Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Matsuyama

For one person, living is cheaper in Matsuyama: $1,324 a month against $2,984 in Hong Kong, rent and utilities included – about $19,900 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
62

Cost of Living Index in Matsuyama
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Matsuyama Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Matsuyama

🇯🇵 Japan

$1,324

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Matsuyama

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Matsuyama actually costs, broken down by who's living it.

A single person spends $2,984 per month in Hong Kong vs $1,324 in Matsuyama, rent included.

Hong Kong $2,984
Matsuyama $1,324

A couple spends around $4,584 per month in Hong Kong vs $2,006 in Matsuyama, rent included.

Hong Kong $4,584
Matsuyama $2,006

A family of three spends $6,183 per month in Hong Kong vs $2,689 in Matsuyama, rent included.

Hong Kong $6,183
Matsuyama $2,689

Hong Kong costs about 125% more than Matsuyama, and outside of rent the biggest gap is in eating out.

Hong Kong sits 121% above the global median, while Matsuyama is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.75 HK$60.8

$6.39 ¥1,010

21.28%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$31.11 ¥4,915

107.91%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$4.96 ¥784

24.60%

Cappuccino

$5.08 HK$39.85

$2.32 ¥367

118.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$1.17 ¥185

11.97%

Water (0.33 liter bottle)

$1.09 HK$8.56

$0.61 ¥97.0

78.69%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$2.00 ¥316

273.50%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$2.28 ¥361

185.09%

Milk (1 liter)

$2.89 HK$22.71

$1.55 ¥245

86.45%

White Bread (500g)

$2.31 HK$18.14

$1.27 ¥201

81.89%

Rice (white) (1kg)

$2.13 HK$16.71

$5.49 ¥868

-61.20%

Eggs

$3.52 HK$27.65

$2.08 ¥329

69.23%

Local Cheese (1kg)

$24.72 HK$194

$12.39 ¥1,957

99.52%

Chicken Fillets (1kg)

$8.52 HK$66.9

$9.30 ¥1,470

-8.39%

Beef Round Steak (1kg)

$18.00 HK$141

$31.67 ¥5,003

-43.16%

Apples (1kg)

$4.18 HK$32.79

$3.65 ¥576

14.52%

Banana (1kg)

$2.68 HK$21.07

$2.35 ¥371

14.04%

Oranges (1kg)

$4.49 HK$35.22

$6.48 ¥1,024

-30.71%

Tomato (1kg)

$4.03 HK$31.66

$4.23 ¥668

-4.73%

Potato (1kg)

$3.12 HK$24.51

$3.86 ¥610

-19.17%

Onion (1kg)

$3.15 HK$24.72

$3.39 ¥536

-7.08%

Lettuce (1 head)

$1.62 HK$12.75

$1.25 ¥197

29.60%

Water (1.5 liter bottle)

$1.74 HK$13.66

$0.96 ¥152

81.25%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$3.51 ¥555

284.62%

Wine (Bottle)

$16.54 HK$130

$8.33 ¥1,317

98.56%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$1.95 ¥309

-0.51%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$1.52 ¥239

43.42%

One-way Ticket (Public Transport)

$1.41 HK$11.04

$1.70 ¥268

-17.06%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

$49.46 ¥7,815

79.20%

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$3.08 ¥486

19.81%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$3.08 ¥487

-57.14%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$26.94 ¥4,257

-41.46%

Gasoline (1 liter)

$4.03 HK$31.65

$1.05 ¥167

283.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$19.8K ¥3.1M

125.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.6K

$16.6K ¥2.6M

127.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$143 ¥22.5K

74.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$24.10 ¥3,808

-35.27%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$43.52 ¥6,876

-49.98%

Gym Membership (Monthly)

$94.2 HK$739

$58.8 ¥9,293

60.10%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

Cinema Ticket

$13.91 HK$109

$12.60 ¥1,990

10.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$327 ¥51.7K

255.14%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$6,187 ¥977.5K

253.46%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$48.97 ¥7,737

38.84%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$24.93 ¥3,938

68.11%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$46.50 ¥7,347

71.48%

Men's Leather Business Shoes

$122 HK$956

$66.1 ¥10.4K

84.23%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$534 ¥84.4K

319.72%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$374 ¥59.1K

359.43%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$1,186 ¥187.3K

325.10%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$654 ¥103.3K

425.29%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

$4,764 ¥752.6K

512.54%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$1,942 ¥306.8K

804.90%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

2.28

71.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Matsuyama: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Matsuyama

$374 28.3% 78.2% $1.3K

Groceries & Markets

Hong Kong

$411 13.8%

Matsuyama

$381 28.8% 7.2% $30

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Matsuyama

$210 15.9% 26.7% $77

Eating Out

Hong Kong

$201 6.8%

Matsuyama

$116 8.7% 42.6% $86

Clothing & Footwear

Hong Kong

$140 4.7%

Matsuyama

$84 6.3% 40.1% $56

Sport & Entertainment

Hong Kong

$122 4.1%

Matsuyama

$84 6.4% 31.1% $38

Getting Around

Hong Kong

$105 3.5%

Matsuyama

$75 5.7% 28.5% $30

Cost Breakdown

A central one-bedroom costs $2,241 in Hong Kong versus $534 in Matsuyama. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $65.0 in Hong Kong versus $31.00 in Matsuyama. Monthly groceries follow the same trend: $411 vs $381 – making Matsuyama the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇯🇵 Matsuyama

🕒 Local time

22:41 10:41 PM

23:41 11:41 PM

1 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

511,192

💱 Currency

Hong Kong Dollar HKD $

Japanese Yen JPY ¥

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 19, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to HKD in detail →

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Hong Kong Matsuyama 2,230 km ≈ 3 h 15 min nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Matsuyama: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,984 in Hong Kong, $1,324 in Matsuyama – roughly 125% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,476 per month in Hong Kong and $1,985 in Matsuyama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Matsuyama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $31.00 in Matsuyama. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,984 in Hong Kong and $1,324 in Matsuyama. That's a gap of about 125%.

A $2,000 monthly budget goes further in Matsuyama, where all-in costs run around $1,324, than in Hong Kong at $2,984. In Matsuyama it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,324 in Matsuyama to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Matsuyama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.