Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Hagatna

For one person, living is cheaper in Hagatna: $2,740 a month against $2,984 in Hong Kong, rent and utilities included – about $2,900 less a year. The total is higher in Hong Kong despite lower rent and utilities.

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Cost of Living Index in Hong Kong
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Hong Kong Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Hagatna

🇬🇺 Guam

$2,740

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Hagatna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Hagatna actually costs, broken down by who's living it.

A single person spends $2,984 per month in Hong Kong vs $2,740 in Hagatna, rent included.

Hong Kong $2,984
Hagatna $2,740

A couple spends around $4,584 per month in Hong Kong vs $2,939 in Hagatna, rent included.

Hong Kong $4,584
Hagatna $2,939

A family of three spends $6,183 per month in Hong Kong vs $3,138 in Hagatna, rent included.

Hong Kong $6,183
Hagatna $3,138

Hong Kong costs about 9% more than Hagatna, and outside of rent the biggest gap is in groceries.

Both Hong Kong and Hagatna sit above the global median – Hong Kong by 121%, Hagatna by 103%.

Meal at Budget Restaurant

$7.75 HK$60.8

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

Fast Food Meal (McDonalds, etc)

$6.18 HK$48.51

Cappuccino

$5.08 HK$39.85

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 HK$10.31

Water (0.33 liter bottle)

$1.09 HK$8.56

Local Beer (0.5 liter draught)

$7.47 HK$58.6

Imported Beer (0.33 liter bottle)

$6.50 HK$51.0

Milk (1 liter)

$2.89 HK$22.71

$3.85 $3.85

-24.94%

White Bread (500g)

$2.31 HK$18.14

Rice (white) (1kg)

$2.13 HK$16.71

Eggs

$3.52 HK$27.65

$9.46 $9.46

-62.79%

Local Cheese (1kg)

$24.72 HK$194

Chicken Fillets (1kg)

$8.52 HK$66.9

Beef Round Steak (1kg)

$18.00 HK$141

Apples (1kg)

$4.18 HK$32.79

Banana (1kg)

$2.68 HK$21.07

Oranges (1kg)

$4.49 HK$35.22

Tomato (1kg)

$4.03 HK$31.66

Potato (1kg)

$3.12 HK$24.51

Onion (1kg)

$3.15 HK$24.72

Lettuce (1 head)

$1.62 HK$12.75

Water (1.5 liter bottle)

$1.74 HK$13.66

Cigarettes 20 Pack (Marlboro, Camel)

$13.50 HK$106

Wine (Bottle)

$16.54 HK$130

Local Beer (0.5 liter bottle)

$1.94 HK$15.19

Imported Beer (0.33 liter bottle)

$2.18 HK$17.11

One-way Ticket (Public Transport)

$1.41 HK$11.04

Public Transport Monthly Pass (Regular Price)

$88.6 HK$696

Taxi Start (Normal Tariff)

$3.69 HK$28.94

Taxi (Normal Tariff) (1km)

$1.32 HK$10.36

Taxi 1hour Waiting (Normal Tariff)

$15.77 HK$124

Gasoline (1 liter)

$4.03 HK$31.65

$1.32 $1.32

205.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K HK$350.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K HK$296.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 HK$1,959

$345 $345

-27.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.60 HK$122

$60.5 $60.5

-74.23%

Internet (50+ Mbps, Unlimited Data)

$21.77 HK$171

$59.6 $59.6

-63.47%

Gym Membership (Monthly)

$94.2 HK$739

Tennis Court (1 Hour on Weekend)

$9.29 HK$72.9

Cinema Ticket

$13.91 HK$109

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 HK$9,122

International Primary School, 1 Child (Yearly)

$21.9K HK$171.6K

Jeans (Levis 501 Or Similar)

$68.0 HK$534

Summer Dress (H&M, Zara, etc)

$41.91 HK$329

Sport Shoes (Adidas, Nike)

$79.7 HK$626

Men's Leather Business Shoes

$122 HK$956

1-bedroom Apartment, City Center (Monthly)

$2,241 HK$17.6K

$2,178 $2,178

2.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

$2,198 $2,198

-21.84%

3-bedroom Apartment, City Center (Monthly)

$5,041 HK$39.6K

$2,423 $2,423

108.04%

3-bedroom Apartment, Outside City Center (Monthly)

$3,435 HK$27.0K

$2,402 $2,402

42.97%

Buy Apartment in City Center (m2)

$29.2K HK$229.0K

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

$6,807 $6,807

-51.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 10, 2026

Last update for Hagatna: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.6%

Hagatna

–

Groceries & Markets

Hong Kong

$411 13.8%

Hagatna

–

Monthly Utilities & Internet

Hong Kong

$287 9.6%

Hagatna

–

Eating Out

Hong Kong

$201 6.8%

Hagatna

–

Clothing & Footwear

Hong Kong

$140 4.7%

Hagatna

–

Sport & Entertainment

Hong Kong

$122 4.1%

Hagatna

–

Getting Around

Hong Kong

$105 3.5%

Hagatna

–

Cost Breakdown

A central one-bedroom costs $2,241 in Hong Kong versus $2,178 in Hagatna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 108% higher in Hagatna, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

Good to know

🇭🇰 Hong Kong

🇬🇺 Hagatna

🕒 Local time

23:22 11:22 PM

01:22 1:22 AM

2 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

1,100 Capital

💱 Currency

Hong Kong Dollar HKD $

United States Dollar USD $

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

1 USD = 0.889 EUR

Exchange rates and currency converter

USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 17, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Hagatna 3,370 km ≈ 4 h 45 min nonstop flight

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Hong Kong
Hagatna

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Hagatna: Cost of Living - Frequently Asked Questions

Hong Kong costs about 9% more than Hagatna, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,476 per month in Hong Kong and $4,110 in Hagatna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hagatna, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,984 in Hong Kong and $2,740 in Hagatna. That's a gap of about 9%.

Groceries cost about 438% more in Hong Kong, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Hagatna, where all-in costs run around $2,740, than in Hong Kong at $2,984. In Hagatna it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Hagatna costs $2,740 versus $2,984 in Hong Kong. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hagatna. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.