Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Matsudo

For one person, living is cheaper in Matsudo: $1,200 a month against $2,984 in Hong Kong, rent and utilities included – about $21,400 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
57

Cost of Living Index in Matsudo
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Matsudo Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Matsudo

🇯🇵 Japan

$1,200

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Matsudo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Matsudo actually costs, broken down by who's living it.

A single person spends $2,984 per month in Hong Kong vs $1,200 in Matsudo, rent included.

Hong Kong $2,984
Matsudo $1,200

A couple spends around $4,584 per month in Hong Kong vs $1,896 in Matsudo, rent included.

Hong Kong $4,584
Matsudo $1,896

A family of three spends $6,183 per month in Hong Kong vs $2,593 in Matsudo, rent included.

Hong Kong $6,183
Matsudo $2,593

Hong Kong costs about 149% more than Matsudo, and outside of rent the biggest gap is in groceries.

Hong Kong sits 121% above the global median, while Matsudo is 11% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.75 HK$60.8

$6.47 ¥1,023

19.78%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$37.31 ¥5,895

73.36%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$5.02 ¥793

23.11%

Cappuccino

$5.08 HK$39.85

$3.43 ¥542

48.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$1.10 ¥174

19.09%

Water (0.33 liter bottle)

$1.09 HK$8.56

$0.78 ¥124

39.74%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$2.45 ¥387

204.90%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$3.17 ¥501

105.05%

Milk (1 liter)

$2.89 HK$22.71

$1.44 ¥227

100.69%

White Bread (500g)

$2.31 HK$18.14

$1.65 ¥260

40.00%

Rice (white) (1kg)

$2.13 HK$16.71

$3.59 ¥567

-40.67%

Eggs

$3.52 HK$27.65

$2.09 ¥330

68.42%

Local Cheese (1kg)

$24.72 HK$194

$10.21 ¥1,613

142.12%

Chicken Fillets (1kg)

$8.52 HK$66.9

$6.06 ¥957

40.59%

Beef Round Steak (1kg)

$18.00 HK$141

$14.09 ¥2,226

27.75%

Apples (1kg)

$4.18 HK$32.79

$4.81 ¥759

-13.10%

Banana (1kg)

$2.68 HK$21.07

$2.29 ¥361

17.03%

Oranges (1kg)

$4.49 HK$35.22

$2.94 ¥464

52.72%

Tomato (1kg)

$4.03 HK$31.66

$4.21 ¥666

-4.28%

Potato (1kg)

$3.12 HK$24.51

$2.64 ¥417

18.18%

Onion (1kg)

$3.15 HK$24.72

$2.67 ¥421

17.98%

Lettuce (1 head)

$1.62 HK$12.75

$1.15 ¥181

40.87%

Water (1.5 liter bottle)

$1.74 HK$13.66

$0.76 ¥120

128.95%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$3.79 ¥599

256.20%

Wine (Bottle)

$16.54 HK$130

$6.21 ¥981

166.34%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$1.63 ¥258

19.02%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$2.01 ¥318

8.46%

One-way Ticket (Public Transport)

$1.41 HK$11.04

$1.53 ¥241

-7.84%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

$53.9 ¥8,521

64.34%

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$3.17 ¥501

16.40%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$2.74 ¥433

-51.82%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$18.67 ¥2,950

-15.53%

Gasoline (1 liter)

$4.03 HK$31.65

$1.04 ¥164

287.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$21.4K ¥3.4M

108.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.6K

$15.7K ¥2.5M

141.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$130 ¥20.5K

92.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$21.89 ¥3,458

-28.73%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$30.21 ¥4,772

-27.94%

Gym Membership (Monthly)

$94.2 HK$739

$55.9 ¥8,832

68.43%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

Cinema Ticket

$13.91 HK$109

$12.39 ¥1,957

12.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$628 ¥99.3K

84.95%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$14.8K ¥2.3M

47.36%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$54.9 ¥8,670

23.89%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$33.28 ¥5,257

25.93%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$61.5 ¥9,718

29.64%

Men's Leather Business Shoes

$122 HK$956

$71.8 ¥11.3K

69.56%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$456 ¥72.1K

391.18%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$348 ¥54.9K

394.22%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$1,160 ¥183.3K

334.57%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$738 ¥116.6K

365.23%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

$4,559 ¥720.3K

540.02%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$1,840 ¥290.7K

854.96%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

2.25

73.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Matsudo: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Matsudo

$348 29% 79.8% $1.4K

Groceries & Markets

Hong Kong

$411 13.8%

Matsudo

$279 23.2% 32.1% $132

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Matsudo

$182 15.2% 36.6% $105

Eating Out

Hong Kong

$201 6.8%

Matsudo

$134 11.2% 33.4% $67

Clothing & Footwear

Hong Kong

$140 4.7%

Matsudo

$100 8.3% 28.9% $40

Sport & Entertainment

Hong Kong

$122 4.1%

Matsudo

$81 6.7% 33.9% $41

Getting Around

Hong Kong

$105 3.5%

Matsudo

$77 6.4% 26.4% $28

Cost Breakdown

A central one-bedroom costs $2,241 in Hong Kong versus $456 in Matsudo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $65.0 in Hong Kong versus $37.00 in Matsudo. Monthly groceries follow the same trend: $411 vs $279 – making Matsudo the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇯🇵 Matsudo

🕒 Local time

23:17 11:17 PM

00:17 12:17 AM

1 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

485,803

💱 Currency

Hong Kong Dollar HKD $

Japanese Yen JPY ¥

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 19, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to HKD in detail →

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Hong Kong Matsudo 2,900 km ≈ 4 h 15 min nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Matsudo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,984 in Hong Kong, $1,200 in Matsudo – roughly 149% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,476 per month in Hong Kong and $1,800 in Matsudo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Matsudo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $37.00 in Matsudo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,984 in Hong Kong and $1,200 in Matsudo. That's a gap of about 149%.

A $1,500 monthly budget goes further in Matsudo, where all-in costs run around $1,200, than in Hong Kong at $2,984. In Matsudo it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,200 in Matsudo to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Matsudo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.