Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Kurume

For one person, living is cheaper in Kurume: $965 a month against $2,984 in Hong Kong, rent and utilities included – about $24,200 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
47

Cost of Living Index in Kurume
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Kurume Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Kurume

🇯🇵 Japan

$965

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Kurume

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Kurume actually costs, broken down by who's living it.

A single person spends $2,984 per month in Hong Kong vs $965 in Kurume, rent included.

Hong Kong $2,984
Kurume $965

A couple spends around $4,584 per month in Hong Kong vs $1,529 in Kurume, rent included.

Hong Kong $4,584
Kurume $1,529

A family of three spends $6,183 per month in Hong Kong vs $2,092 in Kurume, rent included.

Hong Kong $6,183
Kurume $2,092

Hong Kong costs about 209% more than Kurume, and outside of rent the biggest gap is in groceries.

Hong Kong sits 121% above the global median, while Kurume is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.75 HK$60.8

$4.43 ¥700

74.94%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$43.67 ¥6,900

48.11%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$3.81 ¥601

62.20%

Cappuccino

$5.08 HK$39.85

$1.91 ¥302

165.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$0.66 ¥104

98.48%

Water (0.33 liter bottle)

$1.09 HK$8.56

$0.55 ¥86.2

98.18%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$3.20 ¥505

133.44%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$1.60 ¥252

306.25%

Milk (1 liter)

$2.89 HK$22.71

$1.25 ¥197

131.20%

White Bread (500g)

$2.31 HK$18.14

$1.25 ¥197

84.80%

Rice (white) (1kg)

$2.13 HK$16.71

$5.13 ¥810

-58.48%

Eggs

$3.52 HK$27.65

$1.88 ¥296

87.23%

Local Cheese (1kg)

$24.72 HK$194

$17.85 ¥2,821

38.49%

Chicken Fillets (1kg)

$8.52 HK$66.9

$5.33 ¥841

59.85%

Beef Round Steak (1kg)

$18.00 HK$141

$19.13 ¥3,022

-5.91%

Apples (1kg)

$4.18 HK$32.79

$3.70 ¥584

12.97%

Banana (1kg)

$2.68 HK$21.07

$1.87 ¥296

43.32%

Oranges (1kg)

$4.49 HK$35.22

$2.89 ¥456

55.36%

Tomato (1kg)

$4.03 HK$31.66

$3.26 ¥515

23.62%

Potato (1kg)

$3.12 HK$24.51

$2.13 ¥336

46.48%

Onion (1kg)

$3.15 HK$24.72

$2.63 ¥416

19.77%

Lettuce (1 head)

$1.62 HK$12.75

$1.06 ¥168

52.83%

Water (1.5 liter bottle)

$1.74 HK$13.66

$0.98 ¥154

77.55%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$3.64 ¥575

270.88%

Wine (Bottle)

$16.54 HK$130

$6.21 ¥981

166.34%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$1.64 ¥260

18.29%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$1.15 ¥181

89.57%

One-way Ticket (Public Transport)

$1.41 HK$11.04

$1.51 ¥238

-6.62%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

$46.98 ¥7,423

88.65%

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$3.96 ¥626

-6.82%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$2.11 ¥333

-37.44%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$17.62 ¥2,784

-10.50%

Gasoline (1 liter)

$4.03 HK$31.65

$0.60 ¥94.5

571.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$21.5K ¥3.4M

107.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.6K

$17.8K ¥2.8M

112.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$210 ¥33.1K

19.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$24.97 ¥3,944

-37.53%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$22.59 ¥3,570

-3.63%

Gym Membership (Monthly)

$94.2 HK$739

$55.2 ¥8,724

70.54%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

Cinema Ticket

$13.91 HK$109

$6.82 ¥1,078

103.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$127 ¥20.1K

812.86%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$12.5K ¥2.0M

75.60%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$48.62 ¥7,682

39.84%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$12.36 ¥1,953

239.08%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$24.78 ¥3,915

221.79%

Men's Leather Business Shoes

$122 HK$956

$31.02 ¥4,901

292.52%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$531 ¥83.9K

322.14%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$126 ¥20.0K

1258.42%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$468 ¥73.9K

977.85%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$315 ¥49.8K

990.69%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

$4,267 ¥674.1K

583.80%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$1,883 ¥297.4K

833.29%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

$1,537 ¥242.8K

112.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

1.97

98.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Kurume: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Kurume

$126 13.1% 92.6% $1.6K

Groceries & Markets

Hong Kong

$411 13.8%

Kurume

$299 30.9% 27.3% $112

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Kurume

$257 26.7% 10.4% $30

Eating Out

Hong Kong

$201 6.8%

Kurume

$94 9.7% 53.4% $108

Clothing & Footwear

Hong Kong

$140 4.7%

Kurume

$53 5.5% 62.5% $88

Sport & Entertainment

Hong Kong

$122 4.1%

Kurume

$69 7.1% 43.5% $53

Getting Around

Hong Kong

$105 3.5%

Kurume

$68 7% 35.4% $37

Cost Breakdown

A central one-bedroom costs $2,241 in Hong Kong versus $531 in Kurume. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 113% higher in Hong Kong, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $65.0 in Hong Kong versus $44.00 in Kurume. Monthly groceries follow the same trend: $411 vs $299 – making Kurume the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇯🇵 Kurume

🕒 Local time

16:01 4:01 PM

17:01 5:01 PM

1 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

303,316

💱 Currency

Hong Kong Dollar HKD $

Japanese Yen JPY ¥

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 19, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to HKD in detail →

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Hong Kong Kurume 2,020 km ≈ 3 h nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Kurume: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,984 in Hong Kong, $965 in Kurume – roughly 209% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,476 per month in Hong Kong and $1,448 in Kurume. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kurume, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $44.00 in Kurume. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,984 in Hong Kong and $965 in Kurume. That's a gap of about 209%.

A $2,000 monthly budget goes further in Kurume, where all-in costs run around $965, than in Hong Kong at $2,984. In Kurume it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $965 in Kurume to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kurume. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.