Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Nagasaki

For one person, living is cheaper in Nagasaki: $1,277 a month against $2,984 in Hong Kong, rent and utilities included – about $20,500 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
60

Cost of Living Index in Nagasaki
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Nagasaki Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Nagasaki

🇯🇵 Japan

$1,277

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Nagasaki

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Nagasaki actually costs, broken down by who's living it.

A single person spends $2,984 per month in Hong Kong vs $1,277 in Nagasaki, rent included.

Hong Kong $2,984
Nagasaki $1,277

A couple spends around $4,584 per month in Hong Kong vs $1,859 in Nagasaki, rent included.

Hong Kong $4,584
Nagasaki $1,859

A family of three spends $6,183 per month in Hong Kong vs $2,441 in Nagasaki, rent included.

Hong Kong $6,183
Nagasaki $2,441

Hong Kong costs about 134% more than Nagasaki, and outside of rent the biggest gap is in groceries.

Hong Kong sits 121% above the global median, while Nagasaki is 5% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.75 HK$60.8

$5.00 ¥789

55.00%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$18.95 ¥2,994

241.32%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$4.92 ¥778

25.61%

Cappuccino

$5.08 HK$39.85

$3.76 ¥594

35.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$1.05 ¥166

24.76%

Water (0.33 liter bottle)

$1.09 HK$8.56

$0.72 ¥113

51.39%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$2.24 ¥355

233.48%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$2.25 ¥356

188.89%

Milk (1 liter)

$2.89 HK$22.71

$1.55 ¥244

86.45%

White Bread (500g)

$2.31 HK$18.14

$1.89 ¥299

22.22%

Rice (white) (1kg)

$2.13 HK$16.71

$6.32 ¥998

-66.30%

Eggs

$3.52 HK$27.65

$2.02 ¥319

74.26%

Local Cheese (1kg)

$24.72 HK$194

$9.69 ¥1,531

155.11%

Chicken Fillets (1kg)

$8.52 HK$66.9

$3.18 ¥502

167.92%

Beef Round Steak (1kg)

$18.00 HK$141

$19.16 ¥3,028

-6.05%

Apples (1kg)

$4.18 HK$32.79

$3.71 ¥586

12.67%

Banana (1kg)

$2.68 HK$21.07

$1.88 ¥296

42.55%

Oranges (1kg)

$4.49 HK$35.22

$2.76 ¥435

62.68%

Tomato (1kg)

$4.03 HK$31.66

$3.35 ¥530

20.30%

Potato (1kg)

$3.12 HK$24.51

$2.15 ¥340

45.12%

Onion (1kg)

$3.15 HK$24.72

$2.55 ¥402

23.53%

Lettuce (1 head)

$1.62 HK$12.75

$1.07 ¥170

51.40%

Water (1.5 liter bottle)

$1.74 HK$13.66

$0.92 ¥146

89.13%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$3.97 ¥628

240.05%

Wine (Bottle)

$16.54 HK$130

$6.18 ¥977

167.64%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$1.64 ¥260

18.29%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$1.85 ¥292

17.84%

One-way Ticket (Public Transport)

$1.41 HK$11.04

$1.65 ¥261

-14.55%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

$53.9 ¥8,518

64.40%

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$3.96 ¥625

-6.82%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$2.03 ¥321

-34.98%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$17.87 ¥2,823

-11.75%

Gasoline (1 liter)

$4.03 HK$31.65

$1.07 ¥169

276.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$22.0K ¥3.5M

103.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.6K

$17.7K ¥2.8M

113.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$209 ¥33.0K

19.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$24.63 ¥3,892

-36.66%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$32.77 ¥5,178

-33.57%

Gym Membership (Monthly)

$94.2 HK$739

$46.08 ¥7,281

104.36%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

Cinema Ticket

$13.91 HK$109

$11.22 ¥1,772

23.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$126 ¥19.8K

825.59%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$12.3K ¥1.9M

78.00%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$49.78 ¥7,864

36.58%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$26.03 ¥4,113

61.01%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$66.6 ¥10.5K

19.75%

Men's Leather Business Shoes

$122 HK$956

$47.35 ¥7,480

157.15%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$535 ¥84.6K

318.74%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$380 ¥60.1K

351.81%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$1,193 ¥188.5K

322.54%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$683 ¥108.0K

402.54%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

$4,200 ¥663.6K

594.66%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$1,759 ¥277.9K

898.77%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

1.97

98.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Nagasaki: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Nagasaki

$380 29.8% 77.9% $1.3K

Groceries & Markets

Hong Kong

$411 13.8%

Nagasaki

$279 21.9% 32.1% $132

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Nagasaki

$266 20.9% 7.2% $21

Eating Out

Hong Kong

$201 6.8%

Nagasaki

$123 9.6% 39.1% $79

Clothing & Footwear

Hong Kong

$140 4.7%

Nagasaki

$85 6.7% 39.1% $55

Sport & Entertainment

Hong Kong

$122 4.1%

Nagasaki

$69 5.4% 43.8% $53

Getting Around

Hong Kong

$105 3.5%

Nagasaki

$75 5.8% 28.6% $30

Cost Breakdown

A central one-bedroom costs $2,241 in Hong Kong versus $535 in Nagasaki. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $65.0 in Hong Kong versus $19.00 in Nagasaki. Monthly groceries follow the same trend: $411 vs $279 – making Nagasaki the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇯🇵 Nagasaki

🕒 Local time

15:00 3:00 PM

16:00 4:00 PM

1 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

409,118

💱 Currency

Hong Kong Dollar HKD $

Japanese Yen JPY ¥

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 18, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Japanese Yen exchange rates as of October 18, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to HKD in detail →

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Between locations

Hong Kong Nagasaki 1,930 km ≈ 3 h nonstop flight

From you

Hong Kong
Nagasaki

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Nagasaki: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,984 in Hong Kong, $1,277 in Nagasaki – roughly 134% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,476 per month in Hong Kong and $1,915 in Nagasaki. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nagasaki, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $19.00 in Nagasaki. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,984 in Hong Kong and $1,277 in Nagasaki. That's a gap of about 134%.

A $1,500 monthly budget goes further in Nagasaki, where all-in costs run around $1,277, than in Hong Kong at $2,984. In Nagasaki it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,277 in Nagasaki to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nagasaki. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.