Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Micronesia

Name: Micronesia
Address: FM

For one person, living is cheaper in Micronesia: $1,992 a month against $2,984 in Hong Kong, rent and utilities included – about $11,900 less a year. Higher rent and utilities in Hong Kong outweigh lower spending on other living expenses.

144

Cost of Living Index in Hong Kong
Learn more

Hong Kong Living Index
96

Cost of Living Index in Micronesia
Learn more

Micronesia Living Index

Jump to prices

Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

🇫🇲 Micronesia

$1,992

/mo nomad

🙂 Solo nomad: Hong Kong is 9.2% cheaper than Micronesia without rent, and 49.8% more expensive with rent.

😐 Family of 3: Hong Kong is 4.2% more expensive than Micronesia without rent, and 61.7% more expensive with rent.

Meal at Budget Restaurant

$8.46 HK$66.4

$20.90 $20.90

-59.52%

Three-Course Dinner for Two, Mid-Range

$63.2 HK$496

$44.17 $44.17

43.02%

Fast Food Meal (McDonalds, etc)

$6.20 HK$48.66

$8.74 $8.74

-29.06%

Cappuccino

$4.90 HK$38.41

$4.06 $4.06

20.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.27 HK$10.01

$1.34 $1.34

-5.22%

Water (0.33 liter bottle)

$1.06 HK$8.31

$2.95 $2.95

-64.07%

Local Beer (0.5 liter draught)

$7.68 HK$60.3

$1.09 $1.09

604.59%

Imported Beer (0.33 liter bottle)

$6.28 HK$49.24

$2.04 $2.04

207.84%

Milk (1 liter)

$2.86 HK$22.45

$0.23 $0.23

1143.48%

White Bread (500g)

$2.43 HK$19.10

$2.81 $2.81

-13.52%

Rice (white) (1kg)

$2.18 HK$17.09

$2.88 $2.88

-24.31%

Eggs

$3.54 HK$27.80

$7.29 $7.29

-51.44%

Local Cheese (1kg)

$25.12 HK$197

$6.57 $6.57

282.34%

Chicken Fillets (1kg)

$8.89 HK$69.8

$11.68 $11.68

-23.89%

Beef Round Steak (1kg)

$17.63 HK$138

$10.95 $10.95

61.00%

Apples (1kg)

$4.11 HK$32.22

$5.81 $5.81

-29.26%

Banana (1kg)

$2.72 HK$21.32

$3.45 $3.45

-21.16%

Oranges (1kg)

$4.59 HK$36.05

$5.52 $5.52

-16.85%

Tomato (1kg)

$4.02 HK$31.52

$6.18 $6.18

-34.95%

Potato (1kg)

$3.25 HK$25.50

$7.68 $7.68

-57.68%

Onion (1kg)

$3.27 HK$25.70

$2.92 $2.92

11.99%

Lettuce (1 head)

$1.60 HK$12.54

$4.43 $4.43

-63.88%

Water (1.5 liter bottle)

$1.73 HK$13.56

$1.56 $1.56

10.90%

Cigarettes 20 Pack (Marlboro, Camel)

$13.14 HK$103

$13.72 $13.72

-4.23%

Wine (Bottle)

$16.59 HK$130

$6.63 $6.63

150.23%

Local Beer (0.5 liter bottle)

$2.01 HK$15.80

$2.23 $2.23

-9.87%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.13

$2.03 $2.03

7.39%

One-way Ticket (Public Transport)

$1.44 HK$11.31

$0.98 $0.98

46.94%

Public Transport Monthly Pass (Regular Price)

$89.1 HK$699

$27.74 $27.74

221.05%

Taxi Start (Normal Tariff)

$3.64 HK$28.53

$6.40 $6.40

-43.13%

Taxi (Normal Tariff) (1km)

$1.31 HK$10.29

$1.42 $1.42

-7.75%

Taxi 1hour Waiting (Normal Tariff)

$15.82 HK$124

$4.75 $4.75

233.05%

Gasoline (1 liter)

$4.06 HK$31.89

$2.97 $2.97

36.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.4K HK$348.2K

$3,958 $3,958

1021.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.4K HK$293.2K

$4,072 $4,072

817.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$247 HK$1,942

$137 $137

80.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.89 HK$125

$31.40 $31.40

-49.39%

Internet (50+ Mbps, Unlimited Data)

$21.46 HK$168

$220 $220

-90.24%

Gym Membership (Monthly)

$91.4 HK$717

$25.32 $25.32

260.86%

Tennis Court (1 Hour on Weekend)

$9.08 HK$71.3

$34.73 $34.73

-73.86%

Cinema Ticket

$13.96 HK$110

$7.08 $7.08

97.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,155 HK$9,067

$151 $151

664.59%

International Primary School, 1 Child (Yearly)

$22.3K HK$174.6K

$1,696 $1,696

1211.82%

Jeans (Levis 501 Or Similar)

$68.9 HK$541

$41.61 $41.61

65.56%

Summer Dress (H&M, Zara, etc)

$40.44 HK$317

$56.7 $56.7

-28.66%

Sport Shoes (Adidas, Nike)

$79.9 HK$627

$88.0 $88.0

-9.19%

Men's Leather Business Shoes

$118 HK$923

$91.2 $91.2

29.01%

1-bedroom Apartment, City Center (Monthly)

$2,180 HK$17.1K

$957 $957

127.67%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$723 $723

137.69%

3-bedroom Apartment, City Center (Monthly)

$5,047 HK$39.6K

$1,523 $1,523

231.39%

3-bedroom Apartment, Outside City Center (Monthly)

$3,543 HK$27.8K

$1,159 $1,159

205.79%

Buy Apartment in City Center (m2)

$29.1K HK$228.7K

$1,180 $1,180

2371.12%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$834 $834

2006.09%

Average Monthly Net Salary (After Tax)

$3,228 HK$25.3K

$288 $288

1021.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

393333.33

-100.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 4, 2026

Last update for Micronesia: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.5%

Micronesia

$723 36.7% 57.9% $995

Groceries & Markets

Hong Kong

$415 13.9%

Micronesia

$379 19.2% 8.8% $36

Monthly Utilities & Internet

Hong Kong

$285 9.5%

Micronesia

$388 19.7% 36.3% $103

Eating Out

Hong Kong

$205 6.9%

Micronesia

$269 13.7% 30.9% $64

Clothing & Footwear

Hong Kong

$138 4.6%

Micronesia

$125 6.4% 9.6% $13

Sport & Entertainment

Hong Kong

$119 4%

Micronesia

$39 2% 66.9% $80

Getting Around

Hong Kong

$105 3.5%

Micronesia

$45 2.3% 57% $60

Good to know

🇭🇰 Hong Kong

🇫🇲 Micronesia

🕒 Local time

16:30 4:30 PM

19:30 7:30 PM

3 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

105,544

💱 Currency

Hong Kong Dollar HKD $

United States Dollar USD $

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 10, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Micronesia 5,010 km ≈ 7 h nonstop flight

From you

Hong Kong
Micronesia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs other spots: cost of living compared

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