Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Jakarta

For one person, living is cheaper in Jakarta: $793 a month against $2,984 in Hong Kong, rent and utilities included – about $26,300 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
38

Cost of Living Index in Jakarta
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Jakarta Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Jakarta

🇮🇩 Indonesia

$793

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Jakarta

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Jakarta actually costs, broken down by who's living it.

A single person spends $2,984 per month in Hong Kong vs $793 in Jakarta, rent included.

Hong Kong $2,984
Jakarta $793

A couple spends around $4,558 per month in Hong Kong vs $1,283 in Jakarta, rent included.

Hong Kong $4,558
Jakarta $1,283

A family of three spends $6,132 per month in Hong Kong vs $1,772 in Jakarta, rent included.

Hong Kong $6,132
Jakarta $1,772

Hong Kong costs about 276% more than Jakarta, and outside of rent the biggest gap is in groceries.

Hong Kong sits 123% above the global median, while Jakarta is 41% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.46 HK$66.4

$2.63 Rp 47.1K

221.67%

Three-Course Dinner for Two, Mid-Range

$63.2 HK$496

$16.93 Rp 302.9K

273.12%

Fast Food Meal (McDonalds, etc)

$6.20 HK$48.66

$3.33 Rp 59.5K

86.19%

Cappuccino

$4.90 HK$38.42

$2.00 Rp 35.8K

145.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.27 HK$10.01

$0.43 Rp 7,775

195.35%

Water (0.33 liter bottle)

$1.06 HK$8.31

$0.25 Rp 4,472

324.00%

Local Beer (0.5 liter draught)

$7.68 HK$60.3

$2.57 Rp 45.9K

198.83%

Imported Beer (0.33 liter bottle)

$6.28 HK$49.24

$3.85 Rp 68.9K

63.12%

Milk (1 liter)

$2.86 HK$22.45

$1.42 Rp 25.5K

101.41%

White Bread (500g)

$2.43 HK$19.10

$1.09 Rp 19.4K

122.94%

Rice (white) (1kg)

$2.18 HK$17.09

$0.91 Rp 16.2K

139.56%

Eggs

$3.54 HK$27.80

$1.77 Rp 31.7K

100.00%

Local Cheese (1kg)

$25.12 HK$197

$9.22 Rp 164.9K

172.45%

Chicken Fillets (1kg)

$8.89 HK$69.8

$3.11 Rp 55.6K

185.85%

Beef Round Steak (1kg)

$17.63 HK$138

$7.78 Rp 139.1K

126.61%

Apples (1kg)

$4.11 HK$32.23

$2.87 Rp 51.4K

43.21%

Banana (1kg)

$2.72 HK$21.32

$1.32 Rp 23.5K

106.06%

Oranges (1kg)

$4.59 HK$36.05

$2.50 Rp 44.6K

83.60%

Tomato (1kg)

$4.02 HK$31.52

$1.39 Rp 24.9K

189.21%

Potato (1kg)

$3.25 HK$25.50

$1.38 Rp 24.8K

135.51%

Onion (1kg)

$3.27 HK$25.70

$2.10 Rp 37.6K

55.71%

Lettuce (1 head)

$1.60 HK$12.54

$0.94 Rp 16.8K

70.21%

Water (1.5 liter bottle)

$1.73 HK$13.56

$0.51 Rp 9,105

239.22%

Cigarettes 20 Pack (Marlboro, Camel)

$13.14 HK$103

$2.80 Rp 50.1K

369.29%

Wine (Bottle)

$16.59 HK$130

$20.83 Rp 372.7K

-20.36%

Local Beer (0.5 liter bottle)

$2.01 HK$15.80

$2.05 Rp 36.7K

-1.95%

Imported Beer (0.33 liter bottle)

$2.18 HK$17.13

$3.04 Rp 54.4K

-28.29%

One-way Ticket (Public Transport)

$1.44 HK$11.31

$0.27 Rp 4,809

433.33%

Public Transport Monthly Pass (Regular Price)

$89.1 HK$699

$11.86 Rp 212.1K

650.93%

Taxi Start (Normal Tariff)

$3.64 HK$28.54

$0.50 Rp 8,982

628.00%

Taxi (Normal Tariff) (1km)

$1.31 HK$10.29

$0.33 Rp 5,888

296.97%

Taxi 1hour Waiting (Normal Tariff)

$15.82 HK$124

$3.42 Rp 61.2K

362.57%

Gasoline (1 liter)

$4.06 HK$31.89

$0.87 Rp 15.6K

366.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.4K HK$348.2K

$27.8K Rp 496.8M

59.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.4K HK$293.2K

$32.6K Rp 583.5M

14.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$247 HK$1,942

$106 Rp 1.9M

133.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.89 HK$125

$6.04 Rp 108.0K

163.08%

Internet (50+ Mbps, Unlimited Data)

$21.46 HK$168

$19.04 Rp 340.7K

12.71%

Gym Membership (Monthly)

$91.4 HK$717

$25.65 Rp 458.8K

256.22%

Tennis Court (1 Hour on Weekend)

$9.08 HK$71.3

$13.65 Rp 244.3K

-33.48%

Cinema Ticket

$13.96 HK$110

$3.29 Rp 58.8K

324.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,155 HK$9,068

$153 Rp 2.7M

653.37%

International Primary School, 1 Child (Yearly)

$22.3K HK$174.6K

$8,270 Rp 147.9M

169.05%

Jeans (Levis 501 Or Similar)

$68.9 HK$541

$58.7 Rp 1.0M

17.46%

Summer Dress (H&M, Zara, etc)

$40.44 HK$317

$28.37 Rp 507.5K

42.54%

Sport Shoes (Adidas, Nike)

$79.9 HK$627

$70.9 Rp 1.3M

12.74%

Men's Leather Business Shoes

$118 HK$923

$106 Rp 1.9M

11.15%

1-bedroom Apartment, City Center (Monthly)

$2,180 HK$17.1K

$370 Rp 6.6M

489.36%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$200 Rp 3.6M

757.74%

3-bedroom Apartment, City Center (Monthly)

$5,047 HK$39.6K

$1,155 Rp 20.7M

336.96%

3-bedroom Apartment, Outside City Center (Monthly)

$3,543 HK$27.8K

$556 Rp 10.0M

536.92%

Buy Apartment in City Center (m2)

$29.1K HK$228.7K

$3,023 Rp 54.1M

864.20%

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

$1,445 Rp 25.9M

1115.60%

Average Monthly Net Salary (After Tax)

$3,228 HK$25.3K

$449 Rp 8.0M

618.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

9.46

-58.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 4, 2026

Last update for Jakarta: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.5%

Jakarta

$200 25.3% 88.3% $1.5K

Groceries & Markets

Hong Kong

$415 13.9%

Jakarta

$218 27.5% 47.5% $197

Monthly Utilities & Internet

Hong Kong

$285 9.5%

Jakarta

$131 16.5% 54% $154

Eating Out

Hong Kong

$205 6.9%

Jakarta

$78 9.9% 61.8% $127

Clothing & Footwear

Hong Kong

$138 4.6%

Jakarta

$119 15% 14.1% $19

Sport & Entertainment

Hong Kong

$119 4%

Jakarta

$32 4.1% 73% $87

Getting Around

Hong Kong

$105 3.5%

Jakarta

$15 1.9% 85.6% $90

Cost Breakdown

A central one-bedroom costs $2,180 in Hong Kong versus $370 in Jakarta. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 618% higher in Hong Kong, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63.0 in Hong Kong versus $17.00 in Jakarta. Monthly groceries follow the same trend: $415 vs $218 – making Jakarta the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇮🇩 Jakarta

🕒 Local time

10:47 10:47 AM

09:47 9:47 AM

1 h behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

11,337,563 Capital

💱 Currency

Hong Kong Dollar HKD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 10, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,890 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,065 IDR (100,000 IDR = 4.98 EUR).

USD to HKD in detail →

On the map

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Highest

Between locations

Hong Kong Jakarta 3,260 km ≈ 4 h 30 min nonstop flight

From you

Hong Kong
Jakarta

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Jakarta: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,984 in Hong Kong, $793 in Jakarta – roughly 276% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,476 per month in Hong Kong and $1,190 in Jakarta. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jakarta, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $63.0 in Hong Kong and $17.00 in Jakarta. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,984 in Hong Kong and $793 in Jakarta. That's a gap of about 276%.

A $1,000 monthly budget goes further in Jakarta, where all-in costs run around $793, than in Hong Kong at $2,984. In Jakarta it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $793 in Jakarta to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jakarta. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.