Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Kagoshima

For one person, living is cheaper in Kagoshima: $1,133 a month against $2,984 in Hong Kong, rent and utilities included – about $22,200 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
55

Cost of Living Index in Kagoshima
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Kagoshima Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Kagoshima

🇯🇵 Japan

$1,133

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Kagoshima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Kagoshima actually costs, broken down by who's living it.

A single person spends $2,984 per month in Hong Kong vs $1,133 in Kagoshima, rent included.

Hong Kong $2,984
Kagoshima $1,133

A couple spends around $4,584 per month in Hong Kong vs $1,887 in Kagoshima, rent included.

Hong Kong $4,584
Kagoshima $1,887

A family of three spends $6,183 per month in Hong Kong vs $2,641 in Kagoshima, rent included.

Hong Kong $6,183
Kagoshima $2,641

Hong Kong costs about 163% more than Kagoshima, and outside of rent the biggest gap is in groceries.

Hong Kong sits 121% above the global median, while Kagoshima is 16% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.75 HK$60.8

$6.46 ¥1,020

19.97%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$32.45 ¥5,127

99.32%

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

$5.42 ¥856

14.02%

Cappuccino

$5.08 HK$39.85

$2.91 ¥459

74.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

$1.01 ¥159

29.70%

Water (0.33 liter bottle)

$1.09 HK$8.56

$0.75 ¥118

45.33%

Local Beer (0.5 liter draught)

$7.47 HK$58.6

$2.51 ¥396

197.61%

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

$2.18 ¥344

198.17%

Milk (1 liter)

$2.89 HK$22.71

$1.36 ¥216

112.50%

White Bread (500g)

$2.31 HK$18.14

$1.14 ¥180

102.63%

Rice (white) (1kg)

$2.13 HK$16.71

$5.13 ¥811

-58.48%

Eggs

$3.52 HK$27.65

$2.06 ¥325

70.87%

Local Cheese (1kg)

$24.72 HK$194

$18.48 ¥2,919

33.77%

Chicken Fillets (1kg)

$8.52 HK$66.9

$5.47 ¥863

55.76%

Beef Round Steak (1kg)

$18.00 HK$141

$18.94 ¥2,993

-4.96%

Apples (1kg)

$4.18 HK$32.79

$3.67 ¥580

13.90%

Banana (1kg)

$2.68 HK$21.07

$1.85 ¥293

44.86%

Oranges (1kg)

$4.49 HK$35.22

$2.78 ¥439

61.51%

Tomato (1kg)

$4.03 HK$31.66

$3.31 ¥523

21.75%

Potato (1kg)

$3.12 HK$24.51

$2.05 ¥324

52.20%

Onion (1kg)

$3.15 HK$24.72

$1.83 ¥290

72.13%

Lettuce (1 head)

$1.62 HK$12.75

$1.06 ¥168

52.83%

Water (1.5 liter bottle)

$1.74 HK$13.66

$0.80 ¥126

117.50%

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

$3.88 ¥613

247.94%

Wine (Bottle)

$16.54 HK$130

$5.90 ¥932

180.34%

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

$1.14 ¥180

70.18%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

$1.89 ¥298

15.34%

One-way Ticket (Public Transport)

$1.41 HK$11.04

$1.27 ¥201

11.02%

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

$53.8 ¥8,497

64.80%

Taxi Start (Normal Tariff)

$3.69 HK$28.94

$4.00 ¥631

-7.75%

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

$2.03 ¥321

-34.98%

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

$11.27 ¥1,780

39.93%

Gasoline (1 liter)

$4.03 HK$31.65

$1.05 ¥166

283.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

$21.8K ¥3.4M

104.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.6K

$17.5K ¥2.8M

115.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$189 ¥29.8K

32.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$24.87 ¥3,928

-37.27%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$30.44 ¥4,809

-28.48%

Gym Membership (Monthly)

$94.2 HK$739

$51.3 ¥8,107

83.53%

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

Cinema Ticket

$13.91 HK$109

$11.81 ¥1,865

17.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

$124 ¥19.5K

839.35%

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

$12.3K ¥1.9M

77.38%

Jeans (Levis 501 Or Similar)

$68.0 HK$534

$49.61 ¥7,838

37.05%

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

$25.70 ¥4,060

63.07%

Sport Shoes (Adidas, Nike)

$79.7 HK$626

$63.6 ¥10.0K

25.46%

Men's Leather Business Shoes

$122 HK$956

$75.9 ¥12.0K

60.34%

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$541 ¥85.5K

313.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$222 ¥35.1K

673.16%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$1,015 ¥160.3K

396.88%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$748 ¥118.2K

359.07%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

$3,824 ¥604.2K

662.98%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$1,821 ¥287.8K

864.63%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

$1,831 ¥289.3K

78.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

1.97

98.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Kagoshima: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Kagoshima

$222 19.6% 87.1% $1.5K

Groceries & Markets

Hong Kong

$411 13.8%

Kagoshima

$295 26.1% 28.1% $115

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Kagoshima

$244 21.5% 14.9% $43

Eating Out

Hong Kong

$201 6.8%

Kagoshima

$127 11.2% 37.1% $75

Clothing & Footwear

Hong Kong

$140 4.7%

Kagoshima

$97 8.5% 31% $43

Sport & Entertainment

Hong Kong

$122 4.1%

Kagoshima

$75 6.6% 38.6% $47

Getting Around

Hong Kong

$105 3.5%

Kagoshima

$73 6.5% 30.1% $32

Cost Breakdown

A central one-bedroom costs $2,241 in Hong Kong versus $541 in Kagoshima. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 79% higher in Hong Kong, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $65.0 in Hong Kong versus $32.00 in Kagoshima. Monthly groceries follow the same trend: $411 vs $295 – making Kagoshima the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇯🇵 Kagoshima

🕒 Local time

11:38 11:38 AM

12:38 12:38 PM

1 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

593,128

💱 Currency

Hong Kong Dollar HKD $

Japanese Yen JPY ¥

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 18, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Japanese Yen exchange rates as of October 18, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to HKD in detail →

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Hong Kong Kagoshima 1,920 km ≈ 3 h nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Kagoshima: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,984 in Hong Kong, $1,133 in Kagoshima – roughly 163% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,476 per month in Hong Kong and $1,700 in Kagoshima. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kagoshima, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $32.00 in Kagoshima. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,984 in Hong Kong and $1,133 in Kagoshima. That's a gap of about 163%.

A $1,000 monthly budget goes further in Kagoshima, where all-in costs run around $1,133, than in Hong Kong at $2,984. In Kagoshima it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,133 in Kagoshima to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kagoshima. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.