Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Kashiwa

For one person, living is cheaper in Kashiwa: $1,230 a month against $2,984 in Hong Kong, rent and utilities included – about $21,000 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
60

Cost of Living Index in Kashiwa
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Kashiwa Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Kashiwa

🇯🇵 Japan

$1,230

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Kashiwa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Kashiwa actually costs, broken down by who's living it.

A single person spends $2,984 per month in Hong Kong vs $1,230 in Kashiwa, rent included.

Hong Kong $2,984
Kashiwa $1,230

A couple spends around $4,584 per month in Hong Kong vs $1,857 in Kashiwa, rent included.

Hong Kong $4,584
Kashiwa $1,857

A family of three spends $6,183 per month in Hong Kong vs $2,484 in Kashiwa, rent included.

Hong Kong $6,183
Kashiwa $2,484

Hong Kong costs about 143% more than Kashiwa, and outside of rent the biggest gap is in groceries.

Hong Kong sits 121% above the global median, while Kashiwa is 9% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.75 HK$60.8

$6.44 ¥1,018

20.34%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$24.90 ¥3,933

159.76%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$5.13 ¥811

20.47%

Cappuccino

$5.08 HK$39.85

$3.46 ¥546

46.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$0.69 ¥108

89.86%

Water (0.33 liter bottle)

$1.09 HK$8.56

$0.79 ¥125

37.97%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$2.47 ¥391

202.43%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$3.13 ¥494

107.67%

Milk (1 liter)

$2.89 HK$22.71

$1.22 ¥193

136.89%

White Bread (500g)

$2.31 HK$18.14

$1.13 ¥179

104.42%

Rice (white) (1kg)

$2.13 HK$16.71

$3.59 ¥567

-40.67%

Eggs

$3.52 HK$27.65

$1.86 ¥293

89.25%

Local Cheese (1kg)

$24.72 HK$194

$6.39 ¥1,010

286.85%

Chicken Fillets (1kg)

$8.52 HK$66.9

$6.06 ¥958

40.59%

Beef Round Steak (1kg)

$18.00 HK$141

$9.37 ¥1,480

92.10%

Apples (1kg)

$4.18 HK$32.79

$5.66 ¥893

-26.15%

Banana (1kg)

$2.68 HK$21.07

$2.71 ¥428

-1.11%

Oranges (1kg)

$4.49 HK$35.22

$2.94 ¥465

52.72%

Tomato (1kg)

$4.03 HK$31.66

$4.09 ¥646

-1.47%

Potato (1kg)

$3.12 HK$24.51

$2.49 ¥394

25.30%

Onion (1kg)

$3.15 HK$24.72

$2.64 ¥417

19.32%

Lettuce (1 head)

$1.62 HK$12.75

$0.60 ¥95.4

170.00%

Water (1.5 liter bottle)

$1.74 HK$13.66

$0.61 ¥96.6

185.25%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$3.88 ¥614

247.94%

Wine (Bottle)

$16.54 HK$130

$6.35 ¥1,003

160.47%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$1.80 ¥284

7.78%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$1.91 ¥301

14.14%

One-way Ticket (Public Transport)

$1.41 HK$11.04

$1.44 ¥228

-2.08%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

$53.4 ¥8,439

65.91%

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$3.10 ¥490

19.03%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$1.56 ¥246

-15.38%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$20.60 ¥3,255

-23.45%

Gasoline (1 liter)

$4.03 HK$31.65

$1.00 ¥159

303.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$21.6K ¥3.4M

106.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.6K

$18.5K ¥2.9M

104.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$127 ¥20.1K

96.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$24.24 ¥3,830

-35.64%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$31.65 ¥5,000

-31.22%

Gym Membership (Monthly)

$94.2 HK$739

$52.9 ¥8,356

78.05%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

Cinema Ticket

$13.91 HK$109

$12.83 ¥2,027

8.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$628 ¥99.2K

85.21%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$14.7K ¥2.3M

49.07%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$62.1 ¥9,813

9.47%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$37.38 ¥5,906

12.12%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$61.5 ¥9,714

29.68%

Men's Leather Business Shoes

$122 HK$956

$101 ¥15.9K

20.84%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$523 ¥82.6K

328.62%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$400 ¥63.2K

329.40%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$1,123 ¥177.5K

348.80%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$743 ¥117.5K

361.97%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

$4,183 ¥660.9K

597.53%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$1,934 ¥305.5K

808.62%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

$2,653 ¥419.2K

23.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

2.64

48.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Kashiwa: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Kashiwa

$400 32.5% 76.7% $1.3K

Groceries & Markets

Hong Kong

$411 13.8%

Kashiwa

$248 20.1% 39.7% $163

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Kashiwa

$183 14.9% 36.3% $104

Eating Out

Hong Kong

$201 6.8%

Kashiwa

$133 10.8% 34% $68

Clothing & Footwear

Hong Kong

$140 4.7%

Kashiwa

$118 9.6% 15.9% $22

Sport & Entertainment

Hong Kong

$122 4.1%

Kashiwa

$79 6.4% 35.6% $43

Getting Around

Hong Kong

$105 3.5%

Kashiwa

$70 5.7% 33% $34

Cost Breakdown

A central one-bedroom costs $2,241 in Hong Kong versus $523 in Kashiwa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in Hong Kong, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $65.0 in Hong Kong versus $25.00 in Kashiwa. Monthly groceries follow the same trend: $411 vs $248 – making Kashiwa the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇯🇵 Kashiwa

🕒 Local time

05:11 5:11 AM

06:11 6:11 AM

1 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

417,394

💱 Currency

Hong Kong Dollar HKD $

Japanese Yen JPY ¥

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 18, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Japanese Yen exchange rates as of October 18, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to HKD in detail →

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Hong Kong Kashiwa 2,910 km ≈ 4 h 15 min nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Kashiwa: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,984 in Hong Kong, $1,230 in Kashiwa – roughly 143% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,476 per month in Hong Kong and $1,845 in Kashiwa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kashiwa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $25.00 in Kashiwa. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,984 in Hong Kong and $1,230 in Kashiwa. That's a gap of about 143%.

A $2,000 monthly budget goes further in Kashiwa, where all-in costs run around $1,230, than in Hong Kong at $2,984. In Kashiwa it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,230 in Kashiwa to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kashiwa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.