Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Kholmsk

For one person, living is cheaper in Kholmsk: $1,025 a month against $2,984 in Hong Kong, rent and utilities included – about $23,500 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
50

Cost of Living Index in Kholmsk
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Kholmsk Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Kholmsk

🇷🇺 Russia

$1,025

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Kholmsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Kholmsk actually costs, broken down by who's living it.

A single person spends $2,984 per month in Hong Kong vs $1,025 in Kholmsk, rent included.

Hong Kong $2,984
Kholmsk $1,025

A couple spends around $4,558 per month in Hong Kong vs $1,619 in Kholmsk, rent included.

Hong Kong $4,558
Kholmsk $1,619

A family of three spends $6,132 per month in Hong Kong vs $2,213 in Kholmsk, rent included.

Hong Kong $6,132
Kholmsk $2,213

Hong Kong costs about 191% more than Kholmsk, and outside of rent the biggest gap is in groceries.

Hong Kong sits 123% above the global median, while Kholmsk is 23% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.46 HK$66.4

$11.22 ₽954

-24.60%

Three-Course Dinner for Two, Mid-Range

$63.2 HK$496

$36.19 ₽3,079

74.55%

Fast Food Meal (McDonalds, etc)

$6.20 HK$48.66

$6.81 ₽580

-8.96%

Cappuccino

$4.90 HK$38.41

$2.44 ₽207

100.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.27 HK$10.01

$1.02 ₽86.8

24.51%

Water (0.33 liter bottle)

$1.06 HK$8.31

$0.59 ₽49.97

79.66%

Local Beer (0.5 liter draught)

$7.68 HK$60.3

$1.85 ₽157

315.14%

Imported Beer (0.33 liter bottle)

$6.28 HK$49.24

$2.99 ₽254

110.03%

Milk (1 liter)

$2.86 HK$22.45

$1.06 ₽90.3

169.81%

White Bread (500g)

$2.43 HK$19.10

$0.79 ₽67.5

207.59%

Rice (white) (1kg)

$2.18 HK$17.09

$1.30 ₽110

67.69%

Eggs

$3.54 HK$27.80

$1.46 ₽124

142.47%

Local Cheese (1kg)

$25.12 HK$197

$10.12 ₽861

148.22%

Chicken Fillets (1kg)

$8.89 HK$69.8

$5.25 ₽446

69.33%

Beef Round Steak (1kg)

$17.63 HK$138

$12.49 ₽1,063

41.15%

Apples (1kg)

$4.11 HK$32.22

$1.84 ₽157

123.37%

Banana (1kg)

$2.72 HK$21.32

$1.73 ₽147

57.23%

Oranges (1kg)

$4.59 HK$36.05

$1.89 ₽160

142.86%

Tomato (1kg)

$4.02 HK$31.52

$2.95 ₽251

36.27%

Potato (1kg)

$3.25 HK$25.50

$0.75 ₽63.8

333.33%

Onion (1kg)

$3.27 HK$25.70

$0.61 ₽52.2

436.07%

Lettuce (1 head)

$1.60 HK$12.54

$1.27 ₽108

25.98%

Water (1.5 liter bottle)

$1.73 HK$13.56

$0.75 ₽64.1

130.67%

Cigarettes 20 Pack (Marlboro, Camel)

$13.14 HK$103

$2.57 ₽219

411.28%

Wine (Bottle)

$16.59 HK$130

$8.40 ₽715

97.50%

Local Beer (0.5 liter bottle)

$2.01 HK$15.80

$1.02 ₽87.1

97.06%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.13

$2.00 ₽170

9.00%

One-way Ticket (Public Transport)

$1.44 HK$11.31

$0.51 ₽43.08

182.35%

Public Transport Monthly Pass (Regular Price)

$89.1 HK$699

Taxi Start (Normal Tariff)

$3.64 HK$28.53

$2.34 ₽199

55.56%

Taxi (Normal Tariff) (1km)

$1.31 HK$10.29

$0.40 ₽34.14

227.50%

Taxi 1hour Waiting (Normal Tariff)

$15.82 HK$124

$5.64 ₽480

180.50%

Gasoline (1 liter)

$4.06 HK$31.89

$0.93 ₽78.8

336.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.4K HK$348.2K

$36.0K ₽3.1M

23.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.4K HK$293.2K

$29.0K ₽2.5M

28.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$247 HK$1,942

$103 ₽8,797

139.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.89 HK$125

$6.06 ₽515

162.21%

Internet (50+ Mbps, Unlimited Data)

$21.46 HK$168

$8.30 ₽707

158.55%

Gym Membership (Monthly)

$91.4 HK$717

$39.77 ₽3,384

129.75%

Tennis Court (1 Hour on Weekend)

$9.08 HK$71.3

$21.81 ₽1,855

-58.37%

Cinema Ticket

$13.96 HK$110

$5.04 ₽429

176.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,155 HK$9,067

$389 ₽33.1K

196.83%

International Primary School, 1 Child (Yearly)

$22.3K HK$174.6K

$7,319 ₽622.8K

204.00%

Jeans (Levis 501 Or Similar)

$68.9 HK$541

$85.5 ₽7,272

-19.40%

Summer Dress (H&M, Zara, etc)

$40.44 HK$317

$48.27 ₽4,107

-16.22%

Sport Shoes (Adidas, Nike)

$79.9 HK$627

$131 ₽11.1K

-38.89%

Men's Leather Business Shoes

$118 HK$923

$102 ₽8,658

15.59%

1-bedroom Apartment, City Center (Monthly)

$2,180 HK$17.1K

$404 ₽34.3K

439.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$305 ₽26.0K

462.77%

3-bedroom Apartment, City Center (Monthly)

$5,047 HK$39.6K

$943 ₽80.2K

435.19%

3-bedroom Apartment, Outside City Center (Monthly)

$3,543 HK$27.8K

$564 ₽48.0K

528.08%

Buy Apartment in City Center (m2)

$29.1K HK$228.7K

$2,094 ₽178.2K

1291.79%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$1,510 ₽128.5K

1063.74%

Average Monthly Net Salary (After Tax)

$3,228 HK$25.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

21.33

-81.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 4, 2026

Last update for Kholmsk: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.5%

Kholmsk

$305 30.1% 82.2% $1.4K

Groceries & Markets

Hong Kong

$415 13.9%

Kholmsk

$209 20.6% 49.6% $206

Monthly Utilities & Internet

Hong Kong

$285 9.5%

Kholmsk

$118 11.6% 58.7% $167

Eating Out

Hong Kong

$205 6.9%

Kholmsk

$161 15.9% 21.5% $44

Clothing & Footwear

Hong Kong

$138 4.6%

Kholmsk

$165 16.3% 19.4% $27

Sport & Entertainment

Hong Kong

$119 4%

Kholmsk

$50 4.9% 58.2% $69

Getting Around

Hong Kong

$105 3.5%

Kholmsk

$6.4 * 0.6% 93.9% $99

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,180 in Hong Kong versus $404 in Kholmsk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $63.0 in Hong Kong versus $36.00 in Kholmsk. Monthly groceries follow the same trend: $415 vs $209 – making Kholmsk the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇷🇺 Kholmsk

🕒 Local time

18:29 6:29 PM

21:29 9:29 PM

3 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

27,954

💱 Currency

Hong Kong Dollar HKD $

Russian Ruble RUB ₽

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

100 RUB = 1.18 USD

100 RUB = 1.05 EUR

Exchange rates and currency converter

RUB, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 10, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.79 HKD (1 HKD = 0.114 EUR).

Russian Ruble exchange rates as of October 10, 2026: 1 USD = 85.09 RUB (100 RUB = 1.18 USD). 1 EUR = 95.35 RUB (100 RUB = 1.05 EUR).

USD to HKD in detail →

On the map

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Hong Kong Kholmsk 3,720 km ≈ 5 h nonstop flight

From you

Hong Kong
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Kholmsk: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,984 in Hong Kong, $1,025 in Kholmsk – roughly 191% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,476 per month in Hong Kong and $1,538 in Kholmsk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kholmsk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $63.0 in Hong Kong and $36.00 in Kholmsk. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 98% more in Hong Kong, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Kholmsk, where all-in costs run around $1,025, than in Hong Kong at $2,984. In Kholmsk it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,025 in Kholmsk to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kholmsk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.