%

Nagoya

$380 27.8% 7.5% $31

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Nagoya

$170 12.4% 40.8% $117

Eating Out

Hong Kong

$201 6.8%

Nagoya

$143 10.4% 29.1% $59

Clothing & Footwear

Hong Kong

$140 4.7%

Nagoya

$110 8% 21.4% $30

Sport & Entertainment

Hong Kong

$122 4.1%

Nagoya

$73 5.3% 40.1% $49

Getting Around

Hong Kong

$105 3.5%

Nagoya

$141 10.3% 35.2% $37

Cost Breakdown

A central one-bedroom costs $2,241 in Hong Kong versus $537 in Nagoya. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 74% higher in Hong Kong, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $65.0 in Hong Kong versus $31.00 in Nagoya. Monthly groceries follow the same trend: $411 vs $380 – making Nagoya the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇯🇵 Nagoya

🕒 Local time

15:27 3:27 PM

16:27 4:27 PM

1 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

2,236,000

💱 Currency

Hong Kong Dollar HKD $

Japanese Yen JPY ¥

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 18, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Japanese Yen exchange rates as of October 18, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to HKD in detail →

On the map

Lowest

Highest

Between locations

Hong Kong Nagoya 2,630 km ≈ 3 h 45 min nonstop flight

From you

Hong Kong
Nagoya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Nagoya: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,984 in Hong Kong, $1,369 in Nagoya – roughly 118% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,476 per month in Hong Kong and $2,053 in Nagoya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nagoya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $31.00 in Nagoya. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,984 in Hong Kong and $1,369 in Nagoya. That's a gap of about 118%.

A $1,500 monthly budget goes further in Nagoya, where all-in costs run around $1,369, than in Hong Kong at $2,984. In Nagoya it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,369 in Nagoya to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nagoya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.